The top-rated final expense insurance agent in Moline, Illinois is Matt Fitzpatrick - State Farm Insurance Agent, rated 5.0 stars across 283 reviews. Other highly rated options include Glen Gerardy - State Farm Insurance Agent, Chad Cruse - State Farm Insurance Agent, Farmers Insurance - David Williams. This directory lists 20 final expense insurance agents serving Moline.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Fitzpatrick - State Farm Insurance Agent | 800 36th Ave | (309) 948-2071 |
| 2 | Glen Gerardy - State Farm Insurance Agent | 3815 16th St | (309) 786-7480 |
| 3 | Chad Cruse - State Farm Insurance Agent | 1922 7th St Suite 201 | (309) 736-9337 |
| 4 | Farmers Insurance - David Williams | 2800 41st St | (309) 762-8100 |
| 5 | Jason Goff - State Farm Insurance Agent | 2450 53rd St | (309) 762-1187 |
| 6 | Josh Jackson - COUNTRY Financial Representative | 2326 53rd St A | (309) 736-9637 |
| 7 | Derek Newton: Allstate Insurance | 3311 Avenue of the Cities | (309) 797-9355 |
| 8 | Tim Clifton Agency Inc American Family Insurance | 3760 41st St #8 | (309) 797-6600 |
| 9 | Goosehead Insurance - Pat Moody | 4720 Avenue of the Cities | (309) 740-2272 |
| 10 | Halbreiter Insurance | 1465 41st St Suite 3 | (309) 373-2900 |
Matt Fitzpatrick - State Farm Insurance Agent serves the Moline, Illinois area, specializing in final expense insurance for local families. This type of coverage helps manage end-of-life costs, such as funeral services and outstanding medical bills. The agency works directly with clients to select appropriate policy amounts that meet individual needs. It also handles policy applications and beneficiary designations, ensuring paperwork is completed correctly. The office provides guidance on burial expense planning and related life insurance options in the Moline metro region.
Glen Gerardy with State Farm Insurance in Moline, IL assists individuals and families seeking final expense insurance to cover end-of-life costs. This agency provides policies designed to ease the financial burden on loved ones by funding funeral arrangements and outstanding medical bills. Plans typically offer fixed premiums and a guaranteed death benefit to help policyholders prepare for the future. The agent also serves clients in neighboring communities within the greater Quad Cities metro area, including East Moline and Rock Island.
Chad Cruse - State Farm Insurance Agent provides final expense insurance services to clients in the Moline, Illinois area. This agent helps individuals plan for end-of-life costs through personalized insurance options. Service plans focus on explaining policy terms and coverage levels to ensure clients understand their benefits. Policy maintenance includes annual reviews and updates to reflect changing financial needs. The company serves a variety of clients, covering single-family homes, apartments, retail businesses, and restaurants.
Serving Moline and the surrounding Illinois communities, Farmers Insurance - David Williams handles final expense insurance to help families cover end-of-life costs. Their work focuses on policies designed to ease the financial burden on loved ones during a difficult time. As a local agent, they provide guidance on coverage options that fit individual needs. For a typical job, they begin with a consultation to understand the client’s situation and then tailor a simple plan that ensures final wishes are met without unnecessary expense.
For clients in Moline, IL, Jason Goff - State Farm Insurance Agent provides final expense insurance designed to cover end-of-life costs. This agency typically offers both whole life policies requiring steady premium payments and simplified issue coverage with an immediate lump-sum benefit. Such plans address funeral expenses, outstanding medical bills, or other debts survivors may face. Services are scheduled indefinitely, running on a structured premium basis rather than a single transaction or as-needed appointment.
As families in Moline, IL, begin planning for the security of their loved ones, covering final expenses becomes a clear priority. Josh Jackson, a COUNTRY Financial Representative, serves this local need by offering personalized final expense insurance guidance to individuals. His approach focuses on understanding each client’s specific circumstances and ensuring they have a straightforward plan in place. To begin this process, he schedules an in-home or virtual initial assessment to review potential coverage options and discuss any immediate financial concerns.
Derek Newton: Allstate Insurance provides final expense insurance services in Moline, Illinois, helping clients secure coverage for end-of-life costs. The company assists individuals in planning for funeral and burial expenses, ensuring their wishes are addressed through accessible policy options. It also offers general guidance on life insurance to local residents. As families age, the agency addresses the seasonal urgency of updating coverage during life transitions such as retirement, helping ensure protection remains in place when it is most needed.
The Tim Clifton Agency Inc American Family Insurance in Moline, IL, provides general insurance services while specializing as a final expense insurance agent for local residents. This specialty helps clients plan for end-of-life costs with appropriate coverage. The agency arranges policies designed to manage funeral and burial expenses, addressing a common financial need in the area. It offers these services to various commercial sectors, including local offices, warehouses, and food service businesses operating in the region.
Goosehead Insurance - Pat Moody provides final expense insurance services to residents in and around Moline, Illinois. The agency also offers commercial coverage options for local businesses throughout the same service area. Agents help clients plan for end-of-life expenses with clear, straightforward policy explanations. The team focuses on building ongoing relationships, ensuring clients can easily follow up between regular visits to adjust their coverage as personal circumstances change.
Halbreiter Insurance in Moline, IL is known for helping families prepare for end-of-life expenses through its final expense insurance agent services. The firm assists local clients in understanding burial, funeral, and outstanding medical cost coverage. Its professional team guides individuals through policy selections that fit modest budgets and long-term needs. As a final expense agent, Halbreiter Insurance also offers the specialty service of adding accidental death benefit riders to standard base policies for broader protection.
What Does a a Final Expense Insurance Agent in Moline Cost?
Typical final expense insurance costs in Illinois range from 30 to 150 dollars per month depending on your age and coverage amount. A 10,000 dollar policy for a healthy 65 year old may cost around 45 to 60 dollars monthly. Rates are higher for smokers and those with chronic conditions. This is general information and not insurance advice. Always consult a licensed agent for quotes specific to your situation.
About final expense insurance agents in Moline
Final expense insurance agents in Moline Illinois help residents secure coverage for funeral costs and end of life expenses. Illinois law requires funeral homes to provide a general price list upon request, and final expense policies can be used to cover those costs. Working with a local agent in Moline ensures you understand how Illinois probate rules and Medicaid estate recovery may affect your policy.
Frequently Asked Questions
What does a final expense insurance agent in Moline do?
A final expense insurance agent in Moline helps you compare burial insurance policies from multiple carriers. They explain coverage limits, premium options, and how the policy pays out to your beneficiary. The agent also guides you on Illinois specific rules regarding funeral trusts and preneed contracts.
Is a medical exam required for final expense insurance in Illinois?
Most final expense insurance policies in Illinois do not require a medical exam. Instead, insurers ask a few health questions on the application. Some policies offer guaranteed issue for those with serious health conditions, but these may have a two year waiting period before full benefits apply.
How much does final expense insurance cost in Moline Illinois?
Premiums for final expense insurance in Moline typically range from 30 to 100 dollars per month for a 10,000 to 25,000 dollar policy. Your age, health, and smoking status affect the rate. Illinois law does not cap premiums, so comparing quotes from multiple agents is recommended.
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