The top-rated final expense insurance agent in Little Elm, Texas is Ryan Dunn - State Farm Insurance Agent, rated 5.0 stars across 410 reviews. Other highly rated options include Ricardo Sempertegui - State Farm Insurance Agent, Michel Hambrick Agency, Nexum Insurance. This directory lists 12 final expense insurance agents serving Little Elm.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Dunn - State Farm Insurance Agent | 800 W Eldorado Pkwy Ste 116 | (469) 238-0912 |
| 2 | Ricardo Sempertegui - State Farm Insurance Agent | 1000 E Eldorado Pkwy Suite 60 | (469) 777-4377 |
| 3 | Michel Hambrick Agency | 2601 Little Elm Pkwy Suite 202 | (469) 294-1944 |
| 4 | Nexum Insurance | 407 W Eldorado Pkwy #320 | (972) 292-9752 |
| 5 | Kristian Schwitzer Insurance Agency | 309 W Eldorado Pkwy #210 | (469) 935-7066 |
| 6 | Leissner Agency LLC | 2103 E Eldorado Pkwy #200 | (469) 850-0860 |
| 7 | Melliand Insurance | 700 Lake Meadow Ln | (972) 346-4666 |
| 8 | The Insurance Suite | 5027 Cardinal Ct | (972) 704-3230 |
| 9 | THE COOPER AGENCY | 901 E Eldorado Pkwy B | (817) 281-7900 |
| 10 | Iscential Insurance Agency | 2805 Evening Mist Dr | (214) 208-2763 |
Ryan Dunn - State Farm Insurance Agent serves the Little Elm area in Denton County, offering final expense insurance to local families. This type of policy helps cover end‑of‑life costs such as funeral arrangements and outstanding medical bills. The agency assists clients in selecting affordable coverage that fits their budget and provides financial protection for loved ones. Final expense plans typically require no medical exam and offer simplified underwriting. Common additional services provided here include helping with policy customization and beneficiary designations.
Ricardo Sempertegui - State Farm Insurance Agent in Little Elm, TX, provides final expense insurance policies designed to cover end-of-life costs and alleviate financial burdens for families. The agent guides clients through plan selection, helping tailor coverage amounts for burial expenses or outstanding debts, with consistent policy maintenance and beneficiary updates available. Services extend to individuals planning their own arrangements or seeking protection for elderly relatives. Properties typically served include single-family homes, apartments, retail businesses, and restaurants requiring employee or owner coverage.
Michel Hambrick Agency serves individuals and families in Little Elm, TX who seek final expense insurance to cover end-of-life costs. The agency helps clients arrange a simple burial or funeral without placing a financial burden on loved ones. Policies are designed to meet specific needs, ensuring a person’s final wishes can be honored. Coverage from this local final expense insurance agent remains affordable and straightforward. The firm also assists residents in neighboring communities throughout the Denton County metro area.
Nexum Insurance serves Little Elm, Texas, and the surrounding communities, handling final expense insurance for local families. This company helps clients arrange affordable burial and funeral cost coverage to ease the financial burden on loved ones. Each policy is tailored to an individual’s budget and specific end-of-life wishes. To handle a typical job, it first reviews the client’s financial situation and preferred memorial arrangements, then presents straightforward policy options for the client to choose from.
Families in the Little Elm area choose between one-time final expense policies and recurring coverage options that continue through a guaranteed payment schedule. Both plans ensure funds for funeral arrangements, outstanding medical bills, and related end-of-life costs without burdening loved ones. As a local final expense insurance agent, Kristian Schwitzer Insurance Agency assists clients in navigating these basic coverage decisions based on individual needs and budgeting preferences. Service runs on an as-needed basis following the initial policy consultation and enrollment.
Leissner Agency LLC specializes in providing final expense insurance, offering burial and end-of-life coverage to residents of Little Elm, Texas. The agency guides clients through the process of selecting manageable policies that protect families from unexpected funeral costs. This service focuses on easing financial burdens during difficult times. Helping individuals secure final expense coverage becomes particularly important after major life transitions, such as the recent loss of a spouse when reviewing existing plans is essential.
In the busy autumn season of Little Elm, TX, many families begin reviewing their long-term plans and wonder about covering end-of-life expenses without burdening loved ones. Melliand Insurance assists local residents by offering final expense insurance agent services tailored to those needs. The company takes time explaining policy options so clients can make clear decisions about their financial preparations. To begin, Melliand Insurance arranges a straightforward inspection or in-person assessment to review individual circumstances and available coverage choices.
The Insurance Suite provides families with final expense insurance arrangements. It specializes in ensuring that burial costs and other end-of-life financial obligations are met. These policies are designed for seniors seeking manageable coverage amounts with guaranteed acceptance. The company serves individuals navigating these important financial decisions from its Little Elm, Texas location. It can serve the needs of professionals working in commercial sectors such as offices, warehouses, and food service.
The Cooper Agency serves residents of Little Elm, providing assistance with final expense insurance policies designed to cover end-of-life costs. The agency also offers guidance on burial and funeral planning coverage for families throughout the Denton County area. Agents explain policy options and help clients complete applications during in-home appointments. They return for annual policy reviews or whenever a client needs to update beneficiary details. Regular visits keep coverage aligned with changing circumstances.
Iscential Insurance Agency is known for guiding Little Elm families through final expense insurance planning, ensuring end-of-life costs are covered without burdening surviving loved ones. The agency serves local residents who seek straightforward policies designed to handle funeral expenses, medical bills, and other final obligations. Clients benefit from clear explanations of coverage options and personalized support throughout the application process. As a specialty add-on, the agency can also assist with securing accidental death benefit riders to supplement a client’s primary final expense policy.
What Does a a Final Expense Insurance Agent in Little Elm Cost?
Final expense insurance premiums in Texas typically range from 30 to 150 dollars per month for coverage between 5000 and 25000 dollars. Costs depend on your age, health, and the policy type. Some policies offer guaranteed acceptance with no medical exam but have higher premiums. This is general information and not insurance advice.
About final expense insurance agents in Little Elm
Final expense insurance agents in Little Elm Texas help residents secure coverage for end of life costs. Texas law requires funeral homes to provide a general price list upon request, making it easier to plan. Local agents can explain how final expense policies work with Texas probate and Medicaid estate recovery rules.
Frequently Asked Questions
What does a final expense insurance agent in Little Elm do?
A final expense insurance agent helps you choose a small whole life policy to cover funeral costs and medical bills. They guide you through application and underwriting. In Texas, agents must be licensed by the Texas Department of Insurance.
How much coverage do I need for final expenses in Little Elm Texas?
Average funeral costs in Texas range from 7000 to 12000 dollars. Your agent can help you select a policy amount that covers burial, transport, and other final expenses. Texas law does not set a minimum coverage amount.
Are final expense insurance benefits taxable in Texas?
No, final expense insurance death benefits are generally not subject to federal or Texas income tax. Texas has no state income tax. Benefits are paid directly to your beneficiary and can be used for any purpose.
Final Expense Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton