Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 final expense insurance agents in Niskayuna, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Heritage Group
2331 Troy-Schenectady Rd, Niskayuna, NY 12309
(518) 782-0001
heritagegrp.com
Dave Hesler - State Farm Insurance Agent
1521 Balltown Rd Suite 2, Niskayuna, NY 12309
(518) 346-3035
daveheslerinsurance.com
Daniel G. Alcorn - Licensed Health Insurance Agent
1179 Hedgewood Ln, Niskayuna, NY 12309
(518) 346-2115
dgalcorn.com
Denofio Insurance Agency
1317 Regent St, Niskayuna, NY 12309
(518) 248-2499
denofioinsurance.com
What Does a Final Expense Insurance Agent in Niskayuna Cost?
In New York, final expense insurance premiums typically range from 30 to 150 dollars per month for a 10,000 dollar policy, depending on age and health. Rates are set by insurers and approved by the New York Department of Financial Services. Costs can vary significantly based on the applicant's medical history and the policy type. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a final expense insurance agent in Niskayuna?
A final expense insurance agent in Niskayuna helps you apply for a small life insurance policy, typically between 5000 and 35000 dollars, to cover funeral costs. These agents are licensed in New York and must follow state regulations for policy sales and disclosures.
Do New York laws affect final expense insurance policies?
Yes, New York insurance law requires agents to provide a free look period of at least 10 days for final expense policies. The state also mandates that all policy terms be clearly explained in writing before you sign.
How do I choose a final expense insurance agent in Niskayuna?
Look for an agent licensed in New York with experience in final expense products. Ask about their familiarity with local funeral homes in Niskayuna and whether they offer policies that meet New York state consumer protection standards.