Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 final expense insurance agents in Berkeley Heights, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve McMahon - State Farm Insurance Agent
261 Springfield Ave #205, Berkeley Heights, NJ 07922
(908) 464-7525
berkeleyheightsinsurance.com
Jose Espejo: Allstate Insurance
302 Springfield Ave, Berkeley Heights, NJ 07922
(908) 464-4500
agents.allstate.com
Berkeley Heights Insurance
300 Connell Dr, Berkeley Heights, NJ 07922
(908) 663-1552
Berkeley Heights Insurance
300 Connell Dr, Berkeley Heights, NJ 07922
(908) 663-1552
Glenn Davis - State Farm Insurance Agent
144 Summit Ave, Berkeley Heights, NJ 07922
(908) 464-8710
glenndavisinsurance.net
HUB International
300 Connell Dr Suite 3000, Berkeley Heights, NJ 07922
(908) 790-6800
hubinternational.com
Broadspire Services
300 Connell Dr, Berkeley Heights, NJ 07922
(908) 508-4800
What Does a Final Expense Insurance Agent in Berkeley Heights Cost?
Final expense insurance costs in New Jersey vary by age, health, and coverage amount. Typical monthly premiums range from 30 to 100 dollars for a 10,000 dollar policy. Rates are generally lower for younger applicants and higher for those with health conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is final expense insurance in Berkeley Heights?
Final expense insurance is a small whole life policy designed to cover funeral costs and other end-of-life expenses. In New Jersey, these policies typically have face values between 5,000 and 25,000 dollars. They do not require a medical exam and are available to seniors.
How do I choose a final expense insurance agent in Berkeley Heights?
Look for an agent licensed in New Jersey who has experience with final expense policies. You can verify a license through the New Jersey Department of Banking and Insurance website. Ask the agent about policy options and whether the coverage is guaranteed issue or simplified issue.
Are there New Jersey laws that affect final expense insurance?
Yes, New Jersey has a 30-day free look period for life insurance policies, allowing you to cancel for a full refund. The state also requires agents to clearly explain policy terms and exclusions. Additionally, New Jersey does not have a state inheritance tax for most beneficiaries.