The top-rated final expense insurance agent in Wilkes-Barre, Pennsylvania is Gallagher Insurance, Risk Management & Consulting, rated 5.0 stars across 67 reviews. Other highly rated options include Goosehead Insurance - Jeff Roth, J.W. Hoban & Associates, Len Podrasky: Allstate Insurance. This directory lists 16 final expense insurance agents serving Wilkes-Barre.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gallagher Insurance, Risk Management & Consulting | 1130 PA-315 | (570) 819-2000 |
| 2 | Goosehead Insurance - Jeff Roth | 100 Wilkes-Barre Blvd Suite 403 | (570) 408-1646 |
| 3 | J.W. Hoban & Associates | 265 S Main St | (570) 823-0711 |
| 4 | Len Podrasky: Allstate Insurance | 140 Wilkes Barre Township Blvd | (570) 829-5015 |
| 5 | Abraham Hobson Insurance Services | 529 Scott St | (570) 208-5640 |
| 6 | Bankers Life | 613 Baltimore Dr | (570) 822-3149 |
| 7 | Tasker-Harding Group | 679 Carey Ave | (570) 825-7046 |
| 8 | Prime Assure Insurance Agency | 15 Public Square | (570) 231-7412 |
| 9 | Trust Cover Insurance PA | 380 Coal St | (570) 218-7436 |
| 10 | Danielle Albano, Bankers Life Agent | 613 Baltimore Dr | (570) 822-3149 |
Gallagher Insurance, Risk Management & Consulting serves the Wilkes-Barre, Pennsylvania metro area and surrounding Luzerne County with final expense insurance solutions. This agency helps local families plan for end-of-life costs by offering simplified policies that do not require a medical exam. Their approach focuses on manageable coverage amounts that handle funeral expenses, outstanding medical bills, and other final obligations without burdening survivors. The firm specifically handles burial insurance plans and immediate benefit final expense policies for seniors.
Goosehead Insurance - Jeff Roth provides final expense insurance services to residents in and around Wilkes-Barre, PA. Its offerings focus on helping individuals arrange coverage for end-of-life expenses, including funeral and medical costs. The agency maintains straightforward policy options and assists clients in understanding their coverage needs. Jeff Roth works with clients to select appropriate benefit amounts. It serves individuals, including those in single-family homes and apartments, as well as local retail and restaurant owners who seek final expense planning.
J.W. Hoban & Associates serves families and individuals in the Wilkes-Barre area who are planning their end-of-life expenses. The company provides final expense insurance, which helps cover funeral costs, medical bills, and other final obligations. Its agents guide clients through policy selection, focusing on affordable coverage tailored to personal budgets. They also assist with paperwork and beneficiary designations to simplify the claims process for loved ones. J.W. Hoban & Associates extends its services to surrounding communities throughout Luzerne County.
Serving Wilkes-Barre and the surrounding communities in Luzerne County, Len Podrasky: Allstate Insurance provides final expense insurance solutions. The agency helps clients plan for end-of-life costs with a focus on relieving family financial burdens during a difficult time. Policies are designed to cover funeral expenses and other outstanding debts. The typical process starts with a personalized consultation to assess individual needs. From there, the agent carefully explains coverage options and policy terms, working to ensure the client understands how the plan will protect their loved ones.
Abraham Hobson Insurance Services in Wilkes-Barre, PA provides final expense insurance by offering both one-time payment plans and scheduled premium options. Their coverage focuses on ensuring that outstanding medical bills, funeral costs, and other end-of-life obligations are settled without burdening surviving family members. The service assists clients in comparing plans that fit individual budgets and estate needs. Consultations and policy setup are handled on an as-needed basis according to each client’s timeline and circumstances.
Bankers Life serves the greater Wilkes-Barre, Pennsylvania area, specializing in final expense insurance policies designed to cover end-of-life costs. The company helps local families plan for funeral expenses, burial arrangements, and unpaid medical bills that can otherwise burden survivors. Its agents work with clients to ensure these final needs are addressed in a straightforward manner. Specific services in this area include whole life insurance for final expenses and assisting with policy underwriting for individuals aged fifty and older.
Tasker-Harding Group specializes in final expense insurance arrangements, helping individuals in Wilkes-Barre secure coverage to manage end-of-life costs and family financial obligations. Their general services include policy consultations, claims assistance, and personalized plan reviews for seniors. This local agency also provides support for reviewing and updating coverage following significant life changes, such as the recent passing of a spouse or moving into a nursing home.
As winter weather brings families together in Wilkes-Barre, PA, many begin discussing how to manage end‑of‑life expenses without burdening loved ones. Prime Assure Insurance Agency addresses this need by offering final expense insurance policies designed to cover funeral costs and outstanding debts. These plans provide straightforward coverage with fixed premiums that do not increase over time. Residents meet with an agent who reviews available options based on their personal situation and budget. The process starts with a no‑obligation initial assessment to determine eligibility and coverage needs.
Trust Cover Insurance PA, located in Wilkes-Barre, provides planning services focused on covering final expenses such as funeral costs and outstanding medical bills. The firm specializes in offering tailored final expense insurance policies designed to relieve families of immediate financial burdens after a death. These plans help ensure that end-of-life obligations are managed without relying on personal savings. The company serves local commercial sectors including offices, warehouses, and food service establishments seeking to protect their employees and business continuity.
Residentially focused, Danielle Albano provides final expense insurance services as a Bankers Life agent in Wilkes-Barre, Pennsylvania. These policies help cover funeral and burial costs, reducing financial burden for families during difficult times. Commercial coverage is also available for local small business owners who need to plan for such expenses. Serving clients throughout the surrounding area, the agent ensures policies are tailored to individual needs and budget constraints. A follow-up or repeat service is often scheduled between regular visits, allowing families to adjust their coverage as circumstances change.
What Does a a Final Expense Insurance Agent in Wilkes-Barre Cost?
In Pennsylvania, final expense insurance premiums vary based on age, health, and coverage amount. A typical policy for a 65-year-old non-smoker might cost $50 to $100 per month for $10,000 in coverage. Smokers and older applicants may pay higher rates. Some policies offer level premiums that do not increase over time. This is general information and not insurance advice.
About final expense insurance agents in Wilkes-Barre
Final expense insurance helps cover funeral costs and end-of-life expenses for residents of Wilkes-Barre, Pennsylvania. Pennsylvania law does not require a specific license for final expense insurance beyond a standard life insurance license. Local agents in Luzerne County can help you compare policies from multiple carriers to fit your budget.
Frequently Asked Questions
What is final expense insurance in Wilkes-Barre?
Final expense insurance is a small whole life policy designed to pay for funeral and burial costs. In Pennsylvania, these policies typically have face values between $5,000 and $25,000. They do not require a medical exam and are available to people up to age 85.
How do I choose a final expense insurance agent in Wilkes-Barre?
Look for an agent who is licensed in Pennsylvania and has experience with final expense policies. Ask the agent to show you quotes from multiple insurance companies so you can compare premiums and coverage. The agent should explain the policy details clearly.
Are there Pennsylvania laws that affect final expense insurance?
Yes. Pennsylvania requires all life insurance policies to include a free look period of at least 10 days. This means you can cancel the policy within 10 days of receiving it for a full refund. Also, Pennsylvania does not have a state inheritance tax on life insurance proceeds paid to a named beneficiary.
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