The top-rated final expense insurance agent in Scarborough, Maine is Michelle Raber - State Farm Insurance Agent, rated 5.0 stars across 347 reviews. Other highly rated options include Foy Insurance, A Division of World, Michael Secord, Bankers Life Advisory Services Financial Advisor, OneMain Financial. This directory lists 10 final expense insurance agents serving Scarborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Raber - State Farm Insurance Agent | 696 US-1 | (207) 883-0111 |
| 2 | Foy Insurance, A Division of World | 152 US-1 Unit 11 | (207) 289-3850 |
| 3 | Michael Secord, Bankers Life Advisory Services Financial Advisor | 360 US-1 Ste 202 | (207) 536-2742 |
| 4 | OneMain Financial | 19 Hannaford Dr | (207) 885-1594 |
| 5 | First Command Financial Advisor - Kevin Shilling, ChFC®|RICP® | 306 US-1 Suite D3 | (207) 729-4410 |
| 6 | Varney Agency | 136 US-1 | (207) 883-8229 |
| 7 | Bankers Life | 360 US-1 Ste 202 | (207) 536-2742 |
| 8 | Haven Birch, Bankers Life Agent | 360 US-1 Ste 202 | (207) 536-2742 |
| 9 | Innova Financial Wealth & Insurance Advisors | 10 Plaza Dr #1a | (207) 885-0456 |
| 10 | Michelle Raber - State Farm Insurance Agent | 3 Oak Hill Terrace | (207) 883-5867 |
Michelle Raber - State Farm Insurance Agent in Scarborough, ME, offers final expense insurance services to help clients manage end-of-life costs and secure financial support for their loved ones. This provider assists individuals in selecting suitable policies that cover funeral expenses and outstanding debts, ensuring families are not burdened. Typical plans require steady premium payments to maintain coverage over time. The agency serves clients residing in single-family homes, apartments, retail spaces, and restaurants throughout the local community.
Foy Insurance, A Division of World, serves local homeowners and individuals planning for end-of-life expenses in Scarborough, Maine. As a final expense insurance agent, the company helps clients obtain burial and funeral coverage through straightforward life insurance policies. These plans are designed to cover final costs without requiring a medical exam. The agency guides customers through the application process, focusing on affordable premiums that fit fixed budgets. It also serves surrounding communities throughout the Greater Portland metro area, including South Portland.
Michael Secord, a Bankers Life Advisory Services Financial Advisor in Scarborough, ME, offers final expense insurance, distinguishing between one-time burial policies for immediate needs and recurring premium plans for ongoing coverage. This type of insurance helps families manage end-of-life costs, providing a fixed benefit to cover funeral expenses and outstanding debts. The agent tailors coverage based on individual client requirements, ensuring the policy fits a person’s budget and lifetime. Service for clients in the Scarborough area is available on an as-needed basis, with consultations arranged to address each unique situation.
OneMain Financial serves clients in Scarborough, Maine, and the surrounding communities, handling final expense insurance policies designed to cover end-of-life costs. These policies are typically purchased to ease the financial burden on surviving family members after a death. The agent works with individuals to identify appropriate coverage levels based on personal circumstances and budget. For a typical job, the agent discusses benefit amounts premium options and completes necessary paperwork in a straightforward manner that prioritizes clear communication and client understanding.
First Command Financial Advisor - Kevin Shilling, ChFC®|RICP® specializes in final expense insurance, helping families arrange funds to cover end-of-life costs. Your focus includes providing straightforward coverage options for seniors in the Scarborough area, guiding clients through the process of selecting appropriate funeral and burial policies. Your work ensures that loved ones are not burdened with unexpected bills. This assistance is particularly vital during the fall and winter months, when planning for seasonal health concerns becomes a priority.
Winter in Scarborough often prompts families to consider their financial legacies, which is where Varney Agency offers its guidance. As a final expense insurance agent, this company helps residents plan for manageable, dignified funeral costs and outstanding debts. The agent customizes policies to fit local circumstances, asking brief questions about health history during an initial phone call. Every consultation focuses on keeping premiums affordable for Maine seniors. Before any agreement, the firm schedules a short, in-person inspection of the client’s living situation to finalize policy terms.
Bankers Life is a final expense insurance agent in Scarborough, Maine, helping clients arrange coverage for end-of-life costs and related financial obligations. The firm specializes in permanent life policies designed specifically for burial and funeral expenses. These plans generally require no medical exam and offer fixed premiums that remain stable over time. Bankers Life can assist individuals and businesses with these products, including those who operate out of offices, warehouses, and food service establishments.
Haven Birch, Bankers Life Agent serves the final expense insurance needs of residents in Scarborough, Maine. Commercial coverage is also available for businesses in the broader community. Final expense policies help cover end-of-life costs such as funeral arrangements and outstanding debts. The agent provides in-person consultations to discuss individual coverage options. Clients can schedule follow-up appointments to adjust their plans between regular visits for annual policy reviews.
Innova Financial Wealth & Insurance Advisors in Scarborough, ME, is known for assisting families with final expense insurance coverage to manage end-of-life costs. Its service range includes helping clients select appropriate burial insurance policies that fit their budget and needs. The company also offers guidance on policy options for covering funeral services, medical bills, and other outstanding debts. As a specialty service, the firm can help add a small whole life policy to supplement an existing burial plan.
Michelle Raber - State Farm Insurance Agent in Scarborough, ME, offers final expense insurance services to help clients manage end-of-life costs and secure financial support for their loved ones. This provider assists individuals in selecting suitable policies that cover funeral expenses and outstanding debts, ensuring families are not burdened. Typical plans require steady premium payments to maintain coverage over time. The agency serves clients residing in single-family homes, apartments, retail spaces, and restaurants throughout the local community.
What Does a a Final Expense Insurance Agent in Scarborough Cost?
In Maine, final expense insurance premiums typically range from 30 to 100 dollars per month for a 10,000 dollar policy, depending on age and health. Some policies offer level premiums that do not increase over time. Costs vary by case, so it is important to compare quotes from multiple insurers. This is general information and not insurance advice.
About final expense insurance agents in Scarborough
Final expense insurance agents in Scarborough, Maine help residents secure coverage for funeral and burial costs. Maine law requires funeral homes to provide a general price list, and final expense policies can help families meet these expenses without financial strain. Agents in Scarborough can explain how Maine probate laws may affect policy payouts and beneficiary designations.
Frequently Asked Questions
What is final expense insurance in Scarborough, Maine?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In Maine, these policies typically have face values between 5,000 and 25,000 dollars. They do not require a medical exam and are often easier to qualify for than traditional life insurance.
Are there Maine laws that affect final expense insurance payouts?
Yes, Maine law allows beneficiaries to receive policy proceeds without probate if the beneficiary is properly named. However, if no beneficiary is named or if the beneficiary dies before the insured, the payout may go through probate. An agent can help you designate a beneficiary correctly.
How do I choose a final expense insurance agent in Scarborough?
Look for an agent licensed in Maine with experience in final expense policies. You can verify a license through the Maine Bureau of Insurance. Ask about policy guarantees, premium stability, and whether the policy covers all types of funeral expenses.