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Find Final Expense Insurance Agents Near You in Stony Brook, NY
Directory of final expense insurance agents in Stony Brook, New York. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Stony Brook, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 final expense insurance agents in Stony Brook, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Randy Pelosi - State Farm Insurance Agent
1239 N Country Rd #1a, Stony Brook, NY 11790
(631) 751-6800
randypelosi.com
Mill Creek Agency Inc
129a Main St, Stony Brook, NY 11790
(631) 751-4653
millcreekagency.com
Final expense insurance agents in Stony Brook help residents plan for end of life costs with burial or funeral policies. New York law requires agents to be licensed by the Department of Financial Services and follow strict disclosure rules. These policies typically cover funeral services cremation and other final expenses without a medical exam.
What Does a Final Expense Insurance Agent in Stony Brook Cost?
Final expense insurance costs in New York typically range from 30 to 100 dollars per month for a 5000 to 25000 dollar policy. Premiums depend on your age gender and health status. New York law caps administrative fees and requires clear disclosure of all charges. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a final expense insurance agent in Stony Brook?
A final expense insurance agent in Stony Brook helps you buy a small whole life policy to cover funeral and burial costs. These agents must hold a valid New York insurance license and follow state regulations on policy terms and premium limits.
How do New York laws affect final expense insurance in Stony Brook?
New York law requires all final expense policies to include a free look period of at least 20 days. Agents must also provide a buyers guide and policy summary before you sign. This protects consumers from high pressure sales.
Can I get final expense insurance in Stony Brook with a pre existing condition?
Yes many final expense policies in New York offer guaranteed issue options that accept applicants with health issues. However these policies often have a graded benefit period of two to three years before full coverage begins. An agent can explain the specific waiting periods.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.