The top-rated final expense insurance agent in Elizabeth, New Jersey is Cuartas Insurance Agency, rated 4.9 stars across 569 reviews. Other highly rated options include UPIX INSURANCE, Angel Rodriguez - State Farm Insurance Agent, Zenith Agency LLC. This directory lists 15 final expense insurance agents serving Elizabeth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cuartas Insurance Agency | 34 Rankin St | (908) 764-0271 |
| 2 | UPIX INSURANCE | 729 Edgar Rd | (908) 845-7722 |
| 3 | Angel Rodriguez - State Farm Insurance Agent | 902 2nd Ave | (908) 469-1432 |
| 4 | Zenith Agency LLC | 1000 Elizabeth Ave suite b | (908) 355-0070 |
| 5 | Dave Carrubba - State Farm Insurance Agent | 321 Rahway Ave | (908) 662-3300 |
| 6 | InsureOne Insurance | 1089 Elizabeth Ave #7 | (908) 452-7032 |
| 7 | RCX Insurance Agency | 847 E Jersey St | (908) 355-0111 |
| 8 | New Century Insurance Agency Brokerage | 443 Elizabeth Ave | (908) 576-6821 |
| 9 | MEDICARE ADVISORS INSURANCE GROUP LLC | 3 Broad St | (877) 255-0284 |
| 10 | Global Insurance Agency | 514 Westfield Ave #1 | (908) 469-8441 |
Cuartas Insurance Agency serves families throughout Union County from its Elizabeth, New Jersey location. The agency specializes in final expense insurance, helping individuals plan for end-of-life costs with appropriate coverage options. Clients can discuss policy features that cover burial expenses, outstanding medical bills, and other final obligations. The agency assists with underwriting processes and policy selection for those seeking straightforward protection. Cuartas Insurance Agency also helps with funeral service cost planning and creating policies for immediate family financial security.
UPIX Insurance provides final expense insurance solutions to help families manage end-of-life costs and funeral burdens. Its services include policy consultation, affordable coverage options tailored for seniors, and simplified application processes without medical exams. Ongoing support features policy reviews and assistance with beneficiary claims. UPIX Insurance serves a range of clients in Elizabeth, NJ, including homeowners in single-family residences, apartment dwellers, small retail operators, and owners of local restaurants.
Angel Rodriguez - State Farm Insurance Agent serves homeowners and individuals in Elizabeth, New Jersey, who need final expense coverage. This agency helps clients plan for end-of-life costs by explaining available insurance options and guiding them through the application process. The agent offers personalized guidance to local residents seeking to manage funeral and burial expenses. The service area also includes families in nearby Linden and throughout Union County.
Zenith Agency LLC, located in Elizabeth, NJ, assists families by distinguishing between one-time final expense policies, which provide immediate coverage upon issue, and recurring service options that allow for ongoing premium adjustments. Their focus is on affordable whole life insurance plans designed to cover burial and funeral costs without medical exams. By working with clients to understand policy terms and beneficiary designations, the agency ensures straightforward guidance through the enrollment process. Service appointments and consultations are held on a scheduled basis at the client’s convenience.
Dave Carrubba - State Farm Insurance Agent serves the Elizabeth, New Jersey area and its surrounding communities, handling final expense insurance policies. This type of coverage is designed to help families manage end-of-life costs such as funeral services and outstanding medical bills. Working with local residents, the agency guides clients through selecting a policy that fits their budget and personal needs. Each case is addressed by reviewing the client’s financial situation and explaining the specific benefits included in their chosen plan.
InsureOne Insurance specializes in final expense insurance, providing policies designed to cover end-of-life costs such as funeral arrangements and outstanding medical bills. Based in Elizabeth, New Jersey, the agency assists local families in navigating these necessary plans with clear guidance and straightforward service. It helps clients understand how a small permanent policy can relieve loved ones of financial burden. As many residents consider their estate planning during the colder months, the agency addresses this seasonal need to ensure families are prepared before winter arrangements become urgent.
As families in Elizabeth consider their financial plans during open enrollment season, covering final expenses becomes a pressing concern for many seniors. RCX Insurance Agency focuses solely on helping local residents secure affordable burial and funeral policies. This agent evaluates each client’s budget to recommend suitable coverage amounts. All consultations and paperwork assistance take place in a straightforward, no-pressure setting located in Elizabeth. The process starts with a brief review of current coverage and the client’s specific final expense priorities during an initial meeting.
New Century Insurance Agency Brokerage works with clients in Elizabeth, New Jersey, to plan for end‑of‑life expenses. The firm specializes in final expense insurance, which helps cover funeral costs and outstanding medical bills. Policies are designed to relieve families of unexpected financial burdens during difficult times. The agency can serve office settings, warehouse operations, and food service sectors by assisting employees or owners with affordable burial coverage.
MEDICARE ADVISORS INSURANCE GROUP LLC in Elizabeth, NJ, is known for assisting clients with final expense planning, providing services that cover funeral costs and unpaid bills. The agency helps seniors navigate policy options to ensure their families are not left with financial burdens. A standard consultation includes needs analysis and plan comparisons. For an added layer of support, the agency can incorporate burial insurance riders into a policy.
Global Insurance Agency in Elizabeth, NJ serves residents planning their final expense needs. The agency also provides coverage options for local commercial clients. Service extends throughout Union County and surrounding areas. Clients receive clear consultations that explain policy benefits and premium structures. Paperwork is handled efficiently to ensure proper documentation. Follow-up visits are arranged to adjust coverage as circumstances change. Appointments are scheduled between regular visits to address updates and policy reviews.
What Does a a Final Expense Insurance Agent in Elizabeth Cost?
Final expense insurance in New Jersey typically costs between $30 and $100 per month for a policy with a $5,000 to $25,000 death benefit. Costs depend on your age, health, and the coverage amount. Some policies have a two-year waiting period for full benefits. This is general information and not insurance advice.
About final expense insurance agents in Elizabeth
Final expense insurance agents in Elizabeth, New Jersey help residents secure coverage for funeral and burial costs. New Jersey law requires funeral homes to provide a general price list, making it easier to plan expenses. Local agents can guide you through policy options that comply with state regulations.
Frequently Asked Questions
What does a final expense insurance agent in Elizabeth do?
A final expense insurance agent helps you choose a policy to cover funeral costs and other end-of-life expenses. They explain different plans and ensure the policy meets New Jersey requirements. The agent also assists with the application process and answers your questions.
How do I choose a final expense insurance agent in Elizabeth New Jersey?
Look for an agent licensed in New Jersey with experience in final expense policies. Check their reputation through reviews or referrals from local funeral homes. Ask about policy options and whether they offer coverage for New Jersey specific needs like probate costs.
Are final expense insurance policies regulated in New Jersey?
Yes, New Jersey regulates all insurance policies through the Department of Banking and Insurance. Policies must comply with state laws regarding coverage limits and consumer protections. Agents must follow strict rules to ensure fair treatment of clients.
Final Expense Insurance Agents in Other New Jersey Cities
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