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Final Expense Insurance Agents in Caldwell, NJ

Looking for a final expense insurance agent in Caldwell? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Caldwell, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 final expense insurance agents in Caldwell, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carlos Capellan - State Farm Insurance Agent
8 Brookside Ave #1, Caldwell, NJ 07006
(973) 226-7422 capellanagency.com
Fede Insurance Agency
378 Bloomfield Ave #2, Caldwell, NJ 07006
(973) 429-8192 fedeins.com
Social Insurance Agency CO
281 Bloomfield Ave, Caldwell, NJ 07006
(551) 365-1884 sifm.org
Health Benefits Insurance LLC
397 Bloomfield Ave, Caldwell, NJ 07006
(862) 201-4436
Wise Insurance
804 County Rd 506, Caldwell, NJ 07006
(551) 365-1883
Liberty Insurance
1 Personette St, Caldwell, NJ 07006
(862) 201-5108

Final expense insurance agents in Caldwell, New Jersey help residents secure coverage for funeral costs and medical bills. New Jersey law requires funeral homes to provide a general price list, making it easier to plan for these expenses. Local agents can guide you through policies that comply with state regulations and fit your budget.

What Does a Final Expense Insurance Agent in Caldwell Cost?

Final expense insurance in New Jersey typically costs between $30 and $100 per month for a policy with a face value of $5,000 to $25,000. Premiums vary based on age, health, and coverage amount. For example, a 65-year-old non-smoker in Caldwell might pay around $50 per month for a $10,000 policy. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance in Caldwell, New Jersey?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In New Jersey, these policies are regulated by the Department of Banking and Insurance to ensure fair practices. Agents in Caldwell can help you choose a plan that meets your needs.
How do I choose a final expense insurance agent in Caldwell?
Look for an agent licensed in New Jersey with experience in final expense policies. You can verify their license through the New Jersey Department of Banking and Insurance website. Ask about their knowledge of local funeral costs and state-specific regulations.
Are there New Jersey laws that affect final expense insurance?
Yes, New Jersey has a 30-day free look period for life insurance policies, allowing you to cancel for a full refund. The state also requires agents to clearly explain policy terms and exclusions. These laws protect consumers in Caldwell and throughout New Jersey.