The top-rated final expense insurance agent in Binghamton, New York is Adam J. Roux: Allstate Insurance, rated 4.8 stars across 166 reviews. Other highly rated options include Triple Cities Agency LLC, Walls Insurance, Marlene Dunlap-Martino. This directory lists 15 final expense insurance agents serving Binghamton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam J. Roux: Allstate Insurance | 1250 Front St | (607) 722-1800 |
| 2 | Triple Cities Agency LLC | 1249 Front St #108 | (607) 203-0075 |
| 3 | Walls Insurance | 298 Conklin Ave | (607) 723-6359 |
| 4 | Marlene Dunlap-Martino | 2-8 Hawley St | (607) 245-9520 |
| 5 | AA-Wyak Insurance Agency Inc. | 7 Jarvis St | (607) 723-2332 |
| 6 | AutoAxis Insurance | 238 Clinton St | — |
| 7 | Security Mutual Life Insurance Company of New York | 100 Court St | (800) 346-7171 |
| 8 | Kriner & Furlong Insurance Agency | 484 Chenango St | (607) 723-9484 |
| 9 | Shadduck Insurance | 32 Broad Ave | (607) 234-2542 |
| 10 | Keegan Insurance | 119 Robinson St | (607) 724-4919 |
Adam J. Roux: Allstate Insurance serves the Binghamton, New York, metro area and surrounding Broome County. It focuses on final expense insurance, helping families prepare for end-of-life costs with a straightforward policy designed to relieve financial burden. The agency offers personalized consultations to assist clients in selecting appropriate coverage based on their specific needs. It handles burial and funeral expense planning as part of its services.
As a final expense insurance agent, Triple Cities Agency LLC serves families and individuals in Binghamton, New York, by helping them obtain coverage for end-of-life costs. It guides clients through the process of selecting policies designed to cover funeral expenses, outstanding debts, and other final bills. The agency assists with whole life insurance plans that remain in force as long as premiums are paid. It also provides support during policy applications and claims. The agency serves local homeowners, renters, single-family residents, apartment dwellers, and those living in retail-based living facilities.
Walls Insurance serves local families and individuals seeking final expense insurance coverage. The agency helps clients in Binghamton and the surrounding area plan for end-of-life expenses through straightforward insurance policies. These policies are designed to cover funeral costs and outstanding bills. The company assists customers in understanding their coverage options during the needs assessment process. Seniors and others looking for simple, manageable protection find support for their financial planning needs. Walls Insurance also extends its services to clients in the neighboring community of Vestal.
Marlene Dunlap-Martino specializes in final expense insurance, offering customized funeral funding plans and end-of-life policy guidance to seniors in Binghamton, New York. It serves residents by simplifying the application process and explaining coverage options during personal consultations. The practice ensures families can manage burial or cremation costs without financial burden. It helps clients secure policies ahead of winter weather, when travel becomes difficult for attending in-person appointments or completing necessary paperwork.
As Central New York families plan for the seasons ahead, the need to relieve loved ones of end-of-life financial burdens becomes clear. In Binghamton, AA-Wyak Insurance Agency Inc. provides final expense insurance coverage designed to cover funeral and medical costs. This service helps clients secure peace of mind with a straightforward policy. The first step with this agent involves reviewing individual needs during a no-pressure initial consultation to assess coverage options.
Serving Binghamton, New York, and the surrounding communities, Security Mutual Life Insurance Company of New York acts as a final expense insurance agent. This agent handles policies designed to cover end-of-life costs, such as funeral arrangements and outstanding medical bills. For a typical job, it works with clients to select a suitable coverage amount that meets their specific burial and debt needs, then guides them through the straightforward application process.
Kriner & Furlong Insurance Agency offers final expense insurance services to residents of Binghamton, New York, providing coverage to help individuals manage end-of-life costs. The agency also assists local businesses with commercial coverage options and serves clients throughout the broader Binghamton area. They tailor plans to fit individual needs and financial situations. The company follows up between regular visits to review existing policies or address any changes, ensuring continued alignment with the client’s evolving requirements.
Shadduck Insurance assists clients in planning for their financial legacies through final expense insurance. The agency specializes in burial and end-of-life expense policies designed to ease the burden on surviving family members. Serving the Binghamton, New York area, it guides individuals in selecting affordable coverage that meets specific needs. This planning helps ensure funeral costs and outstanding obligations do not fall on loved ones. The agency can serve various commercial sectors, including local offices, warehouses, and food service establishments, where business owners may seek personal coverage or employee-offered benefit options.
Keegan Insurance in Binghamton, NY, is known for helping seniors secure final expense coverage to manage end-of-life costs. The company guides clients through policy options, focusing on affordable whole life plans that protect families from unexpected financial burdens. Its range of services includes helping evaluate coverage amounts and navigating funeral expense planning. A specialty service it can add on is assisting with guaranteed acceptance policies for those with pre-existing health conditions.
What Does a a Final Expense Insurance Agent in Binghamton Cost?
In New York final expense insurance premiums depend on your age health and the death benefit amount. A 65-year-old in good health might pay 50 to 80 dollars per month for a 10,000 dollar policy. Older applicants or those with health issues may pay higher rates. Guaranteed issue policies often have a graded benefit period of two to three years. This is general information and not insurance advice.
About final expense insurance agents in Binghamton
Final expense insurance agents in Binghamton New York help residents secure coverage for end-of-life costs such as funerals and medical bills. New York state law requires agents to be licensed and follow strict regulations under the New York Insurance Law. Local agents understand the specific needs of Broome County families and can guide you through policy options.
Frequently Asked Questions
What does a final expense insurance agent in Binghamton do?
A final expense insurance agent helps you choose a life insurance policy that covers funeral and burial costs. They explain different plans from multiple carriers and assist with the application process. In New York agents must be licensed by the Department of Financial Services.
Is a medical exam required for final expense insurance in New York?
Most final expense policies in New York do not require a medical exam. However insurers may ask health questions on the application. Some policies offer guaranteed issue options for those with serious health conditions.
How much does final expense insurance cost in Binghamton New York?
Costs vary based on age health and coverage amount. Typical monthly premiums range from 30 to 100 dollars for a 5,000 to 25,000 dollar policy. New York law requires insurers to provide a free look period of at least 10 days to cancel the policy for a full refund.
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