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Find Final Expense Insurance Agents Near You in Midlothian, VA

Browse final expense insurance agents serving Midlothian, Virginia. Updated 2026-07-14.

The top-rated final expense insurance agent in Midlothian, Virginia is Cindy Shumaker - State Farm Insurance Agent, rated 5.0 stars across 278 reviews. Other highly rated options include Paul Martin - State Farm Insurance Agent, Knight Magee Insurance, Sumser Insurance Professionals. This directory lists 19 final expense insurance agents serving Midlothian.

Showing 19 final expense insurance agents in Midlothian, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cindy Shumaker - State Farm Insurance Agent15871 City View Dr Suite 310(804) 794-4304
2Paul Martin - State Farm Insurance Agent368 Browns Hill Ct(804) 794-3444
3Knight Magee Insurance14321 Winter Breeze Dr Suite 135(804) 320-0129
4Sumser Insurance Professionals104 Walton Park Ln(804) 423-8372
5The Rice Insurance and Financial Group6301 Harbourside Dr(804) 739-1800
6Thurston and Heare Insurance1216 Crowder Dr(804) 717-8283
7Virginia Insurance Services1 Park W Cir #100(804) 744-3345
8Harter Insurance Agency LLC14312 Winter Breeze Dr(804) 660-8889
9Southside Insurance1141 Jefferson Green Cir(804) 897-5350
10Client First Insurance Group13813 Village Mill Dr Suite A(804) 601-6600
CS
15871 City View Dr Suite 310
Cindy Shumaker - State Farm Insurance Agent
Final Expense Insurance Agent · Midlothian, VA

Cindy Shumaker - State Farm Insurance Agent serves the Midlothian, Virginia area, specializing in final expense insurance coverage. This type of insurance helps families manage end-of-life costs, including funeral services and outstanding medical bills. The agency works with clients to understand their needs and select appropriate policy amounts. Final expense insurance agents in this region often assist with small whole life policies designed for burial expenses and other final arrangements. The agency handles policy selection for cremation and burial planning needs.

PM
368 Browns Hill Ct
Paul Martin - State Farm Insurance Agent
Final Expense Insurance Agent · Midlothian, VA

Paul Martin - State Farm Insurance Agent in Midlothian, VA, helps local families plan for end-of-life expenses through final expense insurance policies. These policies are designed to cover funeral costs, medical bills, and other outstanding debts, relieving financial burden from loved ones. The agency provides guidance on selecting appropriate coverage amounts and assists with policy management and beneficiary updates over time. It serves homeowners, apartment residents, and local businesses such as retail stores and restaurants needing coverage for personal or employee benefit planning.

KM
14321 Winter Breeze Dr Suite 135
Knight Magee Insurance
Final Expense Insurance Agent · Midlothian, VA

Homeowners and those planning for end-of-life financial arrangements in Midlothian, VA, receive assistance from Knight Magee Insurance with final expense policies. The company helps clients understand and select burial and life insurance plans that protect loved ones from unexpected costs. Appointments are tailored to individual needs, focusing on affordable coverage without medical exams. The agency also serves the Chesterfield County area and the surrounding communities of Richmond’s Southside metro region.

SI
104 Walton Park Ln
Sumser Insurance Professionals
Final Expense Insurance Agent · Midlothian, VA

Sumser Insurance Professionals serves Midlothian, Virginia, and the surrounding communities, handling final expense insurance policies designed to cover end-of-life costs for local families. These policies help manage funeral expenses and outstanding medical bills, easing the financial burden on loved ones during a difficult time. The firm typically works with clients to choose a manageable, fixed premium plan that ensures their final wishes are honored without creating debt. This process involves a straightforward, personalized consultation to evaluate individual needs and budget constraints.

RI
6301 Harbourside Dr
The Rice Insurance and Financial Group
Final Expense Insurance Agent · Midlothian, VA

For those needing either a single policy to cover burial costs or an ongoing plan, The Rice Insurance and Financial Group offers final expense coverage in Midlothian, VA. This option ensures funeral and related expenses are handled to relieve family burden. Serving the local area, the agent assists clients through the application process and provides documentation of their coverage. Service is generally available on a scheduled or as-needed basis for consultations and claims support.

TH
1216 Crowder Dr
Thurston and Heare Insurance
Final Expense Insurance Agent · Midlothian, VA

Thurston and Heare Insurance specializes in final expense policies, providing coverage to families in the Midlothian, VA area. The agency guides clients through the process of selecting plans to handle end-of-life costs, helping ensure their loved ones are not burdened by unexpected financial obligations. It serves individuals seeking straightforward burial or funeral expense protection. Its agents assist with policy options during open enrollment periods and also help residents navigate coverage changes after a significant life event, such as a spouse’s recent passing.

VI
1 Park W Cir #100
Virginia Insurance Services
Final Expense Insurance Agent · Midlothian, VA

As local families in Midlothian, VA, consider the rising costs of modern funerals, Virginia Insurance Services provides focused final expense insurance policies designed to relieve that financial pressure on survivors. This agent helps older adults secure a straightforward burial or cremation plan without burdening loved ones with unexpected debt. They offer clear guidance through the available policy options and their benefit structures. To begin, the company conducts an initial needs assessment in person or by phone to confirm coverage that fits each client's specific funeral preferences.

HI
14312 Winter Breeze Dr
Harter Insurance Agency LLC
Final Expense Insurance Agent · Midlothian, VA

Harter Insurance Agency LLC provides final expense insurance services to clients in and around Midlothian, VA. The company specializes in helping individuals arrange coverage to manage end-of-life costs, including burial and funeral expenses. It also offers policy add-ons to address the miscellaneous financial obligations that often accompany such planning. Harter Insurance Agency LLC can serve commercial sectors requiring business insurance solutions, including local offices, warehouses, and food service establishments.

SI
1141 Jefferson Green Cir
Southside Insurance
Final Expense Insurance Agent · Midlothian, VA

Serving Midlothian, Virginia, Southside Insurance provides final expense insurance agent services to residents throughout the region. Commercial coverage is also arranged for local businesses, supporting funeral homes and related enterprises in managing their policies. The service area extends across the broader community, ensuring accessible assistance for families planning end-of-life arrangements. During regular visits, agents guide clients through coverage selections, then follow up to adjust policies or address new questions between appointments.

CF
13813 Village Mill Dr Suite A
Client First Insurance Group
Final Expense Insurance Agent · Midlothian, VA

Client First Insurance Group, located in Midlothian, VA, is known for helping families cover end-of-life expenses. The company serves local residents by guiding them through the process of selecting a final expense policy tailored to their needs and budget. The team assists with understanding coverage options that protect loved ones from financial burdens. They emphasize clear communication and straightforward consultations. This agency can also add on specialized burial planning support to help coordinate final wishes.

HI
13104 Midlothian Tpke
Heritage Insurance Partners
Final Expense Insurance Agent · Midlothian, VA
(804) 794-4500
trustheritage.com
KP
11051 Hull St
Keith Phillips - State Farm Insurance Agent
Final Expense Insurance Agent · Midlothian, VA
(804) 745-0422
keithphillipssfinsurance.com
LT
11800 Hull St ste c
Loren Taylor - State Farm Insurance Agent
Final Expense Insurance Agent · Midlothian, VA
(804) 744-8449
liabilitybyloren.com
FI
5001 W Village Green Dr Ste 105
Farmers Insurance - Jessee Perry
Final Expense Insurance Agent · Midlothian, VA
(804) 594-8830
agents.farmers.com/va/midlothian/jessee-perry
TC
1520 Huguenot Rd # 115
Thurman Cash Jr & Son Agency
Final Expense Insurance Agent · Midlothian, VA
(804) 794-7620
cashinsurancerva.com
EE
2909 Polo Pkwy # 200
Ellis & Etz Insurance Associates, Inc.
Final Expense Insurance Agent · Midlothian, VA
(804) 272-8822
ellisandetzinsurance.com
PI
2409 Dovercourt Dr
Premier Insurance Agency, Ltd
Final Expense Insurance Agent · Midlothian, VA
(804) 794-8000
yourpremierins.com
HI
2923 Polo Pkwy Ste 100
Heinz Insurance Group Midlothian
Final Expense Insurance Agent · Midlothian, VA
(804) 741-2123
heinzinsurancegroup.com
BI
13510 E Boundary Rd # 203
Blankenship Insurance Services
Final Expense Insurance Agent · Midlothian, VA
(804) 744-1370
blankenshipinsuranceservices.com

What Does a a Final Expense Insurance Agent in Midlothian Cost?

Final expense insurance costs in Virginia typically range from 30 to 150 dollars per month, depending on age, health, and coverage amount. A 65-year-old non-smoker might pay around 50 to 80 dollars monthly for 10,000 dollars of coverage. Rates are guaranteed and do not increase with age. This is general information and does not constitute insurance advice.

About final expense insurance agents in Midlothian

Final expense insurance agents in Midlothian, Virginia help residents secure coverage for funeral costs and end-of-life expenses. Virginia law requires funeral homes to provide a price list upon request, making it easier to plan for these costs. A local agent can guide you through policy options that fit your budget and needs.

Frequently Asked Questions

What does a final expense insurance agent in Midlothian do?

A final expense insurance agent helps you find a life insurance policy to cover funeral and burial costs. They explain different plans, compare rates from multiple carriers, and assist with the application process. In Virginia, agents must be licensed by the State Corporation Commission.

How much coverage do I need for final expenses in Virginia?

Average funeral costs in Virginia range from 7,000 to 12,000 dollars. Your agent can help you choose a policy amount based on your specific needs, such as burial plot, service, and transportation. Policies typically offer coverage from 2,000 to 50,000 dollars.

Are there any Virginia laws about final expense insurance?

Virginia law requires a 30-day free look period for life insurance policies, allowing you to cancel for a full refund. Agents must also follow state regulations regarding suitability and disclosure. You have the right to review policy details before committing.

Final Expense Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.