The top-rated final expense insurance agent in Beverly, Massachusetts is Sterling Insurance Agency Inc, rated 4.9 stars across 206 reviews. Other highly rated options include Leslie S. Ray Ins. Agency, Inc., Cross Insurance, Archer Insurance Agency. This directory lists 11 final expense insurance agents serving Beverly.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sterling Insurance Agency Inc | 186 Cabot St Suite 203 | (978) 922-6600 |
| 2 | Leslie S. Ray Ins. Agency, Inc. | 129 Dodge St | (978) 927-2600 |
| 3 | Cross Insurance | 48 Dunham Rdg Rd #1000 | (978) 922-2288 |
| 4 | Archer Insurance Agency | 271 Cabot St | (978) 922-4600 |
| 5 | MCJ Insurance Agency | 409A Cabot St | (978) 338-4670 |
| 6 | Soucy Insurance Agency, Inc. | 100 Cummings Center #101f | (978) 744-7110 |
| 7 | Duffy Insurance | 50 Dunham Rdg Rd G200 | (978) 969-6207 |
| 8 | Fortunato Realtors | 39 Woodbury St | (978) 922-3611 |
| 9 | Beverly Insurance Brokerage | 100 Cummings Center Suite 106N | (978) 524-8501 |
| 10 | OneDigital | 152 Conant St 2nd Floor | (781) 461-8070 |
Sterling Insurance Agency Inc serves Beverly and Essex County, Massachusetts, as a final expense insurance agent. It helps families plan for end-of-life costs by offering burial and funeral expense policies. The agency focuses on providing affordable coverage to seniors and those with health concerns. It guides clients through simple application processes and policy options tailored to individual budgets. Sterling Insurance Agency Inc handles final expense life insurance and pre-need funeral planning arrangements in this area.
Leslie S. Ray Ins. Agency, Inc. offers final expense insurance planning services to individuals in Beverly, MA. The agency focuses on helping clients arrange coverage for end-of-life costs, including funeral and burial expenses. Policy options are explained during personal consultations to ensure fit with individual needs and budgets. The agent works to maintain clear communication with policyholders regarding their plans. Services are available for those living in single-family homes, apartments, retirement communities, and small retail or dining establishments in the area.
Customizing final expense coverage to meet estate planning needs for Beverly residents, Cross Insurance also offers commercial insurance solutions throughout the North Shore region. This local agent helps individuals secure dignified burial support through straightforward, affordable policies. Seniors and their families receive clear explanations of coverage options during initial consultations. Because personal circumstances change, the office encourages clients to reach out between scheduled reviews to update beneficiaries or adjust policy details as necessary.
Archer Insurance Agency in Beverly, MA assists senior homeowners and those planning their estates by securing final expense life insurance for funeral and end-of-life costs. Policy options help cover medical bills and outstanding debts, ensuring loved ones face fewer financial burdens. The agency carefully explains term and whole life plans to suit individual needs. Its coverage area also extends into neighboring Salem and its surrounding communities on the North Shore.
MCJ Insurance Agency in Beverly, MA helps families compare one-time payment plans for immediate needs against scheduled premium options that spread costs over time. This final expense coverage typically assists with funeral arrangements and unpaid medical bills after a policyholder passes away. Service options are arranged on either a one-time basis when purchasing a single plan, through scheduled periodic reviews for existing policies, or as-needed when clients request new quotes or policy changes.
Soucy Insurance Agency, Inc. serves Beverly, MA, and the surrounding North Shore communities. The firm handles final expense insurance, which is a type of burial or life insurance policy designed to cover end‑of‑life costs such as funeral services and outstanding medical bills. It specializes in helping local families plan for these expenses to prevent financial burden on survivors. To manage a typical client’s needs, the agency takes a straightforward, consultative approach, carefully explaining policy options and tailoring coverage to match a client’s specific budget and family situation.
Duffy Insurance in Beverly, Massachusetts is known for helping local families arrange final expense coverage. Its service range focuses on burial and funeral policies that ease financial burdens for loved ones. The company assists clients in selecting affordable plans suited to their budget. These plans cover end-of-life costs like caskets, ceremonies, and cemetery fees. As a specialty service, Duffy Insurance can add on a guaranteed acceptance plan for those with health issues.
Fortunato Realtors provides final expense insurance guidance to clients in Beverly, MA. The agency works with families to arrange affordable coverage for funeral and burial costs, simplifying a difficult process. Service focuses on helping clients select policies that relieve their loved ones from unexpected financial obligations during an emotional time. The company also assists with planning for the seasonal concern of winter funerals, which may involve higher costs for church services, cemetery maintenance, and transportation in inclement weather.
As spring approaches, many Beverly families start planning how to manage end-of-life expenses without burdening loved ones. Beverly Insurance Brokerage helps residents in this coastal community navigate final expense insurance policies, offering guidance that covers funeral costs and outstanding debts. The agency tailors its approach through conversations that emphasize simplicity and clarity, focusing on the specific concerns of older clients. A closer look begins with a personal meeting to review an applicant’s health history, ensuring the policy is customized to their individual situation.
OneDigital serves as a final expense insurance agent in Beverly, MA, working with residents to arrange coverage for end-of-life costs. The company focuses specifically on these final expense policies as a primary insurance product. It helps clients plan for the financial aspects of funeral services and related obligations without requiring medical examinations. These straightforward plans provide a set benefit amount for beneficiaries to use as needed. The agency is available to individuals from local commercial sectors, including area offices, warehouses, and food service establishments.
What Does a a Final Expense Insurance Agent in Beverly Cost?
Final expense insurance premiums in Massachusetts typically range from 30 to 150 dollars per month for a 10,000 dollar policy. Costs depend on your age, health, and the insurance company. Some policies offer guaranteed acceptance with no medical exam but have higher premiums. This is general information, not insurance advice.
About final expense insurance agents in Beverly
Final expense insurance agents in Beverly, Massachusetts help residents secure coverage for funeral costs and medical bills. Massachusetts law requires funeral homes to provide itemized price lists, making it easier to plan with a final expense policy. Local agents can explain how these policies work with Massachusetts probate and estate recovery rules.
Frequently Asked Questions
What does a final expense insurance agent in Beverly do?
A final expense insurance agent helps you choose a small whole life policy to cover funeral and burial costs. They guide you through the application process and explain how the policy pays out to your beneficiary in Massachusetts.
How much coverage do I need for final expenses in Beverly?
Most final expense policies in Massachusetts range from 5,000 to 25,000 dollars. The amount you need depends on your chosen funeral services, cemetery costs, and any outstanding medical bills.
Are final expense policies regulated by Massachusetts law?
Yes, final expense insurance is regulated by the Massachusetts Division of Insurance. Policies must comply with state rules on premium rates, policy cancellations, and grace periods. Agents must be licensed in Massachusetts.
Final Expense Insurance Agents in Other Massachusetts Cities
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