Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 flood insurance agents in La Quinta, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Ford - State Farm Insurance Agent
79440 Corporate Centre Dr #104, La Quinta, CA 92253
(760) 564-0011
sfjohnford.com
Integrity Agents Insurance Services Inc
51555 Desert Club Dr Suite 350, La Quinta, CA 92253
(760) 625-0777
integrityagentsins.com
Robert Stowe Insurance Agency, Inc. A Farmers Insurance Agency
79710 CA-111 # 100, La Quinta, CA 92253
(760) 342-2786
farmersagent.com
Foulds Health Insurance Agency
78010 Main St #208, La Quinta, CA 92253
(760) 346-6565
fhi65.com
NavSav Insurance - Private Client
51625 Desert Club Dr #202, La Quinta, CA 92253
(760) 564-6800
navsav.com
Blake Lashgari: Allstate Insurance
79200 Corporate Centre Dr Ste 103, La Quinta, CA 92253
(760) 564-2443
agents.allstate.com
Palm Valley Insurance Services
77777 Calle Tampico, La Quinta, CA 92253
(760) 775-7256
palmvalleyinsurance.com
Coachella Valley Insurance
78411 CA-111, La Quinta, CA 92253
(760) 227-2564
WBA Insurance Agency
51025 Avenida Mendoza Suite 101, La Quinta, CA 92253
(760) 777-1307
wbainsurance.com
What Does a Flood Insurance Agent in La Quinta Cost?
The cost of flood insurance in California typically ranges from 700 to 2000 dollars per year for a standard NFIP policy. Premiums depend on factors like flood zone elevation building age and coverage amount. Private flood insurance may cost more or less depending on risk. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Why do I need a flood insurance agent in La Quinta?
A flood insurance agent can help you understand your flood risk and find a policy that meets lender requirements. La Quinta is in a desert region but flash floods can occur after heavy rain. An agent can explain the National Flood Insurance Program and private options available in California.
What areas in La Quinta require flood insurance?
Properties in FEMA designated Special Flood Hazard Areas often require flood insurance for mortgages. You can check your property on the FEMA Flood Map Service Center. Your agent can review the map and explain if your home is in a high risk zone.
How does California law affect flood insurance requirements?
California law requires sellers to disclose flood hazards to buyers but does not mandate insurance. However lenders may require it for federally backed mortgages in high risk areas. An agent can help you comply with these requirements and avoid penalties.