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Find Final Expense Insurance Agents Near You in Lynchburg, VA

Browse final expense insurance agents serving Lynchburg, Virginia. Updated 2026-07-14.

The top-rated final expense insurance agent in Lynchburg, Virginia is Cothran Schoonover Insurance, rated 5.0 stars across 147 reviews. Other highly rated options include Chip Harvey - State Farm Insurance Agent, Hedges Insurance Agency LLC, Insurance Consultants of Lynchburg. This directory lists 18 final expense insurance agents serving Lynchburg.

Showing 18 final expense insurance agents in Lynchburg, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cothran Schoonover Insurance7212 Timberlake Rd(434) 239-2886
2Chip Harvey - State Farm Insurance Agent21009 Timberlake Rd(434) 237-2975
3Hedges Insurance Agency LLC22491 Timberlake Rd(434) 237-2021
4Insurance Consultants of Lynchburg22174 Timberlake Rd m(434) 237-5926
5Nelles Insurance Solutions101 Duncraig Dr UNIT 108(434) 832-0332
6Parr Insurance Services- Lynchburg2154-B Wards Rd(434) 528-8100
7Leech & Hicks, Inc. Insurance2504 Langhorne Rd(434) 528-5855
8Parker, Shelton & Associates Inc. - Insurance Agency25 Greystone Dr Ste 7(434) 239-6936
9Adams Insurance Agency Inc.7708 Timberlake Rd(434) 455-4333
10Campbell Insurance801 Main St(434) 847-5541
CS
7212 Timberlake Rd
Cothran Schoonover Insurance
Final Expense Insurance Agent · Lynchburg, VA

Cothran Schoonover Insurance serves clients in Lynchburg, Virginia, and the surrounding counties, providing final expense insurance for those planning end-of-life arrangements. This type of policy helps cover funeral costs and outstanding medical bills after a loved one passes. The company guides individuals in selecting appropriate coverage amounts to relieve financial burdens on family members. It prepares simple, whole life insurance policies designed for seniors and others seeking dignified burial planning. Their services include helping local residents with policy applications and beneficiary designations for final expenses.

CH
21009 Timberlake Rd
Chip Harvey - State Farm Insurance Agent
Final Expense Insurance Agent · Lynchburg, VA

Chip Harvey - State Farm Insurance Agent in Lynchburg, VA, provides final expense insurance services, focusing on helping individuals arrange coverage for end-of-life costs. The company offers general guidance on policy selection, assisting clients in navigating plan options to meet anticipated needs. Its service approach centers on clear explanations of coverage structures and facilitating the enrollment process. Chip Harvey - State Farm Insurance Agent typically serves local residents, including homeowners of single-family homes and apartments, as well as owners of retail stores and restaurants.

HI
22491 Timberlake Rd
Hedges Insurance Agency LLC
Final Expense Insurance Agent · Lynchburg, VA

Hedges Insurance Agency LLC serves families and individuals in Lynchburg, Virginia, who are planning ahead for final expense needs. The agency helps clients secure burial or funeral coverage policies, reducing financial strain on loved ones during a difficult time. It focuses on straightforward protection plans, guiding customers through policy options and ensuring clear understanding of coverage terms. Hedges Insurance Agency LLC also extends its services to the surrounding areas of Amherst and Campbell County, providing local support for residents throughout the greater Lynchburg metro region.

IC
22174 Timberlake Rd m
Insurance Consultants of Lynchburg
Final Expense Insurance Agent · Lynchburg, VA

Insurance Consultants of Lynchburg offers both one-time policy purchases and recurring premium payment options, allowing clients to select the plan that fits their budget. Their final expense insurance helps cover funeral costs, outstanding debts, and other end-of-life expenses, providing financial protection for loved ones. The policy types typically available include whole life or term life with limited benefit amounts. Clients can schedule an initial consultation as a single meeting or arrange for ongoing support as needed with periodic check-ins. Service runs on a one-time, scheduled, or as-needed basis.

NI
101 Duncraig Dr UNIT 108
Nelles Insurance Solutions
Final Expense Insurance Agent · Lynchburg, VA

Nelles Insurance Solutions serves Lynchburg, Virginia, and the surrounding communities, handling final expense insurance needs for local families. This type of coverage is designed to help pay for funeral costs and other end-of-life expenses, offering financial protection during a difficult time. The company focuses on presenting straightforward policy options to clients, simplifying the often complex planning process. Its general approach involves meeting personally with each client to explain the available coverage choices and how they can fit into a specific budget.

PI
2154-B Wards Rd
Parr Insurance Services- Lynchburg
Final Expense Insurance Agent · Lynchburg, VA

Parr Insurance Services- Lynchburg specializes in final expense insurance policies, which help individuals cover funeral costs and end-of-life medical bills. The agency serves clients throughout Lynchburg, Virginia, working to secure affordable coverage that provides financial peace of mind for grieving families. They guide policyholders through simple application processes and address common concerns about leaving loved ones with unexpected expenses. During the holiday season, many families use this service to ensure their estate plans are complete before gathering with relatives.

LH
2504 Langhorne Rd
Leech & Hicks, Inc. Insurance
Final Expense Insurance Agent · Lynchburg, VA

As families in Lynchburg face the quiet challenge of preparing for inevitable end-of-life costs, Leech & Hicks, Inc. Insurance provides final expense policies designed to ease that burden. They specialize in helping local seniors secure straightforward burial and funeral coverage, ensuring loved ones are not left with unexpected financial strain. Understanding each client's personal situation is their first step. For those considering coverage for the first time, an initial consultation is arranged to review existing policies and assess immediate needs in person.

PS
25 Greystone Dr Ste 7
Parker, Shelton & Associates Inc. - Insurance Agency
Final Expense Insurance Agent · Lynchburg, VA

Parker, Shelton & Associates Inc. - Insurance Agency serves Lynchburg, VA residents in need of final expense insurance, focusing on covering funeral and burial costs. Commercial coverage for small local businesses is also available within the surrounding area. They assist clients in selecting appropriate policy amounts based on their needs, ensuring the application process is completed correctly. After a policy is issued, the agency handles beneficiary updates and address changes. They regularly follow up with clients during routine review periods, offering additional support between scheduled visits.

AI
7708 Timberlake Rd
Adams Insurance Agency Inc.
Final Expense Insurance Agent · Lynchburg, VA

Adams Insurance Agency Inc. provides final expense insurance services, focusing on policies designed to cover end-of-life costs. Based in Lynchburg, VA, the company specializes in helping clients secure affordable funeral and burial plans through simple underwriting processes. These policies are intended to relieve families of financial burdens during difficult times. The firm can serve a variety of commercial property types, including offices, retail warehouses, and full-service food service operations.

CI
801 Main St
Campbell Insurance
Final Expense Insurance Agent · Lynchburg, VA
MS
2525 Rivermont Ave
Mid-State Insurance Agency
Final Expense Insurance Agent · Lynchburg, VA
(434) 528-1001
erieinsurance.com/agencies/va/lynchburg/dd2297
SI
6010 Fort Ave
Succor Insurance Lynchburg
Final Expense Insurance Agent · Lynchburg, VA
(304) 254-6814
BI
2420 Langhorne Rd
Bost Insurance
Final Expense Insurance Agent · Lynchburg, VA
(434) 846-3274
progressiveagent.com/agents/Virginia/Lynchburg/bost-insurance
CV
3831 Old Forest Rd
Central Virginia Financial Services LLC
Final Expense Insurance Agent · Lynchburg, VA
(434) 300-8678
cvfs.net
TI
20190 Timberlake Rd Suite A
Timberlake Insurance Agency Inc
Final Expense Insurance Agent · Lynchburg, VA
(434) 237-6503
lynchburginsurance.com
GI
102 Hexham Dr Unit B
Goosehead Insurance - The Newhall Agency
Final Expense Insurance Agent · Lynchburg, VA
(804) 508-6305
goosehead.com/agents/va/lynchburg/michael-newhall
VI
137 Laxton Rd
Virginia Insurance Agency
Final Expense Insurance Agent · Lynchburg, VA
(540) 584-1291
scc.virginia.gov/regulated-industries/bureau-of-insurance
FI
4849 Fort Ave
Farmers Insurance Group - The Mann Agency Lynchburg
Final Expense Insurance Agent · Lynchburg, VA
(434) 237-4401
agents.farmers.com/va/lynchburg/william-caleb-mann

What Does a a Final Expense Insurance Agent in Lynchburg Cost?

Typical final expense insurance premiums in Virginia range from 30 to 100 dollars per month for a 10000 dollar policy, depending on age and health. Older applicants or those with health issues may pay higher rates. Some policies offer level premiums that do not increase over time. This is general information and not insurance advice.

About final expense insurance agents in Lynchburg

Final expense insurance agents in Lynchburg Virginia help residents secure coverage for end-of-life costs such as funerals and burials. Virginia law requires funeral homes to provide a general price list upon request, making it easier to plan for these expenses. Local agents can explain policy options that comply with Virginia insurance regulations and fit your budget.

Frequently Asked Questions

What is final expense insurance and how does it work in Lynchburg Virginia?

Final expense insurance is a whole life policy with a smaller death benefit, typically between 5000 and 25000 dollars. In Lynchburg, agents help you choose a plan that covers funeral costs and outstanding bills. The policy pays a lump sum to your beneficiary, who can use the funds for any purpose.

Do I need a medical exam to get final expense insurance in Virginia?

Most final expense policies in Virginia do not require a medical exam. Instead, insurers ask a few health questions on the application. Some policies offer guaranteed acceptance for individuals with serious health conditions.

Are final expense insurance benefits taxable in Virginia?

Life insurance death benefits are generally not taxable as income under federal or Virginia state law. Beneficiaries receive the full policy amount free of income tax. However, any interest earned on the benefit may be taxable.

Final Expense Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.