ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a flood insurance agent in Cotati? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Cotati, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 3 flood insurance agents in Cotati, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jared Soukup - State Farm Insurance Agent
8492 Gravenstein Hwy Suite I, Cotati, CA 94931
(707) 794-8100
jaredsoukup.com
Jared Soukup - State Farm Insurance Agent
8492 Gravenstein Hwy Suite I, Cotati, CA 94931
(707) 794-8100
jaredsoukup.com
Michael Loomis - State Farm Insurance Agent
8492 Gravenstein Hwy Suite I, Cotati, CA 94931
(707) 794-8100
statefarm.com
Flood insurance agents in Cotati help homeowners and renters secure coverage through the National Flood Insurance Program or private insurers. California law requires lenders to mandate flood insurance for properties in high-risk zones. Agents can also advise on elevation certificates and flood zone map changes specific to Sonoma County.
What Does a Flood Insurance Agent in Cotati Cost?
The cost of flood insurance in Cotati depends on the property flood zone, elevation, and coverage amount. NFIP policies average between 700 and 2,500 annually for single-family homes in moderate-to-high risk areas. Private flood insurance may cost 500 to 1,800 per year for lower-risk properties. Factors like deductible choice and building value also affect premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Cotati California?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, agents often recommend coverage due to local creek and stormwater flooding risks.
What does a flood insurance agent do in Cotati?
An agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and assists with filing claims. They also guide you on California-specific requirements such as the 30-day waiting period for new NFIP policies.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Cotati who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.