The top-rated final expense insurance agent in Dayton, Ohio is Universal Insurance Agency, rated 4.9 stars across 106 reviews. Other highly rated options include Sanderson Insurance Agency, Wagner Insurance Agency, Buckner Insurance. This directory lists 17 final expense insurance agents serving Dayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Universal Insurance Agency | 8393 N Main St | (937) 867-2368 |
| 2 | Sanderson Insurance Agency | 3320 Office Park Dr | (937) 878-3787 |
| 3 | Wagner Insurance Agency | 1050 S Main St | (937) 223-2232 |
| 4 | Buckner Insurance | 2217 Miamisburg Centerville Rd | (937) 434-6800 |
| 5 | Comparion Insurance Agency | 31 S Main St | (937) 438-1966 |
| 6 | Benjamin Riegel at Comparion Insurance Agency | 31 S Main St | (937) 356-6250 |
| 7 | Ferneding Insurance | 5540 Far Hills Ave | (937) 294-1755 |
| 8 | Triangle Insurance Agency, Inc. | 5525 N Dixie Dr | (937) 278-0887 |
| 9 | LFL Insurance Agency, LLC | 8141 N Main St suite c | (937) 222-5884 |
| 10 | Daymont-Souders Insurance Agency | 7227 Taylorsville Rd | (937) 461-5563 |
Universal Insurance Agency serves Dayton and Montgomery County, Ohio, specializing in final expense insurance. The company assists clients with planning for end-of-life costs such as burial and funeral arrangements through straightforward life insurance policies. These policies are designed to cover expenses and leave less financial burden for surviving family members in the Dayton area. Universal Insurance Agency guides individuals through the selection of appropriate coverage levels and handles the necessary application processes for final expense plans.
Sanderson Insurance Agency in Dayton, Ohio, provides final expense insurance policies to help clients manage end-of-life costs. Its services focus on offering burial and funeral coverage, with straightforward policy options designed for simplicity. The agency assists local families in navigating plan selections through clear consultations. It maintains accessible customer support for any policy adjustments or beneficiary updates. This insured agent serves individual homeowners and residents across area single-family homes, apartments, retail locations, and restaurants.
Wagner Insurance Agency serves Dayton homeowners who are planning for final expenses, helping them navigate the often complex task of arranging affordable coverage for burial and related costs. The agency focuses on simplifying policy options for seniors and their families, ensuring they understand the details of their plans. In addition to its central Dayton location, Wagner Insurance Agency extends its final expense services to clients throughout the nearby community of Kettering.
Buckner Insurance serves Dayton, Ohio, and the surrounding communities, helping families with final expense insurance coverage. It handles policies designed to cover funeral costs and other end-of-life expenses. The agency guides clients through the process of selecting a suitable plan, explaining how these policies typically protect loved ones from financial burden. To handle a typical job, Buckner Insurance begins by reviewing a client’s personal situation, then recommends an appropriate coverage amount and helps complete the necessary paperwork.
Comparion Insurance Agency in Dayton, Ohio provides financial planning services that focus on helping clients cover end-of-life expenses. As a final expense insurance specialist, the company addresses specific needs for burial costs and outstanding medical bills through tailored policy options. Older adults and families seeking to reduce financial burdens on loved ones can explore straightforward coverage solutions. The agency serves residential offices, local warehouses, and food service establishments seeking to offer employee benefit packages that include personal insurance provisions.
As Dayton residents begin planning for the future during the quieter winter months, securing peace of mind for loved ones becomes a key priority. Benjamin Riegel at Comparion Insurance Agency addresses this need by offering final expense insurance designed to cover end-of-life costs without burdening families. This service helps local clients navigate policy options tailored to their budget and preferences. An initial free consultation is scheduled to discuss coverage needs and complete a simple health assessment questionnaire.
Ferneding Insurance specializes in final expense insurance, providing coverage for funeral and burial costs in the Dayton, Ohio area. The agency works with local families to select appropriate life insurance policies that ensure their end-of-life wishes are met without financial burden. Its services include comparing available plans and guiding clients through the application process with clear explanations of policy terms and benefits. Many homeowners turn to this agency in early spring when reviewing personal finances and finalizing estate plans before summer gatherings.
Triangle Insurance Agency, Inc. in Dayton, Ohio offers final expense insurance on either a one-time policy purchase or a recurring premium payment plan. Clients select a single payment for lifelong coverage or choose ongoing monthly or annual payments to maintain their benefit. This local agency helps individuals arrange a final expense policy tailored to support funeral costs and related end-of-life expenses. Service is available on an as-needed basis to discuss, set up, or adjust a client’s chosen payment and coverage plan.
LFL Insurance Agency, LLC in Dayton, OH handles life insurance arrangements with a primary focus on final expense coverage. This specialty insurance helps individuals manage the costs of funeral services, burial plots, and related end-of-life obligations. The agency typically assists clients in selecting appropriate policy amounts that align with personal budgets and local funeral service pricing. It can serve a variety of local business environments including private offices, industrial warehouses, and food service establishments seeking to offer this benefit to employees or proprietors.
Daymont-Souders Insurance Agency assists residents in Dayton, Ohio, with final expense insurance planning, focusing on managing end-of-life costs through straightforward policy options. Commercial coverage is also available for local businesses needing similar burial or funeral arrangements for staff members. Their service area includes Dayton and the surrounding Miami Valley communities. Clients appreciate clear explanations about benefit amounts and monthly premiums. The agency encourages follow-up calls or visits between scheduled annual reviews to address any questions that arise regarding beneficiary changes or policy updates.
What Does a a Final Expense Insurance Agent in Dayton Cost?
Final expense insurance costs in Ohio typically range from 30 to 150 dollars per month depending on age, health, and coverage amount. A 50 year old in good health might pay around 40 dollars monthly for a 10,000 dollar policy. A 75 year old with health issues could pay 100 dollars or more for the same coverage. Premiums are usually fixed and do not increase. This is general information and not insurance advice.
About final expense insurance agents in Dayton
Final expense insurance agents in Dayton Ohio help seniors and families secure burial or funeral coverage. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Local agents understand the needs of Dayton residents and can explain policy options clearly.
Frequently Asked Questions
What does a final expense insurance agent in Dayton Ohio do?
A final expense insurance agent helps you choose a small whole life policy to cover funeral costs and final bills. The agent explains different plans and guides you through the application process. They must follow Ohio insurance regulations and provide clear information about premiums and benefits.
Do I need a license to sell final expense insurance in Ohio?
Yes. Ohio requires all insurance agents to hold a valid license from the Ohio Department of Insurance. Agents must complete pre licensing education and pass a state exam. You can verify an agents license on the Ohio Department of Insurance website.
Are there Ohio specific rules for final expense policies?
Ohio law sets a 30 day free look period for life insurance policies. This means you can cancel the policy within 30 days for a full refund. Ohio also requires agents to disclose policy details and any waiting periods for natural death benefits.
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