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Find Flood Insurance Agents Near You in Sun City, AZ

Compare flood insurance agents in Sun City. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Sun City, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Arizona before hiring.
Showing 2 flood insurance agents in Sun City, AZ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Fine Insurance Group
18700 N 107th Ave #13, Sun City, AZ 85373
(623) 299-4960 thefineinsurancegroup.com
Farmers Insurance - Donavan Stellwag
13203 N 103rd Ave Ste F1, Sun City, AZ 85351
(623) 974-1140 agents.farmers.com

Flood insurance agents in Sun City help homeowners and renters secure coverage against flood damage. Arizona law does not require flood insurance, but mortgage lenders may require it for properties in high-risk zones. Agents can explain the National Flood Insurance Program (NFIP) and private options specific to Sun City.

What Does a Flood Insurance Agent in Sun City Cost?

The cost of flood insurance through the NFIP in Arizona typically ranges from 700 to 2,000 dollars per year for a standard policy, but rates vary based on flood zone, elevation, and building characteristics. Private flood insurance may cost 400 to 1,500 dollars annually. Premiums are set by federal guidelines or private underwriting, not by the agent. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required in Sun City Arizona?
Flood insurance is not required by Arizona state law. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. An agent can check your flood zone status.
What does a flood insurance agent do in Sun City?
A flood insurance agent helps you understand your flood risk, compare NFIP and private policies, and complete the application. They also assist with claims and policy renewals. Agents in Sun City are familiar with local flood maps and community rating system discounts.
How do I find a flood insurance agent near me in Sun City?
You can search the NFIP agent locator or ask local real estate professionals for referrals. Many independent insurance agencies in Sun City offer flood coverage. Verify that the agent is licensed in Arizona and has experience with flood policies.