The top-rated flood insurance agent in Prescott, Arizona is Angela Smith at Comparion Insurance Agency, rated 5.0 stars across 285 reviews. Other highly rated options include Shepherd Insurance, Formerly Lori Sell Insurance, Tracy Murr - State Farm Insurance Agent, Lucas Flood Agency. This directory lists 15 flood insurance agents serving Prescott.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angela Smith at Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9014 |
| 2 | Shepherd Insurance, Formerly Lori Sell Insurance | 400 White Spar Rd | (928) 778-0892 |
| 3 | Tracy Murr - State Farm Insurance Agent | 1130 Willow Creek Rd | (928) 445-8500 |
| 4 | Lucas Flood Agency | 141 S McCormick St #113 | (928) 800-5630 |
| 5 | Moll Insurance Agency Inc. | 410 W Gurley St | (928) 443-0493 |
| 6 | Trailstone Insurance Independent Agency - Phone and Online Only | AZ-69 | (720) 504-0220 |
| 7 | Daniel Martinez - Goosehead Insurance | 1555 Plz W Dr Suite B | (602) 641-6110 |
| 8 | Brian Creuz - GEICO Insurance Agent | 1046 Willow Creek Rd suite 119 | (928) 227-9850 |
| 9 | Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9001 |
| 10 | Shepherd Insurance | 400 White Spar Rd | (928) 445-4600 |
Angela Smith at Comparion Insurance Agency serves the Prescott, Arizona, area as a local flood insurance agent. The agency specializes in helping homeowners and renters secure flood coverage, a vital protection given the region’s exposure to seasonal storms and flash flooding. Policies are tailored to meet individual property needs and federal requirements. The company provides both standard National Flood Insurance Program plans and private flood insurance options.
Shepherd Insurance, formerly Lori Sell Insurance, provides flood insurance agency services for residential and commercial clients in Prescott, Arizona. The company helps property owners assess flood risk, secure appropriate National Flood Insurance Program policies, and review annual coverage changes. Maintenance services include policy renewals, coverage adjustments after property modifications, and claims support following flood events. The agency serves single-family homes, apartments, retail spaces, and restaurants throughout the Prescott area.
Tracy Murr - State Farm Insurance Agent serves homeowners, businesses, and property managers in Prescott, Arizona, by offering flood insurance policies designed to protect properties from water damage. As a local flood insurance agent, this office helps clients understand coverage options for residential and commercial structures. The agency provides guidance on policy details and claims assistance for those in flood-prone areas. Its services also extend to the neighboring community of Prescott Valley and the surrounding tri-city metro region.
Lucas Flood Agency serves Prescott, Arizona, and the surrounding communities in Yavapai County. It handles flood insurance policies for residential and commercial properties in the region. The agency assists clients in understanding their flood zone risks and securing appropriate coverage. For a typical job, Lucas Flood Agency evaluates the property's location and flood history to recommend a suitable policy.
Moll Insurance Agency Inc. in Prescott, AZ offers both one-time consultation appointments to review a property’s flood risk and recurring policies for ongoing annual protection. Coverage helps homeowners and small businesses meet federal requirements while safeguarding against potential water damage from local storms and snowmelt. As a flood insurance agent, the company handles policy renewals and claims support for standard National Flood Insurance Program plans. This service runs on an as-needed basis for initial consultations and on a scheduled annual cycle for active policyholders.
Trailstone Insurance Independent Agency specializes in flood insurance guidance, focusing on securing coverage for Prescott properties. As a phone and online only agency, it assists clients in navigating National Flood Insurance Program policies and private market options for residential and commercial needs. It addresses concerns like flash flooding from monsoon storms and seasonal runoff, helping property owners maintain adequate protection. The agency ensures high-risk areas near creeks and low-lying zones are properly evaluated for coverage.
Daniel Martinez – Goosehead Insurance assists residents and business owners in Prescott, Arizona, with securing property coverage to protect against financial loss from flooding. This agency specializes in flood insurance policies that supplement standard homeowners or commercial packages, filling crucial gaps left by basic plans. Clients can receive guidance on federal program requirements and local risk factors affecting the Prescott area. Commercial sectors served include office buildings, warehouses, and food service establishments needing tailored protection for their unique operational exposures and infrastructure.
Spring storms and summer monsoons can bring flash flooding quickly to the streets and washes of Prescott. Brian Creuz, operating as a GEICO Insurance Agent, provides flood insurance policies to help property owners manage this recurring risk. This agent works with local homeowners and businesses to evaluate coverage options tailored to different structures and zones. Every consultation reviews the property’s specific exposure to stormwater or nearby watercourses. The process typically begins with a detailed inspection of the building and its surrounding drainage.
Comparion Insurance Agency provides flood insurance services to property owners in Prescott, Arizona. Its service offerings includes assessing flood risk for individual properties and navigating policy options through the National Flood Insurance Program. The agency also offers ongoing policy maintenance and renewal assistance to ensure continued coverage. It serves a range of properties, including single-family homes, apartments, retail storefronts, and restaurants throughout the Prescott area.
Shepherd Insurance handles flood insurance for residential properties in Prescott, AZ, covering single-family homes and condominiums. Commercial flood coverage is also available for businesses and rental properties throughout the Prescott area. The agency works with local carriers to match policies to individual property risks in this flood-prone region. Clients often reach out after a claims filing or before the monsoon season, then return for annual policy reviews to adjust coverage between regular visits.
What Does a a Flood Insurance Agent in Prescott Cost?
The cost of flood insurance in Prescott Arizona typically ranges from 500 to 2,500 dollars per year depending on your property's flood zone elevation and coverage amount. NFIP policies average around 700 dollars annually for low-risk areas. Private flood insurance may cost more or less based on your specific risk profile. This is general information and not insurance advice.
About flood insurance agents in Prescott
Flood insurance agents in Prescott Arizona help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Prescott faces flash flood risks from monsoon storms and areas near Granite Creek may require flood insurance. Arizona law does not mandate flood insurance but lenders often require it for properties in high-risk zones.
Frequently Asked Questions
Do I need flood insurance in Prescott Arizona?
Flood insurance is not required by Arizona state law but your mortgage lender may require it if your property is in a FEMA-designated Special Flood Hazard Area. Even properties outside high-risk zones can flood during monsoon storms so many homeowners choose to purchase a policy.
What does a flood insurance agent do in Prescott?
A flood insurance agent helps you assess your property's flood risk determine the correct coverage amount and apply for a policy through the NFIP or a private carrier. They also assist with elevation certificates and claims filing after a flood event.
How long does it take to get flood insurance in Prescott?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. You should apply well before the monsoon season starts in June to ensure you are protected.
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