The top-rated final expense insurance agent in Lake Oswego, Oregon is David Shin - State Farm Insurance Agent, rated 5.0 stars across 434 reviews. Other highly rated options include Diana Higgins - State Farm Insurance Agent, Ed Lief, Private Client Insurance – AssuredPartners Oregon, Lauri Alexander - State Farm Insurance Agent. This directory lists 21 final expense insurance agents serving Lake Oswego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Shin - State Farm Insurance Agent | 2 Centerpointe Dr Ste 375 | (503) 828-9513 |
| 2 | Diana Higgins - State Farm Insurance Agent | 5 Centerpointe Dr Ste 110 | (503) 536-4125 |
| 3 | Ed Lief, Private Client Insurance – AssuredPartners Oregon | 5005 Meadows Rd #402 | — |
| 4 | Lauri Alexander - State Farm Insurance Agent | 5285 Meadows Rd #164 | (503) 684-4008 |
| 5 | Farmers Insurance - Brian Miller | 385 N State St | (503) 280-8899 |
| 6 | Laurie Lum at Comparion Insurance Agency | 4949 Meadows Rd Suite 660 | (503) 462-0531 |
| 7 | Kristine Wiseman Patzke Agency, LLC American Family Insurance | 415 N State St STE 138 | (503) 636-0200 |
| 8 | Goosehead Insurance - Thomas Synovec | 5 Centerpointe Dr Suite 400, Office 72 | (503) 535-0452 |
| 9 | Michael Jenkins Agency Inc American Family Insurance | 15630 Boones Ferry Rd #5 | (503) 699-2575 |
| 10 | Comparion Insurance Agency | 4949 Meadows Rd Suite 660 | (503) 430-2664 |
David Shin - State Farm Insurance Agent serves the Lake Oswego, Oregon, metro area as a final expense insurance agent. The company helps clients prepare for end-of-life costs by offering burial and funeral expense policies that cover unexpected bills. Final expense plans from this agent are designed to reduce financial burdens on loved ones during a difficult time. Policies are typically arranged to pay for services such as cremation or funeral arrangements directly to the family or provider.
Diana Higgins, a final expense insurance agent in Lake Oswego, Oregon, helps families and individuals secure life insurance policies specifically designed to cover end-of-life costs. Living in the area, many resident seniors and their loved ones seek these plans to pay for final medical bills, funeral expenses, and other related debts. The agent provides simple, term and whole life coverage options that offer a guaranteed payout to policy beneficiaries. Diana Higgins - State Farm Insurance Agent also serves clients across the surrounding Portland metro suburbs, including the neighboring community of West Linn.
Serving Lake Oswego and the surrounding communities in Clackamas County, Lauri Alexander - State Farm Insurance Agent handles final expense insurance policies designed to cover end-of-life costs. The agency assists local families in selecting simple burial or funeral plans that relieve loved ones of unexpected financial burdens. It typically begins by reviewing an individual’s coverage needs based on their age and health status, then presents straightforward policy options that do not require a medical exam. The agent works directly with each client to finalize the application process during a one-on-one consultation.
At Farmers Insurance - Brian Miller in Lake Oswego, OR, final expense insurance can be arranged either as a single premium policy paid once or as a recurring monthly plan, both designed to cover end-of-life costs. The coverage helps local families manage funeral expenses and outstanding bills. Service is typically provided on a one-time basis for the policy purchase, with further appointments scheduled as needed for any later policy reviews or beneficiary updates.
Laurie Lum at Comparion Insurance Agency in Lake Oswego, Oregon offers final expense insurance planning to help families manage end-of-life costs. It generally assists clients in the local area with understanding coverage options for funeral and burial expenses. This service often provides support with pre-arranging financial protection against future price increases. During the holiday season, when families gather and discuss long-term plans, many clients find it helpful to evaluate their arrangements with this agency.
As the Oregon autumn prompts families in Lake Oswego to review their long-term financial plans, the need for dignified final expense arrangements grows meaningful. Kristine Wiseman Patzke Agency, LLC American Family Insurance offers transparent guidance to seniors exploring modest burial or debt coverage. Serving local residents requires clear explanations of policy terms and benefit structures. For those considering lifetime protection, the first step involves a no-obligation review of current coverage and estimated funeral costs, with documents brought to the client’s home or a quiet coffee shop meeting for a straightforward assessment.
Goosehead Insurance - Thomas Synovec provides final expense insurance agent services to residents in Lake Oswego and the surrounding Oregon area. The firm works with clients to understand their individual funeral and burial cost planning needs. Commercial coverage options are also available for local business operators seeking appropriate protection. The agent serves the greater Lake Oswego community with clear professional guidance on these important financial decisions. Follow-up consultations help ensure policies stay aligned with changing client circumstances between regular service visits.
Michael Jenkins Agency Inc American Family Insurance in Lake Oswego, OR, serves residents requiring final expense insurance, a type of coverage designed to manage end-of-life costs. This agency guides clients through the process of securing a policy that covers funeral arrangements, burial expenses, and outstanding final bills. Their service range includes helping individuals compare policy structures and completing straightforward applications. A specialty service this agency can add on is guaranteed acceptance whole life insurance for those with pre-existing health conditions.
Comparion Insurance Agency assists families in Lake Oswego with their general insurance coverage, specializing as a final expense insurance agent to help clients plan for end-of-life costs. This service focuses on ensuring funeral and burial expenses do not become a burden for loved ones left behind. The agency helps navigate policy options designed for seniors seeking financial protection. Commercial sectors it can serve include offices, warehouses, and food service establishments seeking insurance for their business operations.
What Does a a Final Expense Insurance Agent in Lake Oswego Cost?
Final expense insurance premiums in Oregon typically range from 30 to 150 dollars per month depending on age, health, and coverage amount. A 65 year old non-smoker might pay around 60 dollars monthly for a 10000 dollar policy. Costs vary by case and carrier. This is general information, not insurance advice.
About final expense insurance agents in Lake Oswego
Final expense insurance agents in Lake Oswego Oregon help residents secure coverage for funeral costs and outstanding debts. Oregon law requires agents to hold a valid insurance license and follow state regulations under ORS Chapter 744. These policies typically provide smaller death benefits between 5000 and 25000 dollars to cover final arrangements without burdening family members.
Frequently Asked Questions
What does a final expense insurance agent in Lake Oswego do?
A final expense insurance agent helps you compare burial insurance policies from multiple carriers. They explain policy terms, guide you through the application process, and ensure the coverage meets Oregon state requirements for funeral planning.
How do I choose a final expense insurance agent in Lake Oswego Oregon?
Look for an agent licensed in Oregon with experience in final expense policies. Ask about their carrier options and whether they offer policies that do not require a medical exam, which is common for this type of insurance in Oregon.
Are final expense insurance benefits taxable in Oregon?
Final expense insurance death benefits are generally not considered taxable income for beneficiaries in Oregon. The payout is a lump sum that can be used for funeral costs, medical bills, or any other end of life expenses without state income tax liability.