Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 3 final expense insurance agents in Oxford, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nick Horvath - State Farm Insurance Agent
148 S Washington St, Oxford, MI 48371
(248) 693-2464
nickinsuresmi.com
Community Insurance Center
932 S Lapeer Rd, Oxford, MI 48371
(248) 628-2505
communityinsurancecenter.com
Curtis Insurance Agency-America One
25 N Washington St, Oxford, MI 48371
(248) 628-3604
curtisinsuranceagency.com
What Does a Final Expense Insurance Agent in Oxford Cost?
Final expense insurance costs in Michigan typically range from 30 to 150 dollars per month for a 10,000 to 25,000 dollar policy. Premiums depend on your age, health, and the coverage amount. Older applicants or those with health conditions may pay higher rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a final expense insurance agent in Oxford do?
A final expense insurance agent helps you compare burial insurance policies from different carriers. They explain coverage amounts, premium costs, and how the policy pays out. In Michigan, agents must follow state regulations on policy disclosures and replacement rules.
Is a medical exam required for final expense insurance in Michigan?
Most final expense policies in Michigan do not require a medical exam. You will answer health questions on the application. Some policies offer guaranteed acceptance for people with pre-existing conditions, but these may have a waiting period before full benefits apply.
How do Michigan laws affect final expense insurance payouts?
Michigan law requires insurance companies to pay death benefits promptly, usually within 30 days of receiving a valid claim. The policy proceeds go directly to your named beneficiary. These funds are generally not subject to probate if the beneficiary is a person or trust.