The top-rated flood insurance agent in Prescott Valley, Arizona is Makayla Chadwick - State Farm Insurance Agent, rated 5.0 stars across 449 reviews. Other highly rated options include Eric Strobel - State Farm Insurance Agent, Manzanita Insurance, Scott Smith - State Farm Insurance Agent. This directory lists 12 flood insurance agents serving Prescott Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Makayla Chadwick - State Farm Insurance Agent | 3700 N Robert Rd #1 | (928) 237-5094 |
| 2 | Eric Strobel - State Farm Insurance Agent | 2485 N Great Western Dr # A | (928) 772-8338 |
| 3 | Manzanita Insurance | 8168 Florentine Rd Suite A | (928) 800-0865 |
| 4 | Scott Smith - State Farm Insurance Agent | 3298 N Glassford Hill Rd #103 | (928) 772-7100 |
| 5 | Farmers Insurance - Stephen Carbajal Agency | 8197 Florentine Rd C | (928) 775-9994 |
| 6 | Foster Insurance Services: Allstate Insurance | 3001 N Main St #2e | (928) 772-0322 |
| 7 | Fair Advantage Insurance | 3071 N Robert Rd ste f | (928) 277-1213 |
| 8 | Inszone Insurance Services | 3075 N Windsong Dr B2 | (928) 458-7374 |
| 9 | Gerald Woodruff | 7594 E Palo Verde St # A | (928) 499-1076 |
| 10 | Cole Insurance Specialists | 8148 E State Rte 69 | (928) 427-1067 |
Makayla Chadwick - State Farm Insurance Agent serves the Prescott Valley, AZ area and surrounding communities as a flood insurance agent. This agency assists property owners in understanding available coverage options to protect homes and belongings from flood damage. Policyholders can consult with the agent to review specific risks and customize their protection accordingly. The office routinely handles flood policy applications for both primary residences and rental properties, ensuring local residents have access to necessary safeguards. Claims support and coverage adjustments are managed in this region.
Eric Strobel - State Farm Insurance Agent in Prescott Valley, AZ provides flood insurance coverage for properties in this flood-prone region. The agency offers policy reviews and claims assistance to help clients understand their flood risk and coverage options. Maintenance plans may include periodic reassessments of policy limits as area flood zones shift. Services are available for single-family homes, apartments, retail, and restaurants.
Manzanita Insurance serves homeowners, businesses, and property managers in Prescott Valley, Arizona, providing specialized guidance on federal flood insurance policies and local flood zone requirements. The agency helps clients understand flood risk assessments and secure appropriate coverage for their properties. It assists with claims navigation and policy adjustments as flood maps change. Manzanita Insurance also extends its services to neighboring Chino Valley and the broader Prescott metropolitan area, ensuring residents and commercial property owners in the region have access to essential flood protection.
Scott Smith - State Farm Insurance Agent in Prescott Valley, AZ, serves the local area and surrounding communities with flood insurance coverage. The agency handles policies for residential and commercial properties, helping clients protect against water damage from storms and rising waters. It works to assess individual property risks and match clients with appropriate plans from available options. To manage a typical job, the agency starts with a detailed review of the property’s flood zone and coverage needs, then presents policy choices clearly to ensure informed decisions.
Farmers Insurance - Stephen Carbajal Agency in Prescott Valley, AZ provides both one-time policies for temporary flood concerns and recurring coverage for long-term property protection. Services include helping clients select appropriate flood insurance to safeguard homes and businesses against water damage risks common in the region. Policies are tailored to individual property needs and local flood zone requirements. Assistance with claims and policy adjustments is available on an as-needed basis throughout the coverage period.
Homeowners, businesses, and property managers in Prescott Valley turn to Foster Insurance Services: Allstate Insurance for flood protection guidance. Flood insurance is essential here due to seasonal storm events and their impact on local properties. This agent helps clients understand National Flood Insurance Program options and select appropriate coverage for their structures and contents. Services include policy reviews, risk assessment for properties in flood zones, and claims assistance. They also extend their flood insurance expertise to surrounding communities such as Dewey-Humboldt in the central Arizona metro area.
Fair Advantage Insurance specializes in securing policies for homes and businesses in flood-prone areas of Prescott Valley, Arizona. It works with clients to understand their specific exposure and identifies appropriate coverage options from various insurers. Navigating local floodplain regulations is a regular part of its service, helping customers prepare for seasonal monsoons that can cause sudden flash flooding and property damage across the region.
Inszone Insurance Services provides flood insurance agency services to property owners in Sun City West, AZ, helping clients secure policies to protect against water damage. It assists with policy renewals and coverage adjustments to ensure clients maintain adequate protection as conditions change. The agency serves a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Monsoon season in Prescott Valley brings sudden downpours and flash flooding that can overwhelm unprepared homes. Gerald Woodruff helps property owners review coverage for storm runoff and washout damage before the rains arrive. The agency explains the National Flood Insurance Program’s requirements and available endorsements for this high-desert region. Policies are tailored to local hydrology risks from nearby drainages and washes. A site inspection is scheduled during the initial consultation to assess elevation and potential water pathways.
Cole Insurance Specialists provides flood insurance services to property owners in Prescott Valley, Arizona. It guides clients through flood risk assessments, helping secure coverage that addresses potential water damage from natural events or infrastructure issues. The company specializes in offering this protection as an add-on to standard property policies, ensuring gaps in coverage are filled. It serves various commercial sectors, including offices, warehouses, and food service establishments, tailoring each plan to specific operational needs.
What Does a a Flood Insurance Agent in Prescott Valley Cost?
Flood insurance costs in Prescott Valley depend on the property flood zone and building characteristics. NFIP rates for a standard home in a low-risk zone typically range from 500 to 800 dollars annually. In high-risk zones, premiums can exceed 2000 dollars per year. Private insurers may offer different pricing. This is general information and not insurance advice.
About flood insurance agents in Prescott Valley
Flood insurance agents in Prescott Valley help property owners protect against flood damage. Arizona law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents can guide you through the National Flood Insurance Program and private market options.
Frequently Asked Questions
Do I need flood insurance in Prescott Valley Arizona?
Flood insurance is not required by Arizona state law. However, if your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, your lender will require it. Many properties in Prescott Valley are in moderate-risk zones where insurance is optional but recommended.
What does a flood insurance agent do in Prescott Valley?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can also explain elevation certificates and how local flood maps affect your premium. Agents must be licensed by the Arizona Department of Insurance.
How much does flood insurance cost in Prescott Valley Arizona?
Costs vary based on flood zone, elevation, and coverage limits. NFIP policies in Arizona average around 700 to 1000 dollars per year for standard coverage. Private policies may be higher or lower depending on risk. Your agent can provide a specific quote based on your property.
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