Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 7 flood insurance agents in Oakley, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mark Murray - State Farm Insurance Agent
2051 Main St, Oakley, CA 94561
(925) 679-1500
markmurray.org
Allstate: Jeff MacDonald
3775 Main St, Oakley, CA 94561
(925) 625-3820
Confianza insurance
3903 Main St, Oakley, CA 94561
(925) 420-6541
Farmers Insurance - Maribel Ruvalcaba
200 W Cypress Rd Ste A, Oakley, CA 94561
(925) 392-8243
agents.farmers.com
Farmers Insurance - Tom Stephens
3775 Main St Ste C, Oakley, CA 94561
(925) 625-7720
agents.farmers.com
State Farm Insurance
2051 Main St, Oakley, CA 94561
(925) 679-1500
Agers Insurance Services
994 Almaden Cir, Oakley, CA 94561
(925) 625-9061
What Does a Flood Insurance Agent in Oakley Cost?
In California, flood insurance premiums through the NFIP average between 700 and 1,200 dollars per year for a standard policy, but Oakley properties in high-risk Delta zones can exceed 2,500 dollars annually. Private flood insurance carriers may offer lower rates for low-risk properties or higher coverage limits. Costs depend on the property elevation, flood zone, deductible chosen, and building replacement value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required in Oakley California?
Flood insurance is required by federal law for properties in FEMA-designated Special Flood Hazard Areas that have a mortgage from a federally regulated lender. In Oakley, many homes near the Delta are in Zone AE or Zone X. Even if not required, California law allows flood insurance to be purchased voluntarily for lower-risk areas.
What does a flood insurance agent do in Oakley?
A flood insurance agent helps you assess your flood risk using FEMA flood maps, explains policy coverage limits, and quotes premiums from the National Flood Insurance Program or private carriers. They also assist with elevation certificate requirements and claims guidance after a flood event.