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Flood Insurance Agents in Rancho Palos Verdes, CA

Directory of flood insurance agents in Rancho Palos Verdes, California. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Rancho Palos Verdes, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 flood insurance agents in Rancho Palos Verdes, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shabby Shaw - State Farm Insurance Agent
29000 S Western Ave Ste: 305, Rancho Palos Verdes, CA 90275
(310) 534-2977 shabbyshaw.com
AAA Rancho Palos Verdes Insurance and Member Services
28901 S Western Ave #137, Rancho Palos Verdes, CA 90275
(310) 732-0042 ace.aaa.com
Farmers Insurance - Deborah Colman
29000 S Western Ave UNIT 404, Rancho Palos Verdes, CA 90275
(310) 832-6155 agents.farmers.com
Howard Blumberg - State Farm Insurance Agent
31244 Palos Verdes Dr W #221, Rancho Palos Verdes, CA 90275
(310) 541-3597 howardblumberg.com

Flood insurance agents in Rancho Palos Verdes help homeowners and businesses secure coverage against flood damage. Located along the Palos Verdes Peninsula, this area faces risks from heavy rain, landslides, and coastal flooding. California law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA.

What Does a Flood Insurance Agent in Rancho Palos Verdes Cost?

Flood insurance premiums in California vary by flood zone, elevation, and coverage amount. NFIP policies average around USD 700 to USD 1,200 per year for standard coverage, but high-risk properties can cost USD 2,000 or more. Private flood insurance may offer lower rates or higher limits. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Rancho Palos Verdes?
If your property is in a FEMA-designated Special Flood Hazard Area, your mortgage lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.
What does a flood insurance agent do in California?
A flood insurance agent evaluates your property risk, explains NFIP and private policy options, and helps you choose coverage that meets California lending requirements. They also assist with claims and policy renewals.