The top-rated final expense insurance agent in Lubbock, Texas is Grimes Insurance Agency Inc., rated 4.9 stars across 1,269 reviews. Other highly rated options include Acceptance Insurance, LSM Insurance Agency, Pirkle Weir Insurance Agency. This directory lists 18 final expense insurance agents serving Lubbock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grimes Insurance Agency Inc. | 8917 Milwaukee Ave | (806) 762-0544 |
| 2 | Acceptance Insurance | 2801 Avenue Q | (806) 329-3345 |
| 3 | LSM Insurance Agency | 7204 Joliet Ave Suite 1 | (806) 792-7098 |
| 4 | Pirkle Weir Insurance Agency | 2509 86th St | (806) 368-7340 |
| 5 | All Write Insurance Agency | 2413 20th St | (806) 763-2886 |
| 6 | The Shropshire Insurance Agency, Inc. | 5812 66th St | (806) 763-7311 |
| 7 | Beadle Insurance Agency, LLC | 8008 Slide Rd Suite 22 | (806) 798-7900 |
| 8 | Fransan Insurance Services | 1310 34th St | (806) 747-9560 |
| 9 | Alliance Insurance Agency | 2706 82nd St | (806) 792-0135 |
| 10 | Hettler Insurance Agency | 4720 S Loop 289 | (806) 798-7800 |
Grimes Insurance Agency Inc. serves the Lubbock, Texas area and surrounding counties, specializing in final expense insurance policies designed to cover end-of-life costs. This agency helps clients secure coverage for funeral services and outstanding medical bills, ensuring families avoid unexpected financial burdens during difficult times. They focus on affordable, straightforward plans tailored to individual needs and budgets. Specific services include whole life insurance for final expenses and burial insurance policies.
Acceptance Insurance provides residential final expense insurance services to families in Lubbock, Texas, helping to cover funeral and burial costs with straightforward plans. Commercial coverage is also available for local businesses seeking to offer this benefit to employees. The agency serves clients throughout Lubbock and the surrounding South Plains region. Policies are designed to support simple planning and predictable premiums. Customers can arrange follow-up phone conversations to adjust coverage between regular annual reviews or after a life change.
LSM Insurance Agency in Lubbock, Texas, provides final expense insurance services to help individuals manage funeral and burial costs. Its plans offer straightforward coverage for end-of-life expenses, with options for policyholders to choose benefit amounts that fit their budget. The agency assists clients in navigating paperwork and beneficiary designations, ensuring policies remain active with regular payment reminders. It services single-family homes, apartments, retail stores, and restaurants, tailoring conversations about coverage needs to each property type they visit.
Pirkle Weir Insurance Agency assists families in Lubbock, Texas with final expense insurance policies. The agency helps individuals secure coverage for burial costs, outstanding medical bills, and other end-of-life expenses. These plans allow policyholders to relieve their loved ones of significant financial burdens during a difficult time. Policies are structured to provide accessible coverage based on an applicant’s budget and health profile. A standard added service includes helping clients designate funds to cover probate fees or outstanding estate debts.
All Write Insurance Agency serves Lubbock residents seeking final expense coverage to manage end-of-life costs. These policies help families handle funeral expenses and outstanding debts without financial strain. The agency guides clients through plan options, focusing on straightforward burial insurance designed for seniors. Their local knowledge of the Lubbock market ensures personalized assistance for those planning ahead. All Write Insurance Agency also provides its final expense insurance agent services to clients in the nearby community of Wolfforth.
Serving Lubbock and the surrounding communities across the South Plains, The Shropshire Insurance Agency, Inc. handles final expense insurance policies designed to cover end-of-life costs. It assists families in managing funeral expenses, outstanding medical bills, and other related debts without placing a financial burden on loved ones. To handle a typical job, the agency works closely with each client to explain available coverage options and then customizes a simple, affordable policy that meets their specific needs.
Beadle Insurance Agency, LLC, in Lubbock, TX helps families choose between one-time final expense policies that provide immediate funds and scheduled payment plans that spread the cost over time. These plans cover burial, cremation, and outstanding medical bills. The agency coordinates all policy details remotely or in person, ensuring paperwork is completed accurately. Service is available as a one-time consultation for a single policy or on an as-needed basis for policy reviews and updates.
Fransan Insurance Services serves Lubbock, Texas, and the surrounding South Plains region, specializing in final expense insurance policies designed to cover end-of-life costs. These plans help families manage funeral expenses and outstanding medical bills without financial strain. The company focuses on providing straightforward coverage options for seniors seeking to protect their loved ones from unexpected burdens. Policies are tailored to individual budgets and needs. Fransan Insurance Services handles personalized policy reviews and burial insurance plans locally.
As the seasons change in Lubbock, many families begin to consider preplanning their final arrangements. Alliance Insurance Agency specializes in final expense insurance, offering simple policies designed to ease this financial burden. Their agents explain coverage details clearly, helping clients choose plans that fit budgets and ensure funeral costs are managed. They work directly with area funeral homes to understand local needs. The process begins with a complimentary in-person inspection of the applicant’s current coverage and a careful assessment of their specific end-of-life wishes.
Hettler Insurance Agency specializes in final expense coverage, offering policies designed to manage end-of-life costs and reduce the financial burden on surviving family members. The agency serves clients throughout Lubbock, Texas, by helping them select appropriate burial or funeral plans. It provides guidance through the enrollment process, ensuring individuals understand their coverage benefits. This professional support becomes particularly valuable during the colder months, when seasonal illnesses and increased health risks can make securing final arrangements a more urgent priority for local seniors.
What Does a a Final Expense Insurance Agent in Lubbock Cost?
In Texas final expense insurance premiums often range from 30 to 100 dollars per month for coverage between 5000 and 25000 dollars. Factors like age health and tobacco use affect the rate. Some policies offer level premiums that do not increase over time. This is general information and not insurance advice.
About final expense insurance agents in Lubbock
A final expense insurance agent in Lubbock Texas helps residents secure coverage for end of life costs such as funeral services and medical bills. Texas law requires agents to be licensed by the Texas Department of Insurance and to follow strict disclosure rules. Local agents understand the unique needs of Lubbock families and can guide you through policy options that fit your budget.
Frequently Asked Questions
What is final expense insurance in Lubbock Texas?
Final expense insurance is a small whole life policy designed to cover funeral costs and other final bills. In Texas these policies are regulated by the Texas Department of Insurance and must provide clear benefit amounts. Agents in Lubbock can help you choose a policy that meets your needs.
Do I need a license to sell final expense insurance in Texas?
Yes any agent selling final expense insurance in Texas must hold a valid life insurance license from the Texas Department of Insurance. Agents must also complete continuing education every two years. You can verify an agents license on the TDI website.
How much does final expense insurance cost in Lubbock Texas?
Costs vary based on age health and coverage amount. Typical monthly premiums range from 30 to 100 dollars for a 5000 to 25000 dollar policy. Texas law allows insurers to use simplified underwriting which may mean no medical exam for smaller policies.
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