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Find Final Expense Insurance Agents Near You in Charlotte, NC

Looking for a final expense insurance agent in Charlotte? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Charlotte, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 final expense insurance agents in Charlotte, NC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Curtis Helms Insurance
6324 N Tryon St #101, Charlotte, NC 28213
(704) 921-2118 curtishelmsinsurance.com
Pegram Superior Mitchell Insurance Agency
106 W Arrowood Rd B, Charlotte, NC 28217
(704) 527-8543 ncautopolicy.com
CAP Insurance Group
1524 E Morehead St Suite 300, Charlotte, NC 28207
(704) 540-4200 capinsurancegroup.com
Laurie Insurance Group
2701 Coltsgate Rd Suite 100, Charlotte, NC 28211
(704) 342-2886 laurieinsurancegroup.com
Pegram Insurance
2701 Coltsgate Rd STE 101, Charlotte, NC 28211
(704) 494-9495 pegramonline.com
Capstone Insurance Agency
6132 Brookshire Blvd suite b, Charlotte, NC 28216
(704) 391-8483 capstoneinsuranceagency.com
Highstreet Moulton Insurance Group
505 East Blvd, Charlotte, NC 28203
(704) 332-9222 moultoninsgroup.com
O'Connor Insurance Associates, Inc.
1973 J N Pease Pl #203, Charlotte, NC 28262
(704) 510-8884 oianc.com
Superior Insurance Of Charlotte
6914 Matthews-Mint Hill Rd #150, Charlotte, NC 28227
(704) 545-7171 thesuperiorinsurance.com
Russ Levinton - State Farm Insurance Agent
2520 Sardis Rd N Ste 114, Charlotte, NC 28227
(704) 846-2110 russlevinton.com
Mark McDuffie Insurance Agency
6101 Carnegie Blvd #415, Charlotte, NC 28209
(704) 364-9227 mcduffieinsurance.com
H B Cantrell & Co
1501 E 7th St, Charlotte, NC 28204
(704) 954-9000 erieinsurance.com
ROMA INSURANCE AGENCY
10720 S Tryon St J, Charlotte, NC 28273
(704) 675-9144 romainsuranceagency.net
1st Rate Insurance Agency Inc
6721 E Independence Blvd C, Charlotte, NC 28212
(704) 536-0233 facebook.com
Piedmont Insurance Associates
233 S Sharon Amity Rd #103, Charlotte, NC 28211
(866) 308-4704 piedmont-ins.com
Messer Financial Group Inc
2401 Sardis Rd N #110, Charlotte, NC 28227
(866) 568-9649 messerfinancial.com
O H Walker Insurance Agency
2210 Crownpoint Executive Dr, Charlotte, NC 28227
(704) 814-4343 ohwalkerins.com
Hix Insurance Center 👍 Charlotte
2729 N Tryon St, Charlotte, NC 28206
(704) 377-7094 hixagency.com
Tillman Insurance Advisors
6407 South Blvd L, Charlotte, NC 28217
(704) 558-7433 tillmaninsuranceadvisors.com
Fortitude Insurance Advisors
4614 Wilgrove Mint Hill Rd, Charlotte, NC 28227
(980) 825-9969 fortitudeins.com

What Does a Final Expense Insurance Agent in Charlotte Cost?

Typical monthly premiums for final expense insurance in North Carolina range from $30 to $100 depending on your age health and coverage amount. A healthy 65 year old might pay around $50 per month for a $10000 policy. Costs vary by situation and insurer. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance in Charlotte North Carolina?
Final expense insurance is a small whole life policy that covers funeral costs and other end of life expenses. In North Carolina the average funeral cost is around $7000 to $10000 according to the National Funeral Directors Association. These policies typically have face values from $5000 to $25000.
Do I need a license to sell final expense insurance in North Carolina?
Yes agents must hold a valid North Carolina life insurance license issued by the North Carolina Department of Insurance. They must complete pre licensing education and pass the state exam. You can verify an agents license on the NC DOI website.
Are there waiting periods for final expense policies in North Carolina?
Many final expense policies include a graded benefit period often two years for natural death. If you die from an accident coverage starts immediately. North Carolina law allows insurers to set these terms as long as they are clearly disclosed in the policy.