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Compare Final Expense Insurance Agents in Bellbrook, OH

Directory of final expense insurance agents in Bellbrook, Ohio. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Bellbrook, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 2 final expense insurance agents in Bellbrook, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Thomas & Grushon Insurance
22 E Franklin St, Bellbrook, OH 45305
(937) 848-6181 thomas-grushon.com
Bellbrook Insurance Agency
108 W Franklin St, Bellbrook, OH 45305
(937) 310-1460 bellbrookins.com

Final expense insurance agents in Bellbrook, Ohio help residents secure small whole life policies to cover funeral costs and medical bills. Ohio law requires funeral homes to provide itemized price lists, making it easier to plan coverage amounts. These agents guide clients through the application process and explain how Ohio probate rules affect policy payouts.

What Does a Final Expense Insurance Agent in Bellbrook Cost?

In Ohio, final expense insurance premiums typically range from 30 to 150 dollars per month for a 10000 dollar policy, depending on age and health. Rates are locked in and do not increase over time. Costs vary by carrier and individual underwriting. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance in Bellbrook Ohio?
Final expense insurance is a small whole life policy typically between 5000 and 25000 dollars. It is designed to cover funeral costs and outstanding debts. In Ohio, these policies pay out directly to the beneficiary and are not subject to probate if the beneficiary is correctly named.
How do Ohio laws affect final expense insurance?
Ohio Revised Code section 1721.001 requires funeral homes to give you a general price list upon request. This helps you determine the exact coverage amount you need. Ohio also has a 30-day free look period for life insurance policies, allowing you to cancel for a full refund.
What are the age requirements for final expense insurance in Ohio?
Most final expense policies in Ohio are available for applicants aged 50 to 85. Some carriers offer coverage up to age 90. Insurers may require a health questionnaire but usually do not require a medical exam.