Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 final expense insurance agents in Cumberland, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Cumberland
2000 Mendon Rd, Cumberland, RI 02864
(401) 333-9500
branches.northeast.aaa.com
Carlos Semedo: Primerica - Financial Services
Rear Lower Level, 2374 Diamond Hill Rd, Cumberland, RI 02864
(401) 495-4563
reps.primerica.com
Cumberland Licensing Corporation
2744 Mendon Rd, Cumberland, RI 02864
(401) 333-4805
cumberlandlicensing.com
What Does a Final Expense Insurance Agent in Cumberland Cost?
In Rhode Island, final expense insurance premiums typically range from 30 to 100 dollars per month for a 10000 dollar policy, depending on your age and health. A 65-year-old non-smoker might pay around 50 to 70 dollars per month for a 10000 dollar benefit. Costs vary by carrier and underwriting class. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a final expense insurance agent in Cumberland do?
A final expense insurance agent helps you compare burial insurance policies from different carriers. They explain coverage limits, premium amounts, and how the policy pays out to your beneficiary. In Rhode Island, these policies are typically whole life insurance with a face value between 5000 and 25000 dollars.
Do I need a license to sell final expense insurance in Rhode Island?
Yes, any agent selling final expense insurance in Rhode Island must hold a valid life insurance license issued by the Rhode Island Department of Business Regulation. Agents must also complete continuing education credits to maintain their license and stay current with state insurance laws.
Can I buy final expense insurance if I have a pre-existing health condition in Rhode Island?
Many final expense policies in Rhode Island offer guaranteed issue options that do not require a medical exam. However, some policies have a graded death benefit that pays less if you pass away within the first two years. An agent can explain which carriers offer coverage for your specific health situation.