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Find Final Expense Insurance Agents Near You in Elgin, IL

Browse final expense insurance agents serving Elgin, Illinois. Updated 2026-07-14.

The top-rated final expense insurance agent in Elgin, Illinois is Illinois Vehicle Auto Insurance (Xpert), rated 4.8 stars across 1,124 reviews. Other highly rated options include ADH Insurance Agency, Inc, Farmers Insurance - Chantal Ortiz Meza, David Im - State Farm Insurance Agent. This directory lists 18 final expense insurance agents serving Elgin.

Showing 18 final expense insurance agents in Elgin, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Illinois Vehicle Auto Insurance (Xpert)1073 N Liberty St(847) 468-0300
2ADH Insurance Agency, Inc2521 Technology Dr # 204(847) 697-0104
3Farmers Insurance - Chantal Ortiz Meza79 S Grove Ave(224) 242-8132
4David Im - State Farm Insurance Agent1245 Larkin Ave(847) 742-2292
5Melissa Myers - State Farm Insurance Agent1350 E Chicago St Unit 8(847) 888-8050
6Jason Alicea American Family Insurance1070 Larkin Ave # 2E(847) 841-1444
7Magnum Insurance Agency300 S McLean Blvd Unit C(847) 608-7260
8Farmers Insurance - Elizabeth Estrada829 Walnut Ave Ste B(847) 488-1600
9Farmers Insurance - Anthony Eason2090 Larkin Ave Ste 2(847) 888-8353
10Raul Vasquez: Primerica - Financial Services707 Davis Rd STE 100(847) 622-1227
IV
1073 N Liberty St
Illinois Vehicle Auto Insurance (Xpert)
Final Expense Insurance Agent · Elgin, IL

Illinois Vehicle Auto Insurance (Xpert) in Round Lake Beach, IL, is known for helping families manage the financial responsibilities that follow a loved one’s passing through final expense insurance. Its service range focuses on burial and other end-of-life cost coverage, guiding clients to policies that meet straightforward needs in the local area. Policies typically provide a fixed benefit with stable premiums. The agency can add on immediate payment of benefits to beneficiaries without requiring a probate process.

AI
2521 Technology Dr # 204
ADH Insurance Agency, Inc
Final Expense Insurance Agent · Elgin, IL

ADH Insurance Agency, Inc serves Elgin and Kane County, offering final expense insurance to help families cover end-of-life costs. The agency guides clients through policy options that manage funeral expenses and outstanding medical bills. Plans typically provide fixed benefits without requiring medical exams, simplifying the application process. By focusing on burial and final arrangement funding, the company assists residents in securing financial protection for their loved ones. It handles both single-life and joint-life final expense policies tailored to local needs.

FI
79 S Grove Ave
Farmers Insurance - Chantal Ortiz Meza
Final Expense Insurance Agent · Elgin, IL

Farmers Insurance - Chantal Ortiz Meza in Elgin, IL provides final expense insurance agents to help clients arrange coverage for end-of-life costs. Services include policy selection for burial and other final expenses, with maintenance assistance through claim filing support and beneficiary guidance. These plans are available for individuals seeking to relieve families from financial burdens after a death. The agency serves single-family homes, apartments, retail stores, and restaurants.

DI
1245 Larkin Ave
David Im - State Farm Insurance Agent
Final Expense Insurance Agent · Elgin, IL

David Im - State Farm Insurance Agent in Elgin, Illinois, serves local families seeking final expense insurance to cover end-of-life costs. The agency helps residents arrange affordable burial and funeral expense policies that provide financial protection for their loved ones. Each plan is designed to ease the burden on surviving family members during a difficult time. David Im also assists clients from neighboring communities in the greater Elgin area, including South Elgin.

MM
1350 E Chicago St Unit 8
Melissa Myers - State Farm Insurance Agent
Final Expense Insurance Agent · Elgin, IL

Serving Elgin, Illinois, and the surrounding Fox Valley communities, Melissa Myers - State Farm Insurance Agent handles final expense insurance for local families. This type of policy covers end-of-life costs, such as burial services and outstanding medical bills, providing peace of mind during a difficult time. The company works directly with clients to assess their individual needs, explaining policy details clearly. It uses a straightforward, personal approach to guide each client through the process of securing a simple, affordable plan.

JA
1070 Larkin Ave # 2E
Jason Alicea American Family Insurance
Final Expense Insurance Agent · Elgin, IL

Operating as both a one-time sale service and a recurring-relationship provider, Jason Alicea American Family Insurance helps families in Elgin, IL, secure burial and end-of-life coverage. This final expense insurance agent primarily assists clients with whole life policies designed meaningfully for covering funeral costs and outstanding medical bills. Most local policies are underwritten for straightforward approval. The service runs on either a one-time purchase basis or a scheduled payment plan as needed by each individual client.

MI
300 S McLean Blvd Unit C
Magnum Insurance Agency
Final Expense Insurance Agent · Elgin, IL

Magnum Insurance Agency in Elgin, Illinois works with local families, offering protection that helps cover funeral costs and other end-of-life expenses. It specializes in final expense insurance policies, which provide fixed benefits without requiring a medical exam. These policies are designed to relieve financial burden during difficult times. The agency serves many local commercial sectors, including small offices in strip malls, warehouses handling logistics, and food service establishments like restaurants and caterers throughout the Elgin area.

FI
829 Walnut Ave Ste B
Farmers Insurance - Elizabeth Estrada
Final Expense Insurance Agent · Elgin, IL

Farmers Insurance - Elizabeth Estrada in Elgin, IL, provides final expense insurance as its primary specialty, offering burial and end-of-life policy planning. Its general service work includes helping local families create straightforward coverage to address funeral costs and outstanding debts. The agency navigates policies that avoid medical exams while ensuring beneficiaries receive funds quickly. It regularly assists clients with updating existing plans or establishing new coverage during major life transitions, such as the loss of a spouse or approaching retirement.

FI
2090 Larkin Ave Ste 2
Farmers Insurance - Anthony Eason
Final Expense Insurance Agent · Elgin, IL

As families in Elgin begin planning for the security of their loved ones this season, having a clear final expense plan provides important peace of mind. Farmers Insurance - Anthony Eason helps residents understand how their life insurance choices can cover funeral costs and other end-of-life bills. The agent takes time to explain policy options, including how benefits can ease financial burdens on survivors. After an initial consultation, Mr. Eason schedules a thorough needs inspection to review the client's specific goals and family situation.

RV
707 Davis Rd STE 100
Raul Vasquez: Primerica - Financial Services
Final Expense Insurance Agent · Elgin, IL

Raul Vasquez: Primerica - Financial Services in Elgin, IL helps individuals plan for end-of-life costs through final expense insurance. The agency focuses on policies that cover funeral expenses, burial services, and outstanding medical bills, aiming to relieve family financial burdens. Additional offerings often include pre-need insurance arrangements tailored to local cemetery and cremation costs. The company can serve offices, warehouses, and food service operations within the Elgin area.

KM
1970 Larkin Ave STE 3
Kevin Malooly Agency LLC American Family Insurance
Final Expense Insurance Agent · Elgin, IL
(847) 888-2222
amfam.com/agents/illinois/elgin/kevin-malooly
FI
1146 Dundee Ave
Farmers Insurance - Rojelio Medina
Final Expense Insurance Agent · Elgin, IL
(847) 592-7440
agents.farmers.com/il/elgin/rojelio-medina
NI
1 S Liberty St
Northwest Insurance Network
Final Expense Insurance Agent · Elgin, IL
(847) 930-6200
northwestinsurance.com
VI
1331 Dundee Ave
Valentine Insurance Agency
Final Expense Insurance Agent · Elgin, IL
(847) 741-0083
valentine-ins.com
LI
790 Fletcher Dr STE 108
LifeSmart
Final Expense Insurance Agent · Elgin, IL
(844) 543-3762
medicarelifesmart.com
AI
Clock Tower Plaza, 91, 95 Clock Tower Plaza
Alteza Insurance
Final Expense Insurance Agent · Elgin, IL
(847) 742-8522
altezains.com
CM
2455 Alft Ln
Cuna Mutual Group
Final Expense Insurance Agent · Elgin, IL
(630) 394-5364
cunamutual.com
JI
1275 Davis Rd Suite 225
JC Insurance Agency Inc
Final Expense Insurance Agent · Elgin, IL
(224) 856-5542
jcinsagency.com

What Does a a Final Expense Insurance Agent in Elgin Cost?

In Elgin, final expense insurance premiums typically range from 30 to 150 dollars per month depending on age, health, and coverage amount. A 10,000 dollar policy for a healthy 65-year-old may cost around 50 to 70 dollars monthly. Rates are higher for older applicants or those with health conditions. This is general information and not insurance advice.

About final expense insurance agents in Elgin

Final expense insurance agents in Elgin Illinois help residents secure coverage for end-of-life costs such as funeral services and medical bills. Illinois law requires funeral homes to provide a general price list upon request, making it easier to plan expenses. These policies are typically small whole life plans with face values between 5,000 and 25,000 dollars.

Frequently Asked Questions

What is a final expense insurance agent in Elgin?

A final expense insurance agent in Elgin helps you find a burial insurance policy that pays cash benefits to your beneficiaries. These agents work with multiple insurance companies to match you with a plan that fits your budget and health status.

Do I need a medical exam for final expense insurance in Illinois?

Most final expense policies in Illinois do not require a medical exam. Instead, insurers ask a few health questions on the application. Some policies offer guaranteed acceptance regardless of health, though there may be a waiting period for full benefits.

How does Illinois law affect final expense insurance payouts?

Illinois law does not tax life insurance death benefits, so your beneficiaries receive the full face value. The policy must be in force at the time of death for the claim to be paid. Illinois also has a 30-day free look period for new policies.

Final Expense Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.