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Find Final Expense Insurance Agents in Parsippany-Troy Hills, NJ
Browse final expense insurance agents serving Parsippany-Troy Hills, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Parsippany-Troy Hills, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 final expense insurance agents in Parsippany-Troy Hills, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frantz Gaston Jr - State Farm Insurance Agent
132 Baldwin Rd Suite 132, Parsippany-Troy Hills, NJ 07054
(973) 794-4600
fgjagcy.com
Bankers Life
6 Century Dr Ste 190, Parsippany-Troy Hills, NJ 07054
(973) 775-3700
branches.bankerslife.com
Final expense insurance agents in Parsippany-Troy Hills help residents secure coverage for end of life costs like funerals and medical bills. New Jersey law requires all life insurance policies to include a free look period of at least 10 days, allowing you to cancel for a full refund. Local agents can explain how New Jersey estate recovery rules may affect your policy if you receive Medicaid benefits.
What Does a Final Expense Insurance Agent in Parsippany-Troy Hills Cost?
In New Jersey, final expense insurance premiums typically range from 30 to 100 dollars per month for a 10,000 dollar policy, depending on age and health. A 65 year old non smoker might pay about 50 to 70 dollars monthly for 10,000 dollars of coverage. Rates are higher for older applicants or those with chronic conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is final expense insurance in Parsippany-Troy Hills?
Final expense insurance is a small whole life policy designed to cover funeral costs and outstanding debts. In New Jersey, these policies typically have face values between 5,000 and 25,000 dollars. Agents in Parsippany-Troy Hills can help you compare plans from different carriers.
Do I need a medical exam for final expense insurance in New Jersey?
Most final expense policies in New Jersey do not require a medical exam. However, insurers may ask health questions on the application. Some policies offer guaranteed issue for applicants with serious health conditions, but these often have a two year waiting period before full benefits apply.
How does New Jersey law affect final expense insurance?
New Jersey insurance law requires agents to provide a written outline of coverage before you buy a policy. The state also mandates a 10 day free look period after purchase. If you receive Medicaid, your policy may be subject to estate recovery after your death to reimburse the state for benefits paid.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.