The top-rated final expense insurance agent in Portsmouth, Virginia is Beth Holland - State Farm Insurance Agent, rated 5.0 stars across 670 reviews. Other highly rated options include Rachel Bailey - State Farm Insurance Agent, Nationwide Insurance: Coppedge Insurance Agency Inc., Direct Auto Insurance. This directory lists 19 final expense insurance agents serving Portsmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Beth Holland - State Farm Insurance Agent | 5907 W Norfolk Rd # 101 | (757) 483-2444 |
| 2 | Rachel Bailey - State Farm Insurance Agent | 355 Crawford St Ste 106 | (757) 337-4265 |
| 3 | Nationwide Insurance: Coppedge Insurance Agency Inc. | 4405 Portsmouth Blvd | (757) 405-3079 |
| 4 | Direct Auto Insurance | 2552 Airline Blvd | (757) 405-0202 |
| 5 | Tracey Vinson - State Farm Insurance Agent | 3900 Greenway Ct N | (757) 399-7595 |
| 6 | Terry Friar - State Farm Insurance Agent | 4355 Portsmouth Blvd | (757) 488-5631 |
| 7 | Heritage Insurance Agency | 3706 Winchester Dr Ste 100 | (757) 399-7951 |
| 8 | Apex Financial | 355 Crawford St #320 | (888) 366-1125 |
| 9 | Members Assurance Property & Casualty | 1040 University Blvd #102 | (757) 523-5352 |
| 10 | Serenty insurance agency Portsmouth | 5731 Portsmouth Blvd | (276) 444-9328 |
Beth Holland - State Farm Insurance Agent serves the Portsmouth, Virginia area, focusing on final expense insurance solutions. The agency helps clients plan for end-of-life costs by offering policies that cover funeral services and outstanding debts. These insurance plans are designed to provide financial relief for families during a difficult time. The agent assists residents in understanding how a small monthly premium can secure funds for burial expenses. Specific services offered include final expense whole life insurance and immediate need burial coverage.
Rachel Bailey, acting as a State Farm Insurance Agent in Portsmouth, VA, offers final expense insurance services to help clients manage end-of-life costs and provide financial protection for loved ones. She assists with policy selection, application guidance, and beneficiary designation. The agency provides ongoing support to ensure coverage remains aligned with policyholder needs. Rachel Bailey serves individuals residing in single-family homes, apartments, and various local residences throughout the Portsmouth area.
Serving families and individuals in Portsmouth, VA, Nationwide Insurance: Coppedge Insurance Agency Inc. offers final expense insurance to help cover burial and other end‑of‑life costs. This type of policy provides a straightforward way to manage funeral expenses and reduce financial stress for loved ones. The agency works directly with clients to explain policy options and simplify the application process. It also serves clients in the nearby Chesapeake area.
Direct Auto Insurance serves the Portsmouth, Virginia area and surrounding communities, handling final expense insurance plans for local residents. This category of insurance helps cover funeral costs and other end-of-life expenses. The company works with clients to choose appropriate coverage levels based on their personal needs and budget. To handle a typical job, Direct Auto Insurance schedules a consultation to review options and then completes the necessary paperwork for policy setup.
Tracey Vinson - State Farm Insurance Agent serves Portsmouth, VA, and the surrounding communities. The agency handles final expense insurance, which helps cover end-of-life costs such as funeral arrangements and medical bills. Clients typically require a straightforward policy that does not demand a medical exam. Tracey Vinson simplifies the selection process for each client by reviewing individual needs and budget limitations before presenting clear policy options that provide financial peace of mind.
Terry Friar - State Farm Insurance Agent in Portsmouth, VA, addresses final expense planning by distinguishing between a one-time burial policy purchase and recurring installment options that keep coverage in force. These plans typically cover funeral costs, outstanding debts, and other end-of-life expenses for local families. As a final expense insurance agent, Terry Friar assists clients in selecting appropriate benefit amounts based on their budget and needs. This service operates on an as-needed basis, allowing customers to request guidance when preparing or updating their final arrangements.
Heritage Insurance Agency provides final expense insurance services designed to cover end-of-life costs for residents of Portsmouth, Virginia. Working directly with individuals seeking affordable policy options, the agency helps families arrange pre-planned funeral and burial benefits through structured coverage plans. It assists clients in clarifying their financial obligations and simplifies complex enrollment procedures within the local community. Heritage Insurance Agency particularly aids seniors in securing peace of mind during the transitional autumn months when healthcare expenses often rise.
As coastal residents in Portsmouth, VA, begin reviewing their estate plans for the hurricane season, many seek straightforward coverage that does not require a medical exam. Apex Financial provides final expense insurance designed to cover burial and related costs without burdening loved ones. Policies in this category offer fixed, predictable premiums and a guaranteed death benefit. To determine eligibility and coverage amount, a brief in-home consultation is scheduled to review the applicant's current needs and financial situation.
Members Assurance Property & Casualty specializes in helping individuals plan for end-of-life expenses with final expense insurance policies. Based in Portsmouth, VA, the company focuses on providing coverage for funeral costs and outstanding medical bills. These policies are designed to ease financial burdens on surviving family members. Members Assurance Property & Casualty can serve local commercial sectors including offices, warehouses, and food service establishments with tailored coverage solutions.
Serenity Insurance Agency in Portsmouth, Virginia differentiates between single-policy final expense plans and those requiring ongoing premium administration, guiding clients to choose coverage that respects their budget and burial wishes. This local agent specializes in underwriting permanent life insurance policies designed to cover end-of-life costs, ensuring families avoid financial strain during a difficult time. Service includes an initial consultation to assess needs, with policy management conducted on either a one-time setup basis or with scheduled follow-up support as circumstances change.
What Does a a Final Expense Insurance Agent in Portsmouth Cost?
Final expense insurance costs in Virginia typically range from 30 to 100 dollars per month for a 5,000 to 25,000 dollar policy. Premiums depend on your age health and the coverage amount. Some policies offer guaranteed acceptance with no medical exam but may have a waiting period of two years for full benefits. This is general information and not insurance advice.
About final expense insurance agents in Portsmouth
Final expense insurance agents in Portsmouth Virginia help residents secure coverage for end-of-life costs. These policies are designed to cover funeral expenses and medical bills. Virginia law requires agents to be licensed by the State Corporation Commission, ensuring they meet state standards for selling insurance products.
Frequently Asked Questions
What does a final expense insurance agent in Portsmouth do?
A final expense insurance agent helps you choose a burial or funeral insurance policy that fits your budget. They explain policy terms and assist with the application process. In Virginia agents must disclose all policy details and your right to a free look period of 10 days.
How do I choose a final expense insurance agent in Portsmouth Virginia?
Look for an agent who is licensed in Virginia and has experience with final expense policies. Ask about their knowledge of local funeral homes in Portsmouth and the Hampton Roads area. Verify their license through the Virginia State Corporation Commission website.
Are final expense insurance policies regulated in Virginia?
Yes final expense insurance is regulated by the Virginia Bureau of Insurance. Policies must comply with state laws including a 30-day free look period and clear disclosure of premiums and benefits. Agents cannot misrepresent policy terms or use high-pressure sales tactics.
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