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Find Final Expense Insurance Agents in Panama City, FL

Compare final expense insurance agents in Panama City. Review contact information and insurance categorys before you decide.

15 agents listed
Updated May 2026
Panama City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 15 final expense insurance agents in Panama City, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Douglas Insurance & Financial Services
2217 St Andrews Blvd, Panama City, FL 32405
(850) 769-7785 johndouglasinsurance.com
Peoples First Insurance
1022 W 23rd St Suite 250, Panama City, FL 32405
(850) 770-7047 pfinsurance.com
Ellis Agency Insurance
1134 Harrison Ave, Panama City, FL 32401
(850) 763-1627 ellisagency.net
Specialty Insurance Group
1143 Jenks Ave, Panama City, FL 32401
(850) 747-4959 specialtyinsgroup.net
Broward Hall Insurance
455 Harrison Ave ste d, Panama City, FL 32401
(850) 769-4828 browardhall.com
Hollomon Insurance Agency
2993 W 10th St, Panama City, FL 32401
(850) 872-8000 hollomoninsurance.com
Providence Risk Insurance LLC
5501 Cherry St, Panama City, FL 32404
(850) 785-3717 providenceriskinsurance.com
Blackwell Insurance
1109 Beck Ave, Panama City, FL 32401
(850) 769-2225 blackwellinsurance.net
Glen Frye Insurance Agency
1537 Jenks Ave, Panama City, FL 32405
(850) 872-0822
Goosehead Insurance - Paul Wunstell
475 Harrison Ave #215, Panama City, FL 32401
(850) 396-4669 goosehead.com
Renegade Insurance - Panama City
632 W 23rd St, Panama City, FL 32405
(850) 784-1688 renegadeinsurance.com
Hassler & Associates Insurance Agency
757 Jenks Ave, Panama City, FL 32401
(850) 872-0711 hasslerinsurancepc.com
We Insure John Douglas Insurance
2217B St Andrews Blvd, Panama City, FL 32405
(850) 786-2390 weinsurejdi.com
Well Spring Insurance LLC
1205 Hamilton Ave, Panama City, FL 32401
(850) 809-7214
We Insure Panama City - Chuck Bond & Vince Flavia
621 N Tyndall Pkwy B, Panama City, FL 32404
(850) 747-3001 weinsuregroup.com

Final expense insurance agents in Panama City, Florida help residents secure coverage for end-of-life costs such as funeral services and medical bills. Under Florida Statute 627.409, insurance policies are subject to contestability periods of two years, which means claims can be denied for misrepresentations during that time. Agents in this area often assist clients with whole life policies that do not require a medical exam, making them accessible for seniors and those with health conditions.

What Does a Final Expense Insurance Agent in Panama City Cost?

In Panama City, Florida, final expense insurance premiums generally range from 30 to 150 dollars per month for a 5,000 to 25,000 dollar policy. Rates depend on age, health, and the insurer. Florida law does not cap premiums, so shopping with an agent can help find competitive rates. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a final expense insurance agent in Panama City do?
A final expense insurance agent helps you compare and purchase small whole life insurance policies designed to cover funeral costs and other final expenses. They guide you through the application process and explain policy terms, including Florida-specific rules like the free-look period.
Do I need a medical exam for final expense insurance in Florida?
Most final expense policies in Florida do not require a medical exam. Instead, insurers use a simplified underwriting process with health questions. However, some conditions may lead to a graded benefit period, where full coverage starts after a waiting period.
How long does it take to get a final expense policy in Panama City?
Approval for a final expense policy in Florida typically takes a few days to a few weeks. Once approved, coverage begins immediately, though some policies have a two-year contestability period as required by Florida law.