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Compare Final Expense Insurance Agents in Middletown, RI

Directory of final expense insurance agents in Middletown, Rhode Island. Verify credentials with the state department of insurance before hiring.

16 agents listed
Updated May 2026
Middletown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 16 final expense insurance agents in Middletown, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Middletown
49 E Main Rd, Middletown, RI 02842
(401) 841-5000 branches.northeast.aaa.com
Coastal Financial Group & Island Tax Associates
575 E Main Rd, Middletown, RI 02842
(401) 846-4290 cfgna.com
Carey, Richmond & Viking Insurance
2 Corporate Pl Suite 306, Middletown, RI 02842
(401) 683-3900 crvinsurance.com
Hilb Group
500 W Main Rd, Middletown, RI 02842
(401) 847-5200 opi.hilbgroupne.com
KVT Insurance LLC
2 Corporate Pl, Middletown, RI 02842
(401) 849-8502 crvinsurance.com
Aquidneck Island Insurance
702 Aquidneck Ave #18, Middletown, RI 02842
(401) 354-2172
Defend Insure Agency
12 Circle Dr, Middletown, RI 02842
(401) 213-1715
New Insurance Agency RI
674 Aquidneck Ave, Middletown, RI 02842
(401) 859-4140
The SIG Insurance Agencies: Middletown, Rhode Island
999 West Main Street, Middletown, RI 02842
(401) 849-4100 findsig.com
Nationwide Insurance: Roy L Souza
999 W Main Rd, Middletown, RI 02842
(401) 849-4100
Prudential | Tony Kutsaftis | Life Insurance & Annuities
702 Aquidneck Ave, Middletown, RI 02842
(401) 848-0720
Newport Insurance Agency
460 E Main Rd, Middletown, RI 02842
(401) 619-1660
Nationwide Insurance: SIG Insurance Agencies
999 W Main Street, Middletown, RI 02842
(401) 849-4100 agency.nationwide.com
Prudential | Athol Cochrane | Life Insurance & Annuities
272 Valley Rd, Middletown, RI 02842
(401) 847-0505
Anthony Kutsaftis - Prudential Financial
702 Aquidneck Ave, Middletown, RI 02842
(401) 842-0260 prudential.com
Newport Financial
294 Valley Rd Suite 4, Middletown, RI 02842
(401) 846-3000 nptfinancial.com

Final expense insurance agents in Middletown Rhode Island help residents secure coverage for funeral costs and medical bills. Rhode Island law requires funeral homes to provide a price list upon request, making it easier to plan for these expenses. Local agents can explain how policies work with Rhode Island probate rules and estate recovery programs.

What Does a Final Expense Insurance Agent in Middletown Cost?

In Rhode Island, final expense insurance premiums vary by age and health. A typical policy for a 65 year old non smoker might cost 50 to 100 dollars per month for 10000 dollars of coverage. Smokers and older applicants may pay 100 to 200 dollars per month. Costs are locked in and do not increase. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance in Middletown Rhode Island?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In Rhode Island, these policies typically have a face value between 5000 and 25000 dollars. They do not require a medical exam and are available to seniors.
Are there Rhode Island laws that affect final expense insurance?
Yes. Rhode Island General Law Section 27-4-28 requires insurers to provide a free look period of at least 10 days. Also, Rhode Island has a 5 year look back period for Medicaid eligibility that may affect policy ownership.
How do I choose a final expense insurance agent in Middletown?
Look for an agent licensed in Rhode Island with experience in senior insurance products. Ask about policy guarantees and whether the premium is fixed for life. You can verify an agents license through the Rhode Island Department of Business Regulation.