Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 9 final expense insurance agents in Ridgewood, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carlos Capellan - State Farm Insurance Agent
27 Chestnut St Suite 2, Ridgewood, NJ 07450
(201) 652-8060
capellaninsuranceagency.com
Anthony LoSauro: Allstate Insurance
51 S Maple Ave, Ridgewood, NJ 07450
(201) 670-0111
agents.allstate.com
John Dominianni - State Farm Insurance Agent
615 Franklin Turnpike #1, Ridgewood, NJ 07450
(201) 652-7300
johndominianni.com
John-Paul Saitta, Owner - Thrive Financial Services And Insurance Solutions, LLC
4 Wilsey Square #2, Ridgewood, NJ 07450
(908) 216-3579
thrivefinancialteam.com
DGS BENEFITS
79 Chestnut St, Ridgewood, NJ 07450
(201) 321-3031
dgsbenefits.com
The Tirpak Agency LLC
1250 E Ridgewood Ave, Ridgewood, NJ 07450
(201) 444-4414
thetirpakagency.com
Otu Amankwah: Allstate Insurance
555 Goffle Rd Ste 107, Ridgewood, NJ 07450
(973) 663-8500
agents.allstate.com
Prudential
10 Wilsey Square ste 254, Ridgewood, NJ 07450
(201) 447-6849
prudential.com
Sedan Insurance Agency
65 N Maple Ave, Ridgewood, NJ 07450
(201) 768-5600
sedanagency.com
What Does a Final Expense Insurance Agent in Ridgewood Cost?
In New Jersey, final expense insurance premiums typically range from $30 to $100 per month for a policy with a $5,000 to $15,000 death benefit. Costs depend on your age, health, and the specific insurer. Some policies offer guaranteed acceptance with no medical exam but have higher premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a final expense insurance agent in Ridgewood do?
A final expense insurance agent helps you find and purchase a small life insurance policy designed to cover funeral and burial costs. They assess your needs, compare policies from different insurers, and guide you through the application process. In New Jersey, these agents must be licensed by the state Department of Banking and Insurance.
How much final expense coverage do I need in New Jersey?
The average funeral cost in New Jersey is between $7,000 and $12,000, according to the National Funeral Directors Association. Your agent can help you choose a coverage amount that matches your expected funeral expenses and any other final bills. It is wise to review your policy as costs change over time.
Are there any New Jersey rules for final expense insurance?
New Jersey requires all life insurance policies, including final expense plans, to include a free look period of at least 10 days. During this time you can cancel the policy for a full refund. The state also regulates how agents market and sell these policies to protect consumers from high-pressure sales.