The top-rated final expense insurance agent in Lawrence, Kansas is Kurt Goeser - State Farm Insurance Agent, rated 4.8 stars across 247 reviews. Other highly rated options include ICT Insurance Team, Justin Holt - State Farm insurance Agent, Farmers Insurance - Kristi Keefer. This directory lists 20 final expense insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kurt Goeser - State Farm Insurance Agent | 1811 Wakarusa Dr # 100 | (785) 843-0003 |
| 2 | ICT Insurance Team | 2336 Ridge Ct Ste. A | (785) 843-0511 |
| 3 | Justin Holt - State Farm insurance Agent | 2500 W 6th St I | (785) 842-6407 |
| 4 | Farmers Insurance - Kristi Keefer | 3300 Mesa Way STE C | (785) 843-7511 |
| 5 | Miller Insurance | 2336 Ridge Ct Ste. A | (785) 503-9089 |
| 6 | Edie Insurance Group, LLC. | 3109 W 6th St A | (785) 856-3343 |
| 7 | Justin Moravec American Family Insurance | 4106 W 6th St C | (785) 841-6776 |
| 8 | Jenny Huber American Family Insurance | 2420 Iowa St | (785) 843-6591 |
| 9 | Integrity Midwest Insurance, LLC | 3301 Clinton Pkwy Ct | (785) 856-5100 |
| 10 | Prodigy Insurance Consulting | 1201 Wakarusa Dr | (785) 371-4124 |
Kurt Goeser - State Farm Insurance Agent in Lawrence, KS, serves Douglas County with final expense insurance. This type of policy helps cover end-of-life costs such as funeral arrangements and unpaid medical bills. The agency offers individual life insurance products designed for seniors seeking burial expense protection. Clients can meet with the agent to discuss simple whole life policies and affordable monthly premium options for final expense planning.
ICT Insurance Team assists families in Lawrence, Kansas, with final expense insurance, offering coverage for funeral and burial costs. It helps clients navigate policy options to address end-of-life expenses. The company provides ongoing support for policy management and claim filing, ensuring beneficiaries receive benefits smoothly. This agency works with individuals across multiple property types, including single-family homes, apartments, retail, and restaurants.
Homeowners and individuals planning final expenses in Lawrence, KS turn to Justin Holt - State Farm Insurance Agent for final expense insurance services, which help cover end-of-life costs. This agency assists clients in Lawrence and the surrounding areas with selecting a plan that can ease the financial burden on loved ones. The office also serves families in the nearby community of Eudora, Kansas.
Farmers Insurance - Kristi Keefer serves Lawrence, Kansas, and surrounding communities, handling final expense insurance needs. This local agency helps clients arrange coverage for end-of-life costs such as funeral services and outstanding medical bills. It works with individuals who want to relieve family members of financial burdens during a difficult time. The typical job involves reviewing payment options and policy terms to match personal circumstances, then guiding the applicant through the paperwork and approval process step by step.
In Lawrence, KS, Miller Insurance assists clients in distinguishing between final expense policies requiring a single premium payment and those with recurring monthly or annual installments, ensuring coverage for end-of-life costs such as burial and medical bills. They explain how these smaller whole life policies provide a permanent death benefit without requiring a medical exam. After the initial consultation and policy setup, their service operates on an as-needed basis for policy adjustments or making a claim.
Based in Lawrence, KS, Edie Insurance Group, LLC specializes in final expense insurance, providing coverage designed to manage end-of-life costs without burdening loved ones. The agency guides clients through policy options, ensuring their final wishes are protected and their families receive necessary financial support during a challenging time. This local agent helps Lawrence residents adjust their plans in response to seasonal changes, such as reviewing coverage before winter holidays when family gatherings often prompt important end-of-life conversations.
As Lawrence’s residents experience the shift of each season, many begin considering how to protect their families from unexpected final expenses. Justin Moravec American Family Insurance addresses this local need by offering final expense insurance policies designed to cover funeral costs and outstanding debts. The agency helps clients understand their coverage options during times of life change. An initial consultation is typically scheduled to review personal circumstances and assess the appropriate level of protection for each individual’s situation.
Jenny Huber American Family Insurance provides financial planning services in Lawrence, Kansas. The agency specializes in final expense insurance, offering policies designed to cover end-of-life costs for individuals. These plans help families manage funeral and burial expenses without financial burden. The agency serves local residents looking for straightforward coverage options. Its professional team works with clients to address specific needs for estate and legacy planning. This final expense insurance agent serves the needs of local commercial sectors, including small offices, warehouses, and food service businesses.
Integrity Midwest Insurance, LLC serves Lawrence, Kansas, first providing residential final expense insurance consultations at the client’s home. The agency also handles commercial coverage for small local businesses needing burial benefits for their employees. Their service area encompasses Lawrence and the surrounding Douglas County communities. Each policy review explains how proceeds cover outstanding medical debts and funeral costs. Follow-up consultations are scheduled annually, ensuring the policy remains aligned with the client’s needs between regular biannual visits to update beneficiary selections.
Prodigy Insurance Consulting is known for guiding Lawrence families through final expense planning, offering straightforward burial and funeral cost coverage. The company helps clients secure policies that cover end-of-life expenses without requiring medical exams. It focuses on affordable, simplified whole life insurance options tailored to seniors seeking to relieve their loved ones of financial burden. Its service range includes policy comparisons from multiple carriers to find suitable benefits. Prodigy Insurance Consulting also provides specialty add-on coverage for accidental death and dismemberment.
What Does a a Final Expense Insurance Agent in Lawrence Cost?
Final expense insurance premiums in Kansas typically range from 30 to 150 dollars per month for coverage between 5,000 and 25,000 dollars. Rates depend on your age, health, and the insurance company. Some policies offer immediate coverage while others have a two year waiting period. This is general information and not insurance advice.
About final expense insurance agents in Lawrence
Final expense insurance agents in Lawrence, Kansas help residents secure coverage for funeral costs and medical bills. Kansas law does not require a license for burial insurance but agents must hold a valid Kansas insurance producer license. Local agents understand the needs of Douglas County families and can guide you through policy options.
Frequently Asked Questions
What does a final expense insurance agent in Lawrence do?
A final expense insurance agent helps you compare burial insurance policies from different carriers. They explain coverage limits, premium amounts, and how benefits are paid to your beneficiaries. The agent does not provide legal advice but can help you choose a policy that fits your budget.
Do I need a final expense policy in Kansas?
Kansas does not require you to have final expense insurance. However, many people use it to cover funeral costs and avoid burdening family members. Average funeral expenses in Kansas range from 7,000 to 10,000 dollars, so a policy can provide financial peace of mind.
How do I choose a final expense insurance agent in Lawrence?
Look for an agent who is licensed in Kansas and has experience with burial insurance. Ask about the carriers they work with and whether the policy has a waiting period. You can verify an agents license through the Kansas Insurance Department website.
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