The top-rated final expense insurance agent in Moses Lake, Washington is Basin Pacific Insurance & Benefits, rated 4.9 stars across 109 reviews. Other highly rated options include Hunter Cruz - State Farm Insurance Agent, Ariel Garza - State Farm Insurance Agent, Kim Baldini-Janke - State Farm Insurance Agent. This directory lists 20 final expense insurance agents serving Moses Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Basin Pacific Insurance & Benefits | 1025 S Pioneer Way | (509) 765-4785 |
| 2 | Hunter Cruz - State Farm Insurance Agent | 504 S Division St | (509) 766-2838 |
| 3 | Ariel Garza - State Farm Insurance Agent | 101 W Broadway Ave | (509) 766-0054 |
| 4 | Kim Baldini-Janke - State Farm Insurance Agent | 420 W Broadway Ave A | (509) 765-8876 |
| 5 | Morgan Insurance & Financial Services | 419 S Division St | (509) 766-1877 |
| 6 | Farmers Insurance - Mario Lopez Agency | 103 E Broadway Ave | (509) 765-0731 |
| 7 | AIC Insurance - Moses Lake | 310 S Cedar St # C | (509) 764-4447 |
| 8 | Save More Insurance | 1047 W Broadway Ave | (509) 765-7444 |
| 9 | Farmers Insurance - Angelete Friedbauer | 511 S Division St | (509) 855-4091 |
| 10 | Farmers Insurance - Garth Gilmartin | 821 W Broadway Ave #108 | (509) 765-9401 |
Basin Pacific Insurance & Benefits serves the Moses Lake, Washington, area, focusing on final expense insurance for local residents. The agency helps clients manage the financial obligations related to end-of-life arrangements. As a final expense insurance agent, it assists individuals in securing coverage specifically designed for funeral costs and other associated debts. Policies offered through the agency aim to provide families with straightforward protection against these burdens. Key services handled here include helping clients apply for burial insurance and managing final expense policy claims for beneficiaries.
Hunter Cruz - State Farm Insurance Agent in Moses Lake, WA, provides final expense insurance services to help clients manage end-of-life costs and related financial planning. This agent focuses on explaining policy options and assisting with application processes to ensure coverage aligns with individual needs. Service support includes periodic policy reviews and beneficiary updates to maintain current coverage. The agent typically services local single-family homes, apartments, retail clients, and restaurants seeking straightforward final expense solutions in the Moses Lake area.
Ariel Garza - State Farm Insurance Agent in Moses Lake, WA serves local individuals and families seeking final expense coverage to assist with end-of-life costs. This insurance agency helps clients obtain policies that typically provide funds for funeral arrangements and outstanding medical bills. The office works to explain policy options clearly, aiming to make the process straightforward for those planning their estate. Residents in adjoining areas of Grant County, including nearby communities like Soap Lake, also access these final expense insurance services through this agent.
Serving Moses Lake and the surrounding communities of Grant County, Kim Baldini-Janke - State Farm Insurance Agent handles final expense insurance policies. These plans help cover end-of-life costs such as funeral arrangements and outstanding medical bills. The agency works with area residents to select appropriate coverage amounts based on individual needs and budgets. For a typical job, the agent assesses the client’s situation and explains available policy options clearly.
Morgan Insurance & Financial Services in Moses Lake, WA helps families distinguish between a one-time final expense policy that provides a lump-sum benefit upon death and a recurring payment plan that creates a dedicated fund for future needs. They focus on coverage that settles outstanding funeral costs and end-of-life obligations. Their service runs on an as-needed basis, allowing clients to schedule consultations and policy reviews at any time without repeated scheduled visits.
Farmers Insurance - Mario Lopez Agency in Moses Lake, WA provides final expense insurance agent services, specializing in helping clients arrange coverage for end-of-life costs. It also handles general insurance needs for local residents. The agency works directly with individuals to plan for financial burdens their families might face. In Moses Lake, many people seek help during the winter months, when concerns about leaving loved ones with unexpected funeral expenses become more pressing amid seasonal financial changes.
AIC Insurance - Moses Lake works with individuals to plan for end-of-life costs through final expense insurance policies. The company helps clients secure burial and funeral funding, along with related add-on benefits that assist with outstanding medical bills or personal debts. Serving the Moses Lake, WA area, this insurance office offers its services to commercial sectors such as local offices, warehouses, and food service operations.
When winter storms or health changes prompt older residents of Moses Lake to reconsider their estate plans, Save More Insurance provides direct guidance on affordable final expense coverage. As a local final expense insurance agent, the company helps families pre-arrange funds for funeral costs and outstanding medical bills. Their consultations clarify policy options, term lengths, and beneficiary assignments. A free initial needs assessment is conducted to review current savings and propose suitable coverage limits.
Farmers Insurance - Angelete Friedbauer provides final expense insurance services to residents in Moses Lake, WA. The office also offers commercial coverage for local businesses throughout the surrounding area. Final expense insurance policies help families cover end-of-life costs without financial strain. Clients receive clear explanations of coverage options during initial consultations. The company coordinates policy details and follows up after each policy is issued. It continues checking in with clients between regular visits to ensure coverage remains appropriate for changing needs.
Farmers Insurance - Garth Gilmartin is known for providing final expense insurance services in Moses Lake, WA. The agency helps individuals cover burial and funeral costs through straightforward life insurance policies. In the surrounding Grant County area, it assists clients in arranging funds to manage end-of-life expenses. The agency supports customers in determining appropriate coverage levels according to their budget. A specialty service it can add on is creating personalized policy packages that include accidental death benefits.
What Does a a Final Expense Insurance Agent in Moses Lake Cost?
Typical final expense insurance premiums in Washington range from 30 to 150 dollars per month for coverage between 5,000 and 25,000 dollars. Costs depend on your age, health, and the policy type. Some policies in Moses Lake may have graded benefits for pre-existing conditions. This is general information and not insurance advice.
About final expense insurance agents in Moses Lake
Final expense insurance agents in Moses Lake help residents secure affordable burial and funeral coverage. Washington law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how policies comply with Washington insurance regulations and fit your budget.
Frequently Asked Questions
What does a final expense insurance agent in Moses Lake do?
A final expense insurance agent helps you compare and purchase small whole life policies designed to cover funeral costs. They explain policy terms, premiums, and benefits specific to Washington state. Agents in Moses Lake can also help with underwriting questions and beneficiary designations.
Are there Washington-specific rules for final expense insurance?
Yes. Washington requires agents to provide a policy summary and a free look period of at least 10 days. The state also limits how much an agent can earn on a first-year premium. These rules protect consumers in Moses Lake and across Washington.
How do I choose a final expense insurance agent in Moses Lake?
Look for an agent licensed by the Washington State Office of the Insurance Commissioner. Ask about their experience with burial policies and whether they represent multiple insurance companies. A local agent can meet with you in person to review options.