Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 final expense insurance agents in Excelsior, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chad Babcock - State Farm Insurance Agent
378 Oak St Ste 100, Excelsior, MN 55331
(952) 474-1454
chadbabcock.com
M/Y SHORELINE
378 Oak St, Excelsior, MN 55331
(952) 492-5013
m-yshoreline.com
What Does a Final Expense Insurance Agent in Excelsior Cost?
Final expense insurance costs in Minnesota vary by age, health, and coverage amount. A typical premium for a 65-year-old non-smoker might range from 40 to 80 dollars per month for 10000 dollars of coverage. Smokers and older applicants pay higher rates. Guaranteed issue policies cost more but accept all applicants. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is final expense insurance in Excelsior Minnesota?
Final expense insurance is a type of whole life policy designed to cover funeral and burial costs. In Minnesota, these policies often have face values between 5000 and 35000 dollars. They are available to seniors and those with health conditions through simplified issue or guaranteed issue plans.
How do I choose a final expense insurance agent in Excelsior?
Look for an agent licensed in Minnesota through the Department of Commerce website. Ask about their experience with final expense policies and whether they represent multiple insurance carriers. A good agent will explain the policy details and help you compare quotes from different companies.
What are the Minnesota rules for final expense insurance?
Minnesota law requires a 30-day free look period for life insurance policies, including final expense. During this time you can cancel for a full refund. Also, Minnesota has a 2-year contestability period for life insurance claims, meaning the insurer can investigate misrepresentations within the first two years.