The top-rated final expense insurance agent in St. Petersburg, Florida is HH Insurance Group, LLC, rated 5.0 stars across 2,318 reviews. Other highly rated options include Florida All Risk Insurance, Northeast Underwriters Insurance, Freedom Insurance Services. This directory lists 25 final expense insurance agents serving St. Petersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HH Insurance Group, LLC | 9887 4th St N # 200 | (727) 498-5551 |
| 2 | Florida All Risk Insurance | 7024 Central Ave | (888) 880-9200 |
| 3 | Northeast Underwriters Insurance | 4790 1st St N | (727) 521-4253 |
| 4 | Freedom Insurance Services | 5980 66th St N unit k | (727) 546-5600 |
| 5 | Insurance Resources | 6620 1st Ave S | (727) 345-0242 |
| 6 | Acceptance Insurance | 3114 1st Ave N | (727) 203-7022 |
| 7 | Gulf Coast Insurance Services | 5429 Central Ave | (727) 317-5799 |
| 8 | Melissa Ems Insurance Agency | 3446 49th Street N | (727) 321-9828 |
| 9 | Comegys Insurance Agency | 1 Beach Dr SE Suite 230 | (727) 521-2100 |
| 10 | Select Insurance Providers LLC | 11300 4th St N STE 102 | (813) 421-3711 |
HH Insurance Group, LLC serves the St. Petersburg, FL area and the wider Pinellas County region, specializing in final expense insurance agency services. The company assists clients in planning for end-of-life costs, helping to alleviate financial burdens on surviving family members. Typical services include guiding individuals through the selection of suitable burial insurance policies and facilitating whole life insurance plans designed specifically for final expenses. These policies cover funeral arrangements and outstanding medical bills, providing financial protection for loved ones.
Florida All Risk Insurance in St. Petersburg, FL, helps clients arrange final expense coverage to manage end‑of‑life costs. It advises on policy options for funeral services, outstanding medical bills, and other final obligations. Support includes plan explanations, application assistance, and periodic policy reviews. The agency serves households planning ahead for financial protection, including owners of single‑family homes, apartments, retail businesses, and restaurants.
Northeast Underwriters Insurance serves families and individuals seeking final expense coverage. The agency guides clients through the process of purchasing life insurance policies designed to cover funeral and burial costs. By helping people plan ahead, the agency reduces the financial burden on loved ones during a difficult time. Such policies provide a defined benefit that can be used for end-of-life expenses. Northeast Underwriters Insurance works with local residents in St. Petersburg and also serves clients throughout the greater Tampa Bay area and neighboring communities.
Freedom Insurance Services serves St. Petersburg, Florida, and the surrounding communities of Pinellas County. The agency handles final expense insurance, which covers funeral costs and end-of-life medical bills for local families. Their work focuses on helping clients secure a straightforward policy that prevents loved ones from facing unexpected financial burdens. To handle a typical job, the agent meets directly with the client to review their specific wishes and health history, then presents simple coverage options that match the person’s needs.
For a single visit, Insurance Resources in St. Petersburg, FL, helps families finalize a burial policy to cover immediate funeral costs. Alternatively, their ongoing service option allows policyholders to adjust coverage amounts as needs change or to update beneficiary details later. This method ensures final expenses remain fully planned without unexpected gaps. As a final expense insurance agent, the company offers a simplified application without a medical exam for most applicants. Their service runs on either a one-time engagement for policy setup or an as-needed basis for future adjustments.
Acceptance Insurance offers both one-time policy consultations and recurring service reviews for final expense planning in St. Petersburg, Florida. Coverage typically helps individuals manage end-of-life costs through simplified application processes without medical exams. Agents here explain available policy benefit options and guide clients in selecting appropriate coverage amounts within their budget. This final expense insurance agent location provides service on an as-needed basis following an initial client appointment.
Gulf Coast Insurance Services specializes in final expense insurance arrangements, offering focused guidance for individuals planning end-of-life coverage. The company assists families in St. Petersburg with budgeting for funeral costs and outstanding medical bills, structuring policies to provide clear beneficiaries with a straightforward claim process. Its general service work involves explaining policy details and simplifying the application procedures for senior residents. During the spring months, when many families review estate plans, the agency commonly helps local clients adjust their beneficiaries after marital changes or the birth of grandchildren.
As Florida seniors prepare for the summer heat and hurricane season, many reevaluate their financial plans to ensure final expenses are covered. Melissa Ems Insurance Agency in St. Petersburg helps families navigate this process by offering guidance on appropriate final expense coverage. The agency focuses on policies that address funeral costs and outstanding debts, providing clarity during a difficult time. Their approach begins with a personalized consultation to discuss individual needs and explore suitable options, followed by a straightforward policy review to assess current coverage.
Comegys Insurance Agency works with clients in St. Petersburg, Florida, to arrange final expense coverage. This firm specializes in helping individuals plan for the financial aspects of end-of-life needs, including funeral and burial costs. Their team guides clients through the selection of appropriate policy options. Comegys Insurance Agency can serve customers from neighborhood retail offices, local warehouses, and the St. Petersburg food service sector.
Select Insurance Providers LLC serves residential clients in St. Petersburg, Florida, and its surrounding areas, offering final expense insurance agent services. The company also provides commercial coverage options for local businesses seeking similar benefits. A dedicated agent meets with families to explain policy features and simplify the application process. This personal support helps ensure peace of mind regarding end-of-life financial planning needs. After a policy is in place, the agent remains available for follow-up questions and can adjust coverage during regular visits between scheduled appointments.
What Does a a Final Expense Insurance Agent in St. Petersburg Cost?
Typical final expense insurance costs in Florida range from 30 to 100 dollars per month for a 5000 to 25000 dollar benefit. Premiums are based on your age health and smoking status. Some policies offer level benefits while others have a graded death benefit in the first 2 years. This is general information and not insurance advice.
About final expense insurance agents in St. Petersburg
Final expense insurance agents in St. Petersburg Florida help residents secure affordable burial and funeral coverage. Florida law requires insurers to offer a free look period of at least 10 days on final expense policies. This local service is especially important for seniors planning ahead in the Tampa Bay area.
Frequently Asked Questions
What is a final expense insurance agent in St. Petersburg?
A final expense insurance agent helps you buy a small whole life policy to cover funeral costs and medical bills. In Florida these agents must hold a valid state license and follow Florida insurance code 626. Agents can explain how Florida probate laws may affect your beneficiary payouts.
How do Florida laws affect final expense insurance?
Florida law gives you a 10 day free look period to cancel any life insurance policy for a full refund. Also Florida has a 2 year contestability period for death claims. If you die within that time the insurer can investigate your application more closely.
What costs are typical for final expense insurance in St. Petersburg?
Monthly premiums usually range from 30 to 100 dollars for a 5000 to 25000 dollar policy. Your age health and tobacco use affect the price. Florida residents may also pay a state premium tax of 1.75 percent on life insurance policies.
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