The top-rated final expense insurance agent in Great Falls, Montana is Todd Neighbor at Comparion Insurance Agency, rated 5.0 stars across 69 reviews. Other highly rated options include Balthazar Insurance Agency, Advanced Agency Alliance, Mike Smith - Representing Smith Family Insurance Agency. This directory lists 20 final expense insurance agents serving Great Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Todd Neighbor at Comparion Insurance Agency | 1703 2nd Ave N | (406) 217-1442 |
| 2 | Balthazar Insurance Agency | 908 6th St S | (406) 452-0422 |
| 3 | Advanced Agency Alliance | South Side of Building, 408 9th St S | (406) 727-0230 |
| 4 | Mike Smith - Representing Smith Family Insurance Agency | 33 Division Rd #1 | (406) 453-6453 |
| 5 | Marsh McLennan Agency | 405 3rd St NW 3rd floor | (406) 761-1160 |
| 6 | Farmers Insurance - Sara Lindland | 827 9th St S | (406) 315-3431 |
| 7 | Farmers Insurance - Pamela Nommensen | 2922 10th Ave S | (406) 452-8588 |
| 8 | Gary Fosse - State Farm Insurance Agent | 222 15th St S ste a | (406) 268-8888 |
| 9 | Farm Bureau Insurance - Amanda Martin Agency | 807 13th Ave S | (406) 453-5255 |
| 10 | Tschetter Agency- Farmers Union | 325 Smelter Ave NE | (406) 836-9320 |
Todd Neighbor at Comparion Insurance Agency serves the Great Falls, Montana area as a final expense insurance agent. The company assists families in planning for end-of-life costs, helping to ensure that funeral and burial expenses are covered. They provide guidance on policy options that offer whole life insurance coverage. The agency helps local clients simplify the process of securing final expense protection. Todd Neighbor at Comparion Insurance Agency handles new policy applications and offers policy reviews for existing coverage.
Balthazar Insurance Agency in Great Falls, Montana, primarily serves seniors and families preparing for end‑of‑life expenses, helping them secure final expense insurance policies. These plans cover funeral costs, outstanding medical bills, and other final obligations, providing financial relief for surviving loved ones. An agent guides clients through simple underwriting processes, ensuring affordable coverage that meets individual needs and budgets. The agency also extends its services to residents of the nearby community of Black Eagle and other parts of the Great Falls metro area.
Advanced Agency Alliance provides final expense insurance services to residents in the Great Falls, Montana area, helping clients plan for end-of-life costs through tailored insurance solutions. Its representatives typically guide individuals through the application process, focusing on covering funeral and burial expenses while working within various policy budgets. These services involve maintenance of client files and periodic policy reviews to ensure coverage remains appropriate. The company serves single-family homes, apartments, retail businesses, and restaurants throughout the local community.
Serving Great Falls and the surrounding communities of central Montana, Mike Smith – Representing Smith Family Insurance Agency handles final expense insurance. This type of coverage helps clients arrange for funeral and burial costs, relieving families of financial stress. The policy benefits are made available directly to beneficiaries, providing them with clear support. To manage each assignment, Mike’s approach involves reviewing the individual’s specific needs and then matching them with a suitable, straightforward policy option that fits their budget.
Offering both one-time and recurring service options, Marsh McLennan Agency helps clients in Great Falls, MT, secure final expense insurance, which covers burial costs and other end-of-life expenses with a straightforward policy. The firm guides individuals through the selection of an appropriate coverage level, ensuring that financial obligations are addressed without burdening loved ones. Service appointments are scheduled on an as-needed basis to accommodate each client’s personal timeline and pressing concerns.
Winter in Great Falls brings extra urgency for families to finalize end-of-life financial arrangements. Farmers Insurance - Sara Lindland offers final expense insurance policies that cover burial costs and outstanding bills, providing immediate support for grieving loved ones. Local consultations explain how small monthly premiums build protection for funeral and medical expenses without burdening survivors. Planning ahead ensures families have funds for traditional services or cremation when the time comes. The initial step involves a no-obligation review of personal coverage needs during a simple in-office or phone assessment.
As a final expense insurance agent, Farmers Insurance - Pamela Nommensen specializes in helping clients plan for end-of-life costs with straightforward burial and funeral policies. In Great Falls, this agency also provides general insurance services tailored to seniors and local families. These policies are designed to cover expenses often not addressed by standard life insurance, ensuring loved ones avoid financial burden during difficult times. Common seasonal concerns it helps with include adjusting coverage after a winter health scare or following the loss of a spouse, ensuring policies remain up to date.
Gary Fosse - State Farm Insurance Agent in Great Falls, MT works with clients to secure final expense insurance policies, focusing on covering end-of-life costs like funeral arrangements and outstanding debts. The agency also helps tailor coverage to individual budgets and needs. This service assists families in easing financial burdens during difficult times. The company can serve local commercial sectors, including offices managing employee benefits, warehouses needing key-person protection, and food service establishments planning for business continuity.
Farm Bureau Insurance - Amanda Martin Agency serves residents of Great Falls, MT, with final expense insurance to help cover end-of-life costs. The agency also offers commercial coverage for local businesses. Service extends throughout the Great Falls area and surrounding communities. By providing clear explanations of policy options, the agency helps clients plan ahead. After the initial policy is issued, the agency remains available for follow-up questions and policy adjustments between regular visits.
Tschetter Agency- Farmers Union in Great Falls, MT is known for helping clients secure final expense insurance to cover end-of-life costs. Its service range includes offering term and whole life policies tailored for burial and funeral expenses. The agency guides clients through the application process, working to find affordable coverage that meets their needs. A specialty service it can add on is a guaranteed issue policy for those with health concerns.
What Does a a Final Expense Insurance Agent in Great Falls Cost?
Typical final expense insurance costs in Great Falls range from 30 to 150 dollars per month for policies between 5,000 and 25,000 dollars. Premiums are based on age, health, and tobacco use. A 65-year-old non-smoker might pay around 50 to 80 dollars monthly for a 10,000 dollar policy. Costs vary by case and insurer. This is general information, not insurance advice.
About final expense insurance agents in Great Falls
Final expense insurance agents in Great Falls, Montana help residents secure coverage for end-of-life costs such as funeral services and burial expenses. Montana law requires funeral homes to provide a detailed price list upon request, making it easier to match coverage to actual costs. These agents guide clients through policy options that typically pay cash benefits directly to beneficiaries.
Frequently Asked Questions
What does a final expense insurance agent in Great Falls do?
A final expense insurance agent helps you compare and purchase a small whole life insurance policy designed to cover funeral and burial costs. They explain policy terms, help with underwriting questions, and assist with the application process. In Montana, agents must be licensed by the Montana Commissioner of Securities and Insurance.
How much does a final expense policy cost in Montana?
Costs vary by age, health, and coverage amount. Typical monthly premiums range from 30 to 150 dollars for a 5,000 to 25,000 dollar policy. Montana does not cap premiums, so comparing quotes from multiple agents is important.
Are there Montana laws that affect final expense insurance?
Yes. Montana law gives a 30-day free look period for life insurance policies, allowing you to cancel for a full refund. Also, Montana has no state inheritance tax, so policy proceeds paid to beneficiaries are generally tax-free. Agents must follow Montana insurance regulations regarding disclosure and suitability.