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Find Final Expense Insurance Agents Near You in Royse City, TX

Browse final expense insurance agents serving Royse City, Texas. Updated 2026-07-14.

The top-rated final expense insurance agent in Royse City, Texas is Kari Hargrave - State Farm Insurance Agent, rated 4.8 stars across 127 reviews. Other highly rated options include Dominic Schillace - State Farm Insurance Agent, Farmers Insurance - Khristopher Vancil, Bob Ellis Insurance Services-Independent Insurance Agency. This directory lists 17 final expense insurance agents serving Royse City.

Showing 17 final expense insurance agents in Royse City, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kari Hargrave - State Farm Insurance Agent109 W Main St A(972) 635-9995
2Dominic Schillace - State Farm Insurance Agent1101 W Interstate 30 Ste 104(972) 635-8458
3Farmers Insurance - Khristopher Vancil5196 TX-276(214) 308-6508
4Bob Ellis Insurance Services-Independent Insurance Agency115 FM 2453, 2661 FM 35 C(972) 636-9491
5TWFG Caldwell Insurance403 S Elm St(972) 635-6772
6Mark's Insurance2994 FM551(972) 373-4496
7Terry Hayden: Allstate Insurance4864 TX-276(972) 722-0025
8Texas Farm Bureau Insurance - Chris Cromer7320 FM 35(972) 635-6464
9Fast Checker Insurance Agency4868 TX-276(972) 954-9071
10Farmers Insurance - Patrick Raines422 I-30 Ste I(972) 722-7496
KH
109 W Main St A
Kari Hargrave - State Farm Insurance Agent
Final Expense Insurance Agent · Royse City, TX

Kari Hargrave’s State Farm Insurance Agency serves Royse City and the surrounding areas of Rockwall County. The agency provides final expense insurance, a type of whole life policy designed to cover funeral costs and end-of-life expenses for seniors. Policyholders can secure fixed death benefits that protect families from bearing these financial burdens. Additionally, agents assist with selecting appropriate coverage limits based on individual budgets and burial preferences. The company handles policy enrollment and beneficiary designation services for local clients.

DS
1101 W Interstate 30 Ste 104
Dominic Schillace - State Farm Insurance Agent
Final Expense Insurance Agent · Royse City, TX

Dominic Schillace - State Farm Insurance Agent in Royse City, TX, offers final expense insurance services to assist families in covering end-of-life costs. The agency helps clients select appropriate policies that can manage funeral expenses and outstanding financial obligations. It provides ongoing policy support, including annual policy reviews to ensure coverage stays aligned with changing needs and beneficiary information remains current. This agent services primarily single-family homes and apartments in the local area.

FI
5196 TX-276
Farmers Insurance - Khristopher Vancil
Final Expense Insurance Agent · Royse City, TX

Farmers Insurance - Khristopher Vancil serves Royse City and surrounding communities in Texas, handling final expense insurance policies for local residents. These plans help cover end-of-life costs such as funerals and medical bills, offering financial relief for families during difficult times. The agent works with clients individually to assess their specific needs and budgets, aiming to provide straightforward coverage options that align with their unique circumstances. A typical case is approached by reviewing available plans carefully to find a suitable fit.

BE
115 FM 2453, 2661 FM 35 C
Bob Ellis Insurance Services-Independent Insurance Agency
Final Expense Insurance Agent · Royse City, TX
TC
403 S Elm St
TWFG Caldwell Insurance
Final Expense Insurance Agent · Royse City, TX

TWFG Caldwell Insurance helps clients in Royse City, TX distinguish between final expense plans requiring a single premium payment and those paid over time, and helps clarify how these policies cover burial and related end-of-life costs not covered by standard life insurance. Guidance is provided on selecting appropriate coverage amounts based on individual needs and budget. Service is available on an as-needed basis for policy inquiries or scheduled appointments for review.

MS
2994 FM551
Mark's Insurance
Final Expense Insurance Agent · Royse City, TX

Mark's Insurance provides final expense insurance services in Royse City, TX, specializing in helping families cover funeral and burial costs through personalized policy options. Its general work involves guiding clients through the selection of suitable coverage amounts and ensuring loved ones are financially prepared for end-of-life expenses. The company understands the importance of addressing such planning during life transitions, especially after the loss of a spouse or when entering retirement and seeking to reduce financial burden on survivors.

TH
4864 TX-276
Terry Hayden: Allstate Insurance
Final Expense Insurance Agent · Royse City, TX

Terry Hayden operates as a final expense insurance agent, helping clients plan for end-of-life costs and funeral arrangements. Allstate Insurance in Royse City, TX, specializes in supplementing this service with more general coverage options. The agency works with individuals to build manageable policies that address immediate financial concerns for their survivors. This local office can serve commercial sectors requiring employee benefits planning, including offices, warehouses, and food service businesses.

TF
7320 FM 35
Texas Farm Bureau Insurance - Chris Cromer
Final Expense Insurance Agent · Royse City, TX

As families in Royse City consider their long-term plans, the need for dignified final expense coverage often becomes a priority during estate planning season. Texas Farm Bureau Insurance agent Chris Cromer addresses these concerns by focusing on policies designed to cover funeral costs and outstanding medical bills. The company works with local residents to clarify the terms of whole-life coverage without unexpected premium hikes. An initial needs assessment is scheduled to review current policies and identify any gaps in coverage for surviving dependents.

FC
4868 TX-276
Fast Checker Insurance Agency
Final Expense Insurance Agent · Royse City, TX

Serving families in Royse City, Texas, Fast Checker Insurance Agency helps clients arrange final expense insurance for residential needs. The agency also assists local businesses seeking a straightforward benefit for their employees and their families. Service area coverage extends throughout the greater Royse City region. The agency explains policy options clearly so seniors and their loved ones can plan ahead without financial burden. Fast Checker Insurance Agency maintains contact with clients to answer questions and to offer minor policy adjustments between regular annual checkups.

FI
422 I-30 Ste I
Farmers Insurance - Patrick Raines
Final Expense Insurance Agent · Royse City, TX

Farmers Insurance - Patrick Raines is a final expense insurance agent in Royse City, TX, known for helping families manage end-of-life costs. The agency assists local residents in selecting burial and funeral insurance policies tailored to individual needs and budgets. Clients receive guidance on coverage amounts and policy terms for terminal illness or death claims. This agent serves the Royse City and surrounding community with straightforward enrollment support. Typical add-on services provided by a final expense agent include accidental death benefit riders.

DS
118 E Main St
Diane Stegall-Modern Woodmen of America
Final Expense Insurance Agent · Royse City, TX
(903) 200-3655
reps.modernwoodmen.org/dstegall
KI
9459 FM 35
Kuykendall Insurance
Final Expense Insurance Agent · Royse City, TX
(972) 635-6255
kuykendall-insurance.com
EG
3723 FM551
Endeavor General Agency LLC
Final Expense Insurance Agent · Royse City, TX
(972) 772-1820
MI
106 E Main St
Mahaffey Insurance Agency LLC
Final Expense Insurance Agent · Royse City, TX
(469) 707-3063
mahaffeyins.com
LS
1216 Blue Ridge Pl
Living Secured
Final Expense Insurance Agent · Royse City, TX
(866) 699-6486
living-secured.com
TF
7320 FM 35
Texas Farm Bureau Insurance Company
Final Expense Insurance Agent · Royse City, TX
(972) 635-6464
txfb-ins.com
CE
216 N Arch St suite d
Clay Ellis-Allstate Agent
Final Expense Insurance Agent · Royse City, TX
(972) 636-9491

What Does a a Final Expense Insurance Agent in Royse City Cost?

Typical final expense insurance costs in Texas range from 30 to 100 dollars per month for a 5000 to 25000 dollar policy. Rates depend on your age health and the coverage amount. Texas law allows insurers to use a two year contestability period for health related claims. This is general information not insurance advice.

About final expense insurance agents in Royse City

Final expense insurance agents in Royse City Texas help residents secure coverage for end of life costs. Texas law requires agents to hold a valid license from the Texas Department of Insurance. Local agents can explain how Texas probate laws affect policy payouts to beneficiaries.

Frequently Asked Questions

What does a final expense insurance agent in Royse City do?

A final expense insurance agent helps you find a policy to cover funeral costs and medical bills. They compare plans from different carriers and guide you through the application process. In Texas agents must follow state rules about policy disclosures and replacement forms.

Is final expense insurance regulated by Texas law?

Yes the Texas Department of Insurance regulates all life insurance including final expense policies. Texas law requires a 30 day free look period for new policies. Agents must provide a buyers guide and policy summary before you sign.

How do Texas probate laws affect final expense insurance?

If you name a beneficiary the policy payout avoids probate in Texas. Without a named beneficiary the funds go to your estate and must go through probate court. A Royse City agent can help you properly designate beneficiaries.

Final Expense Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.