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Find Final Expense Insurance Agents Near You in Apple Valley, MN

Browse final expense insurance agents serving Apple Valley, Minnesota. Updated 2026-07-14.

The top-rated final expense insurance agent in Apple Valley, Minnesota is Globe Life American Income Division: Sparby Organization, rated 4.8 stars across 1,143 reviews. Other highly rated options include Butler & Associates Insurance Agency, Joe Etten - State Farm Insurance Agent, Dave Melle - State Farm Insurance Agent. This directory lists 17 final expense insurance agents serving Apple Valley.

Showing 17 final expense insurance agents in Apple Valley, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Globe Life American Income Division: Sparby Organization15322 Galaxie Ave Suite 203A(612) 369-1328
2Butler & Associates Insurance Agency14800 Galaxie Ave Suite 208(952) 953-3838
3Joe Etten - State Farm Insurance Agent14501 Granada Dr #101(952) 431-7100
4Dave Melle - State Farm Insurance Agent14831 Energy Way(952) 997-3010
5Brett McSparron - State Farm Insurance Agent15030 Glazier Ave #100(952) 431-1300
6Farmers Insurance - Kara Petter13000 Pilot Knob Rd Ste 1(952) 432-1967
7Retta Insurance Agency LLC14870 Granada Ave #155(763) 465-1101
8Kiley and Associates LLC American Family Insurance7373 147th St W #186(952) 432-3700
9Mayer Insurance Agency15025 Garrett Ave #201(952) 432-5900
10Debra Suman American Family Insurance14698 Galaxie Ave(952) 953-0900
GL
15322 Galaxie Ave Suite 203A
Globe Life American Income Division: Sparby Organization
Final Expense Insurance Agent · Apple Valley, MN

Globe Life American Income Division: Sparby Organization serves the Apple Valley, Minnesota area and surrounding communities as a final expense insurance agency. It offers policies designed to cover end-of-life costs such as funeral arrangements and outstanding medical bills. The agency focuses on helping individuals secure coverage that provides financial protection for their families during a difficult time. Services handled in this region include burial insurance and whole life final expense plans.

BA
14800 Galaxie Ave Suite 208
Butler & Associates Insurance Agency
Final Expense Insurance Agent · Apple Valley, MN

Butler & Associates Insurance Agency provides final expense insurance services to clients in the Apple Valley, Minnesota area. The company helps individuals plan for end-of-life costs through insurance policies designed to cover funeral and burial expenses. It assists clients in understanding coverage options and completing applications, with a focus on personalized guidance. This agency additionally offers service for maintaining policies over time. Butler & Associates Insurance Agency serves clients planning for final expenses who own single-family homes, apartments, retail stores, and restaurants.

JE
14501 Granada Dr #101
Joe Etten - State Farm Insurance Agent
Final Expense Insurance Agent · Apple Valley, MN

Joe Etten - State Farm Insurance Agent serves Apple Valley, Minnesota, and the surrounding communities. It handles final expense insurance, designed to cover end-of-life costs like funerals and outstanding bills. This agency understands that families want to ease the financial burden on loved ones during a difficult time. To handle a typical job, it first discusses an individual’s specific needs and budget, then presents straightforward policy options without pressure, ensuring clear comprehension of coverage details.

DM
14831 Energy Way
Dave Melle - State Farm Insurance Agent
Final Expense Insurance Agent · Apple Valley, MN

Dave Melle - State Farm Insurance Agent in Apple Valley, MN serves local customers seeking final expense insurance to cover end-of-life costs and ease the financial burden on loved ones. This agent provides straightforward final expense policies designed to pay for funeral arrangements and outstanding bills. Services focus on helping individuals secure peace of mind for their families by selecting an appropriate plan. The team also assists with policy questions and claims filing. In addition to Apple Valley, this final expense insurance agent covers nearby Lakeville and surrounding Dakota County communities.

BM
15030 Glazier Ave #100
Brett McSparron - State Farm Insurance Agent
Final Expense Insurance Agent · Apple Valley, MN

For a local final expense insurance agent offering both one-time and recurring service options, the one-time approach addresses immediate burial or funeral cost needs, while recurring plans establish ongoing coverage with scheduled premium payments. This agency helps Apple Valley residents secure life insurance policies specifically designed to cover end-of-life expenses, ensuring families are not burdened with unexpected financial obligations during a difficult time. Service at this location runs on an as-needed basis, with clients scheduling appointments to review or adjust their policy.

FI
13000 Pilot Knob Rd Ste 1
Farmers Insurance - Kara Petter
Final Expense Insurance Agent · Apple Valley, MN

Farmers Insurance - Kara Petter in Apple Valley, MN offers final expense insurance, specializing in policies that cover end-of-life costs for local families. The agency also provides general life insurance services and helps clients plan for funeral, burial, and outstanding medical expenses. With a focus on ensuring financial security for survivors, the company assists Apple Valley residents during critical life changes. It regularly helps older clients adjust their coverage before entering assisted living facilities or relocating to nursing homes.

RI
14870 Granada Ave #155
Retta Insurance Agency LLC
Final Expense Insurance Agent · Apple Valley, MN

As winters in Apple Valley can be harsh and travel difficult, families often begin planning final expense coverage to avoid burdening loved ones with end-of-life costs. Retta Insurance Agency LLC provides local guidance on final expense insurance, helping residents secure policies that cover everything from funeral services to outstanding medical bills. The focus is on ensuring beneficiaries receive the intended funds quickly and without complication. An initial consultation reviews an individual's needs and health background to determine suitable policy options and benefit levels available to them.

KA
7373 147th St W #186
Kiley and Associates LLC American Family Insurance
Final Expense Insurance Agent · Apple Valley, MN

Kiley and Associates LLC American Family Insurance works as a local final expense insurance agent in Apple Valley, Minnesota, helping clients arrange coverage for end-of-life costs. The company specializes in final expense policies that can alleviate the financial burden on families during a difficult time. This service assists with funeral arrangements and outstanding medical bills through straightforward coverage planning. The agency serves commercial sectors including offices, warehouses, and food service providers for their business-related insurance needs.

MI
15025 Garrett Ave #201
Mayer Insurance Agency
Final Expense Insurance Agent · Apple Valley, MN

Mayer Insurance Agency serves residents in Apple Valley, MN, by guiding families through final expense insurance arrangements. The agency also offers commercial coverage options for local businesses. Service extends throughout the surrounding communities in the greater region. Final expense policies help cover funeral costs and outstanding debts, providing financial relief during difficult times. Mayer Insurance Agency assists clients in reviewing their plans and will follow up with updated policy reviews before each regular visit.

DS
14698 Galaxie Ave
Debra Suman American Family Insurance
Final Expense Insurance Agent · Apple Valley, MN

Debra Suman American Family Insurance is a final expense insurance agency serving Apple Valley, Minnesota. The firm assists local families in planning for end-of-life costs, providing guidance on life insurance options that help cover funeral expenses and outstanding debts. Its services focus on simplifying the process of selecting appropriate coverage based on individual needs and budgets. The agency can also recommend affordable burial insurance policies as a routine specialty add-on.

FI
14771 Energy Way
Farmers Insurance - Fink Agency
Final Expense Insurance Agent · Apple Valley, MN
(651) 288-5633
agents.farmers.com/mn/apple-valley/melissa-fink
FI
7300 147th St W
Farmers Insurance - James Harris
Final Expense Insurance Agent · Apple Valley, MN
(706) 829-9750
agents.farmers.com/mn/apple-valley/james-harris
DS
6990 151st St W
David Simmons Agency
Final Expense Insurance Agent · Apple Valley, MN
(952) 388-1445
davidsimmonsagency.com
FI
14540 Pennock Ave #101
Farmers Insurance - Jason Gallus
Final Expense Insurance Agent · Apple Valley, MN
(952) 255-8589
agents.farmers.com/mn/apple-valley/jason-gallus
GG
203 150th St W
Grcevich Greg Agent State Farm
Final Expense Insurance Agent · Apple Valley, MN
(952) 432-8654
statefarm.com
GP
15010 Glazier Ave Ste. 201
Ginther Personal Insurance Agency
Final Expense Insurance Agent · Apple Valley, MN
(651) 261-8217
gintherpersonalinsurance.com
FI
14771 Energy Way
Farmers Insurance - Melissa Fink
Final Expense Insurance Agent · Apple Valley, MN
(651) 288-5633
agents.farmers.com/mn/apple-valley/melissa-fink

What Does a a Final Expense Insurance Agent in Apple Valley Cost?

Final expense insurance premiums in Apple Valley typically range from $30 to $150 per month depending on age, coverage amount, and health history. A 65-year-old non-smoker might pay around $50 to $70 per month for a $10,000 policy. Rates are locked in at issue and cannot increase. This is general information, not insurance advice.

About final expense insurance agents in Apple Valley

Final expense insurance agents in Apple Valley, Minnesota help residents secure affordable burial and funeral coverage. These policies are designed to cover end-of-life costs without requiring a medical exam. Under Minnesota law, final expense policies must include a free look period of at least 10 days, allowing you to review and cancel if needed.

Frequently Asked Questions

What does a final expense insurance agent in Apple Valley do?

A final expense insurance agent helps you compare burial insurance policies from multiple carriers. They guide you through the application process, explain coverage limits, and ensure the policy meets Minnesota state regulations.

How much final expense coverage do I need in Minnesota?

Typical final expense policies in Minnesota range from $5,000 to $25,000. The amount should cover funeral costs, outstanding medical bills, and any other end-of-life expenses. Average funeral costs in Minnesota are around $8,000 to $10,000.

Are there age limits for final expense insurance in Apple Valley?

Most final expense policies in Minnesota are available to individuals aged 50 to 85. Some carriers offer coverage up to age 90. Age and health status affect the premium amount and approval process.

Final Expense Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.