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Flood Insurance Agents in Manhattan Beach, CA

Compare flood insurance agents in Manhattan Beach. Review contact information and insurance categorys before you decide.

16 agents listed
Updated May 2026
Manhattan Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 flood insurance agents in Manhattan Beach, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve Saiz - State Farm Insurance Agent
1112 Ocean Dr STE 101, Manhattan Beach, CA 90266
(310) 421-2822 neighborsteve.com
K J Arbues: Allstate Insurance
1021 N Sepulveda Blvd # O, Manhattan Beach, CA 90266
(310) 796-7955 agents.allstate.com
NEXO Insurance Services, Inc.
111 N Sepulveda Blvd #325, Manhattan Beach, CA 90266
(323) 486-9346 nexofit.com
Laura Maloney - State Farm Insurance Agent
505 N Sepulveda Blvd Ste 10, Manhattan Beach, CA 90266
(310) 374-3202 lauramaloney.com
Cynthia Snyder - State Farm Insurance Agent
1501 N Sepulveda Blvd # B, Manhattan Beach, CA 90266
(310) 546-7803 cynthiasnyder.com
HIR Insurance Agency
1219 N Morningside Dr, Manhattan Beach, CA 90266
(323) 455-4961 go2hir.com
Farmers Insurance - Steve Almeida
500 S Sepulveda Blvd Ste 209, Manhattan Beach, CA 90266
(310) 376-0271 agents.farmers.com
Symcap Insurance Agency
1413 N Sepulveda Blvd, Manhattan Beach, CA 90266
(424) 282-8008 symcapins.com
Carla Ramirez Insurance Agency
920 Manhattan Beach Blvd #1, Manhattan Beach, CA 90266
(310) 545-1027 cramirezinsurance.com
AD Blue Insurance & Financial Services, Inc.
3701 Highland Ave #100, Manhattan Beach, CA 90266
(310) 318-9112 adblueinsurance.com
Erol Hassan - State Farm Insurance Agent
3540 Highland Ave, Manhattan Beach, CA 90266
(310) 545-6579 erolhassan.com
State Insurance
3540 Highland Ave, Manhattan Beach, CA 90266
(310) 929-6309 statefarm.com
Farmers Insurance - Jeffrey Knoche
1120 Manhattan Beach Blvd Ste 201, Manhattan Beach, CA 90266
(310) 798-1581 agents.farmers.com
James & Gable Insurance Broker
111 N Sepulveda Blvd #325, Manhattan Beach, CA 90266
(310) 937-2020
Aldrich & Turkmany Insurance
920 Manhattan Beach Blvd Suite 2, Manhattan Beach, CA 90266
(310) 374-3400 mercuryinsurance.com
Farmers Insurance - Gregory Smith
1120 Manhattan Beach Blvd #202, Manhattan Beach, CA 90266
(310) 546-7215 agents.farmers.com

Flood insurance agents in Manhattan Beach help property owners secure coverage against coastal flooding and storm surges. California law requires lenders to mandate flood insurance for properties in high-risk zones. Agents can guide you through the National Flood Insurance Program and private market options to meet your specific needs.

What Does a Flood Insurance Agent in Manhattan Beach Cost?

The cost of flood insurance in Manhattan Beach varies based on flood zone, property elevation, and coverage amount. NFIP policies average around $700 to $1,200 per year for standard residential coverage, but premiums can be higher for properties in high-risk areas. Private flood insurance may cost more or less depending on risk factors. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Manhattan Beach?
If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, so many homeowners choose to carry a policy for protection.
What does a flood insurance agent do in Manhattan Beach?
A flood insurance agent assesses your property risk, explains policy options from the NFIP and private insurers, and helps you complete the application. They also assist with claims and policy renewals to ensure continuous coverage.
How long does it take to get flood insurance in California?
NFIP policies typically have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a new mortgage. Private insurers may offer shorter waiting periods, but you should plan ahead to avoid gaps in coverage.