The top-rated final expense insurance agent in Philadelphia, Pennsylvania is Pamela R Wilkins - State Farm Insurance Agent, rated 4.9 stars across 647 reviews. Other highly rated options include Adam Hutcheon - State Farm Insurance Agent, Mark Ziegler - State Farm Insurance Agent, McCollum Insurance Agency ️ ️ ️⭐⭐⭐⭐⭐. This directory lists 26 final expense insurance agents serving Philadelphia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pamela R Wilkins - State Farm Insurance Agent | 8601 Frankford Ave | (215) 331-4500 |
| 2 | Adam Hutcheon - State Farm Insurance Agent | 687 N Broad St | (215) 765-2686 |
| 3 | Mark Ziegler - State Farm Insurance Agent | 86 Bethlehem Pike Ste 1 | (215) 753-1501 |
| 4 | McCollum Insurance Agency ️ ️ ️⭐⭐⭐⭐⭐ | 106 Grape St #2 | (215) 508-9000 |
| 5 | Terra Insurance Services | 1879 Cottman Ave | (215) 742-3743 |
| 6 | Freedom Insurance Group Inc | 3308 Grant Ave | (215) 673-0300 |
| 7 | David Mayfield - State Farm Insurance Agent | 7424 Haverford Ave | (610) 284-1430 |
| 8 | Main Line Risk Management | 7300 City Ave Suite 120 | (215) 878-8100 |
| 9 | Inco Insurance Services | 2424 E York St Unit 211 | (215) 608-7974 |
| 10 | The Medicare Mensch | 1334 N Howard St | (267) 788-1508 |
Pamela R Wilkins - State Farm Insurance Agent serves the Philadelphia metro area, specializing in final expense insurance for local residents. This agency helps individuals arrange coverage to manage end-of-life expenses with straightforward policy options. The company assists clients in planning for funeral costs and other final bills. They provide consultation on funeral planning solutions in Philadelphia. Understanding the needs of families in this area, the agency handles final expense life insurance support.
Adam Hutcheon - State Farm Insurance Agent in Philadelphia, Pennsylvania, provides final expense insurance services to help clients plan for end-of-life costs and alleviate financial burdens on loved ones. The agency offers guidance on selecting appropriate coverage levels and policy options. It supports clients through the application process and helps manage policy maintenance, including beneficiary updates and premium adjustments. Its service area encompasses single-family homes, apartments, retail businesses, and restaurants throughout the region.
Mark Ziegler - State Farm Insurance Agent in Philadelphia, PA, serves local residents and families seeking final expense insurance coverage for end-of-life planning. The agency helps clients navigate policy options that can ease funeral and burial costs for their loved ones. Services include personalized consultations to clarify benefit levels and premium arrangements. Mark Ziegler - State Farm Insurance Agent also covers the broader metro area, extending its final expense insurance services into nearby neighborhoods such as the communities surrounding Center City.
McCollum Insurance Agency in Philadelphia, PA helps clients understand the difference between simplified issue final expense policies, which require no medical exam, and fully underwritten whole life coverage that can offer lower premiums for healthier individuals. Final expense insurance is designed to cover burial costs, outstanding medical bills, and other end-of-life expenses. The agency guides families through selecting an appropriate benefit amount. Service appointments are available on a one-time, scheduled, or as-needed basis to accommodate each client’s specific situation.
Terra Insurance Services specializes in helping Philadelphia families secure final expense coverage to manage end-of-life costs. The agency guides clients through selecting burial insurance policies that fit their budget and needs, focusing on simplicity and clarity. A primary concern is preventing unexpected financial strain on loved ones. As many residents plan for the winter holidays, the agent helps ensure that burial expenses are arranged in advance, offering peace of mind during gatherings with family.
In the unpredictable seasons of Philadelphia, many families seek financial reassurance against the high costs of end-of-life arrangements. Freedom Insurance Group Inc addresses this need by specializing in final expense insurance policies for local residents, focusing on affordable coverage that eases future burdens for survivors. The company provides clear guidance through the complexities of burial insurance and related plans. As part of their service, they begin with a thorough inspection of individual needs and an initial assessment of each applicant's financial situation.
David Mayfield operates as a State Farm Insurance Agent in Philadelphia, Pennsylvania, offering a broad range of insurance products. His agency specializes in final expense insurance, which helps clients manage the costs associated with end-of-life arrangements. This coverage provides beneficiaries with funds for funeral services and outstanding medical bills. The agency is equipped to serve local commercial sectors, including office environments, warehouses, and food service establishments.
Serving residents in Philadelphia, PA, Main Line Risk Management offers final expense insurance that helps cover end-of-life costs and ease financial burdens on families. The company guides clients through policy options tailored to individual needs and budgets. They assist with application paperwork and answer questions about coverage benefits. Following an initial meeting, the agent maintains contact to ensure the policy still fits the client’s circumstances, checking in between regular scheduled visits to address any changes or concerns.
Inco Insurance Services is a Philadelphia-based agency known for helping families prepare for end-of-life expenses. It assists clients in securing final expense insurance policies that cover funeral costs, outstanding debts, and other final obligations without burdening loved ones. The agency guides customers through straightforward underwriting processes tailored to older applicants, ensuring coverage options remain accessible. Inco Insurance Services specializes in adding accelerated death benefit riders to policies for rapid financial support in critical medical situations.
What Does a a Final Expense Insurance Agent in Philadelphia Cost?
Final expense insurance premiums in Pennsylvania typically range from 30 to 100 dollars per month for a 5,000 to 25,000 dollar policy. Rates depend on age, health, and coverage amount. Pennsylvania does not cap premiums, so costs vary by insurer and individual risk factors. This is general information, not insurance advice.
About final expense insurance agents in Philadelphia
Final expense insurance agents in Philadelphia Pennsylvania help residents secure coverage for end-of-life costs such as funerals and medical bills. Pennsylvania law requires agents to hold a valid insurance license and follow state regulations on policy disclosures. Local agents understand Philadelphia funeral costs and can guide clients through the application process.
Frequently Asked Questions
What is a final expense insurance agent in Philadelphia?
A final expense insurance agent in Philadelphia is a licensed professional who helps individuals purchase small whole life insurance policies to cover funeral and burial expenses. These agents must comply with Pennsylvania insurance regulations and provide clear policy details to clients.
Do I need a license to sell final expense insurance in Pennsylvania?
Yes, Pennsylvania requires all insurance agents to hold a valid life insurance license issued by the Pennsylvania Insurance Department. Agents must complete pre-licensing education and pass a state exam before selling final expense policies.
Are final expense insurance benefits taxable in Pennsylvania?
No, life insurance death benefits are generally not subject to Pennsylvania personal income tax. However, estate tax may apply if the policy is owned by the deceased and the total estate exceeds certain thresholds. Consult a tax professional for your specific situation.
Final Expense Insurance Agents in Other Pennsylvania Cities
Allentown · Belle Vernon · Bensalem · Bethlehem · Blue Bell · Cranberry Twp · Drexel Hill · Easton · Erie · Exton · Harrisburg · Havertown · Hershey · King of Prussia · Lancaster