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Find Final Expense Insurance Agents Near You in Charlotte, NC

Browse final expense insurance agents serving Charlotte, North Carolina. Updated 2026-07-14.

The top-rated final expense insurance agent in Charlotte, North Carolina is Curtis Helms Insurance, rated 4.9 stars across 1,603 reviews. Other highly rated options include Pegram Superior Mitchell Insurance Agency, CAP Insurance Group, Laurie Insurance Group. This directory lists 24 final expense insurance agents serving Charlotte.

Showing 24 final expense insurance agents in Charlotte, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Curtis Helms Insurance6324 N Tryon St #101(704) 921-2118
2Pegram Superior Mitchell Insurance Agency106 W Arrowood Rd B(704) 527-8543
3CAP Insurance Group1524 E Morehead St Suite 300(704) 540-4200
4Laurie Insurance Group2701 Coltsgate Rd Suite 100(704) 342-2886
5Pegram Insurance2701 Coltsgate Rd STE 101(704) 494-9495
6Capstone Insurance Agency6132 Brookshire Blvd suite b(704) 391-8483
7O'Connor Insurance Associates, Inc.1973 J N Pease Pl #203(704) 510-8884
8Highstreet Moulton Insurance Group505 East Blvd(704) 332-9222
9Russ Levinton - State Farm Insurance Agent2520 Sardis Rd N Ste 114(704) 846-2110
10Superior Insurance Of Charlotte6914 Matthews-Mint Hill Rd #150(704) 545-7171
CH
6324 N Tryon St #101
Curtis Helms Insurance
Final Expense Insurance Agent · Charlotte, NC

Curtis Helms Insurance serves the Charlotte, North Carolina area as a final expense insurance agent. The company helps clients arrange financial protection for end-of-life costs such as burial and funeral expenses. It guides families through the selection of simple, affordable whole life insurance policies designed for seniors and those with health concerns. The agency manages the application process and assists with policy underwriting to secure coverage for pre-need arrangements. Curtis Helms Insurance handles final expense planning and burial insurance policy placements.

PS
106 W Arrowood Rd B
Pegram Superior Mitchell Insurance Agency
Final Expense Insurance Agent · Charlotte, NC

Pegram Superior Mitchell Insurance Agency provides final expense insurance planning services to individuals in the Charlotte, North Carolina area. They assist clients by offering guidance on selecting appropriate policies designed to cover end-of-life costs, supporting families during difficult times. Their service approach includes explaining coverage options and helping applicants complete necessary paperwork to secure a plan. The agency maintains a focus on personal, one-on-one consultations to address specific client needs. They service individuals residing in single-family homes, apartments, and independent living communities throughout the greater Charlotte region.

CI
1524 E Morehead St Suite 300
CAP Insurance Group
Final Expense Insurance Agent · Charlotte, NC

Serving families and individuals throughout Charlotte, CAP Insurance Group provides final expense insurance solutions tailored to cover end-of-life costs. The agency helps clients navigate policy options that protect loved ones from financial burden. Focusing on simplicity and clarity, they explain coverage details and assist with enrollment. CAP Insurance Group is a local resource for those seeking to plan for future funeral and burial expenses. The agency also serves clients in the surrounding communities of Fort Mill, South Carolina.

LI
2701 Coltsgate Rd Suite 100
Laurie Insurance Group
Final Expense Insurance Agent · Charlotte, NC

Serving Charlotte, North Carolina, and its surrounding communities, Laurie Insurance Group handles final expense insurance coverage for local families. This agent assists individuals in arranging policies that help cover end-of-life costs and related financial obligations. Each client’s situation is assessed to identify appropriate coverage options tailored to their personal needs. A straightforward application process is used, focusing on clear communication and efficient handling of each case from start to finish.

PI
2701 Coltsgate Rd STE 101
Pegram Insurance
Final Expense Insurance Agent · Charlotte, NC

Pegram Insurance in Charlotte, NC assists families by distinguishing between one-time final expense funds for immediate burial needs and recurring insurance options for ongoing prepaid funeral costs. Their coverage is structured to provide a single lump sum payout upon passing, which loved ones use for outstanding medical bills or funeral arrangements, while separate policies offer scheduled premium payments. Service is provided on an as-needed basis to address client questions about policy adjustments or beneficiary changes.

CI
6132 Brookshire Blvd suite b
Capstone Insurance Agency
Final Expense Insurance Agent · Charlotte, NC

Capstone Insurance Agency of Charlotte, NC, is known for helping families cover end-of-life costs through final expense insurance policies. The agency offers straightforward burial and funeral planning coverage to local residents. It guides clients through selecting an affordable policy that matches their specific funeral needs and budget. A specialty service the agency can add on is providing financial guidance for consolidating multiple small policies into a single, manageable final expense plan for simpler estate administration.

OC
1973 J N Pease Pl #203
O'Connor Insurance Associates, Inc.
Final Expense Insurance Agent · Charlotte, NC

O'Connor Insurance Associates, Inc. serves the Charlotte, North Carolina area and its surrounding communities, handling final expense insurance policies to help clients cover end-of-life costs. It assists individuals in planning for burial expenses and other final bills. The company focuses on personalized consultations to assess each client’s specific needs. Its typical approach involves reviewing coverage options in plain, straightforward discussions to ensure the chosen plan aligns with the client’s budget and preferences.

HM
505 East Blvd
Highstreet Moulton Insurance Group
Final Expense Insurance Agent · Charlotte, NC

Highstreet Moulton Insurance Group serves families and individuals in the Charlotte, North Carolina area who are seeking final expense insurance coverage. The company focuses on helping clients plan for end-of-life costs with policies designed to cover funeral expenses, burial arrangements, and outstanding medical bills. Their services include assisting clients through the application process and explaining available policy options. The firm also provides coverage to families in nearby Matthews and the surrounding Mecklenburg County communities.

RL
2520 Sardis Rd N Ste 114
Russ Levinton - State Farm Insurance Agent
Final Expense Insurance Agent · Charlotte, NC

Russ Levinton - State Farm Insurance Agent in Charlotte, North Carolina specializes in final expense insurance services. It helps clients plan for end-of-life costs through permanent life insurance policies designed to cover burial and funeral expenses. The agency also offers more general insurance support, assisting families with navigating their financial needs in the region. During the holiday season, the company aids families concerned about ensuring their final arrangements are covered before the new year begins, providing some peace of mind amid seasonal financial pressures.

SI
6914 Matthews-Mint Hill Rd #150
Superior Insurance Of Charlotte
Final Expense Insurance Agent · Charlotte, NC

Superior Insurance Of Charlotte in Charlotte, North Carolina offers final expense insurance coverage as either a single premium option or a recurring monthly payment plan. The policies are designed to cover end-of-life costs such as funerals and outstanding medical bills, relieving family members of these financial obligations. Service appointments are available on a one-time, scheduled, or as-needed basis to accommodate each client's immediate planning preferences or long-term policy adjustments.

HB
1501 E 7th St
H B Cantrell & Co
Final Expense Insurance Agent · Charlotte, NC
(704) 954-9000
erieinsurance.com/agencies/nc/charlotte/jj2003
MM
6101 Carnegie Blvd #415
Mark McDuffie Insurance Agency
Final Expense Insurance Agent · Charlotte, NC
(704) 364-9227
mcduffieinsurance.com
RI
10720 S Tryon St J
ROMA INSURANCE AGENCY
Final Expense Insurance Agent · Charlotte, NC
(704) 675-9144
romainsuranceagency.net
PI
233 S Sharon Amity Rd #103
Piedmont Insurance Associates
Final Expense Insurance Agent · Charlotte, NC
(866) 308-4704
piedmont-ins.com
OH
2210 Crownpoint Executive Dr
O H Walker Insurance Agency
Final Expense Insurance Agent · Charlotte, NC
(704) 814-4343
ohwalkerins.com
1R
6721 E Independence Blvd C
1st Rate Insurance Agency Inc
Final Expense Insurance Agent · Charlotte, NC
(704) 536-0233
facebook.com/1strateinsnc
MF
2401 Sardis Rd N #110
Messer Financial Group Inc
Final Expense Insurance Agent · Charlotte, NC
(866) 568-9649
messerfinancial.com
TI
6407 South Blvd L
Tillman Insurance Advisors
Final Expense Insurance Agent · Charlotte, NC
(704) 558-7433
tillmaninsuranceadvisors.com
HI
2729 N Tryon St
Hix Insurance Center 👍 Charlotte
Final Expense Insurance Agent · Charlotte, NC
(704) 377-7094
hixagency.com
FI
4614 Wilgrove Mint Hill Rd
Fortitude Insurance Advisors
Final Expense Insurance Agent · Charlotte, NC
(980) 825-9969
fortitudeins.com/contact/refer-us
HI
3121 Springbank Ln suite f
Honeycutt Insurance Agency
Final Expense Insurance Agent · Charlotte, NC
(704) 752-8233
honeycuttinsurance.com
EI
2901 Coltsgate Rd Ste 100
Executive Insurance LLC
Final Expense Insurance Agent · Charlotte, NC
(704) 926-2500
insuredbyexecutive.com
PC
N College St
Progressive Charlotte
Final Expense Insurance Agent · Charlotte, NC
(980) 737-7742
progressive.com
GF
301 S McDowell St suite 125 1094
Global First Insurance Agency - Charlotte
Final Expense Insurance Agent · Charlotte, NC
(704) 208-3616
myglobalfirst.com/charlotte

What Does a a Final Expense Insurance Agent in Charlotte Cost?

Typical monthly premiums for final expense insurance in North Carolina range from $30 to $100 depending on your age health and coverage amount. A healthy 65 year old might pay around $50 per month for a $10000 policy. Costs vary by case and insurer. This is general information not insurance advice.

About final expense insurance agents in Charlotte

Final expense insurance agents in Charlotte North Carolina help residents secure coverage for funeral and burial costs. North Carolina law requires funeral homes to provide a general price list upon request which helps families plan ahead. These agents guide you through policy options tailored to your budget and needs in the Charlotte area.

Frequently Asked Questions

What is final expense insurance in Charlotte North Carolina?

Final expense insurance is a small whole life policy that covers funeral costs and other end of life expenses. In North Carolina the average funeral cost is around $7000 to $10000 according to the National Funeral Directors Association. These policies typically have face values from $5000 to $25000.

Do I need a license to sell final expense insurance in North Carolina?

Yes agents must hold a valid North Carolina life insurance license issued by the North Carolina Department of Insurance. They must complete pre licensing education and pass the state exam. You can verify an agents license on the NC DOI website.

Are there waiting periods for final expense policies in North Carolina?

Many final expense policies include a graded benefit period often two years for natural death. If you die from an accident coverage starts immediately. North Carolina law allows insurers to set these terms as long as they are clearly disclosed in the policy.

Final Expense Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.