The top-rated flood insurance agent in Tempe, Arizona is Claudia Salmon-Getz - State Farm Insurance Agent, rated 4.9 stars across 333 reviews. Other highly rated options include Riseson Insurance, AZ Insurance Team, 1st Insurance Group. This directory lists 17 flood insurance agents serving Tempe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Claudia Salmon-Getz - State Farm Insurance Agent | 2131 E Broadway Rd Suite 12 | (480) 345-0011 |
| 2 | Riseson Insurance | 64 E Broadway Rd STE 200, Office 285 | (602) 460-5470 |
| 3 | AZ Insurance Team | 442 E Southern Ave | (480) 535-5709 |
| 4 | 1st Insurance Group | 2033 E Warner Rd STE 102 | (480) 883-9977 |
| 5 | Inszone Insurance Services | 1231 W Warner Rd #104 | (480) 961-0101 |
| 6 | Mary Contreras - State Farm Insurance Agent | 2145 E Warner Rd #101 | (480) 775-7788 |
| 7 | Canyon Lands Insurance | 1655 W Drake Dr | (480) 855-7000 |
| 8 | Ayala Insurance | 2747 W Southern Ave # 9 | (602) 443-5505 |
| 9 | Hayden & Hayden Agency, Inc. | 5225 S McClintock Dr C | (480) 345-7226 |
| 10 | Thomas Boughton Agency Inc American Family Insurance | 9180 S Kyrene Rd Suite 117 | (480) 497-0842 |
Claudia Salmon-Getz - State Farm Insurance Agent serves the Tempe, Arizona metro area and surrounding communities as a flood insurance agent. The company helps homeowners, renters, and business owners evaluate their exposure to flood risks in this desert region, where flash floods and monsoon rains can cause significant property damage. It also assists clients in understanding National Flood Insurance Program policies and private flood coverage options. Specific services handled in this area include flood risk assessments for residential properties and guidance on securing coverage for basements and building contents.
Riseson Insurance provides flood insurance policies and risk assessment services for property owners in Tempe, Arizona. The agency assists clients with policy selection and claims guidance throughout the coverage term. It offers personalized consultations to evaluate flood zone designations and determine appropriate coverage limits. Riseson Insurance also provides annual policy reviews and renewal assistance to ensure continued protection against flood damage. The company services single-family homes, apartments, retail, and restaurants.
AZ Insurance Team assists homeowners, businesses, and property managers in Tempe, Arizona with obtaining flood insurance coverage. The agency helps clients understand flood zone risks and select appropriate policies to protect their assets from water damage. Navigating flood insurance requirements for properties in the region requires careful attention to local exposure patterns and federal program rules. The team also extends its flood insurance services to clients in the nearby city of Chandler within the greater Phoenix metro area.
1st Insurance Group offers comprehensive assistance with National Flood Insurance Program policies and private flood coverage options for Tempe properties. The agency guides clients through flood zone designations, explains elevation certificate requirements, and helps tailor limits to specific property risks. Residents benefit from local expertise regarding monsoon flooding, wash channel overflow, and storm runoff concerns typical of the region. This Tempe-based agent also assists homeowners and renters evaluating policies before the summer monsoon season and subsequent hurricane-related flood risks.
Inszone Insurance Services provides flood insurance agency services to property owners in Sun City West, AZ, helping clients secure policies to protect against water damage. It assists with policy renewals and coverage adjustments to ensure clients maintain adequate protection as conditions change. The agency serves a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Mary Contreras - State Farm Insurance Agent in Tempe, AZ assists with flood insurance by distinguishing between a single policy purchase for immediate protection and the option to set up recurring coverage that renews annually. Policies in this area help safeguard homes from water damage during monsoon storms or seasonal rainfall. Flood coverage typically applies to the building structure and its contents, though specific limits vary. Services run on both a one-time basis for a single property and an as-needed schedule for policy updates or claims assistance after individual events.
When monsoon storms threaten the Valley of the Sun, property owners in Tempe and the surrounding desert communities rely on Canyon Lands Insurance to navigate flood exposure risks. This local agency explains federal program options and supplemental policies that address washout, saturation, and drainage overflow common to low-lying parcels near the Salt River bed. Clients receive clear guidance on coverage gaps and policy limits before any contract is signed. The initial step is a property inspection to assess elevation, grading, and flood zone designation.
Ayala Insurance serves Tempe and the surrounding communities in the Phoenix metropolitan area, handling residential and commercial flood insurance needs. The company focuses on policies that protect properties from water damage associated with monsoon storms and flash floods. For each client, its general approach begins with a thorough assessment of flood zone risks, then carefully matches coverage options to the specific property’s vulnerabilities before finalizing a tailored plan.
Hayden & Hayden Agency, Inc. provides general insurance services to clients in Tempe, Arizona. Its operations specialize specifically in flood insurance, helping property owners assess their exposure to water damage and secure appropriate coverage. This focus allows the agency to address the unique risks posed by seasonal rains and nearby waterways. Commercial sectors it can serve include offices, warehouses, and food service establishments that require tailored policies.
Thomas Boughton Agency Inc American Family Insurance in Tempe, AZ provides flood insurance for residential properties in the local area. Commercial coverage is also available to protect businesses from flood-related losses. The agency serves clients throughout Tempe and the surrounding region. Policies can be reviewed and adjusted to reflect changing property needs or flood zone conditions. The agent supports customers by handling policy updates and answering questions between regular visits.
What Does a a Flood Insurance Agent in Tempe Cost?
The average cost of a flood insurance policy through the NFIP in Arizona is around $700 to $1,200 per year for a standard home. Private market policies may cost more or less depending on your property elevation and flood zone. Actual premiums vary by case based on location building characteristics and coverage amount. This is general information not insurance advice.
About flood insurance agents in Tempe
Flood insurance agents in Tempe Arizona help property owners secure coverage through the National Flood Insurance Program or private insurers. Arizona law does not require flood insurance for most homes but lenders may mandate it for properties in high-risk flood zones. Tempe properties near the Salt River or other waterways often need this protection.
Frequently Asked Questions
Do I need flood insurance in Tempe Arizona?
Flood insurance is not required by Arizona state law for most properties. However if your home is in a FEMA-designated Special Flood Hazard Area your mortgage lender will likely require it. Check the FEMA flood map for Tempe to see your zone.
What does a flood insurance agent in Tempe do?
A flood insurance agent helps you assess your flood risk and choose a policy that fits your needs. They explain coverage limits deductibles and waiting periods. They also guide you through the NFIP application process.
How long does it take for flood insurance to start in Arizona?
Standard NFIP policies have a 30-day waiting period before coverage begins. There are exceptions for flood map changes or if you are closing on a home purchase. Plan ahead to avoid gaps in coverage.
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