The top-rated flood insurance agent in Redondo Beach, California is Deborah Watson-Triggs - State Farm Insurance Agent, rated 5.0 stars across 163 reviews. Other highly rated options include Kinter Insurance Services, Tatiana Dean - State Farm Insurance Agent, Stan Tolesnikov - State Farm Insurance Agent. This directory lists 11 flood insurance agents serving Redondo Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Deborah Watson-Triggs - State Farm Insurance Agent | 1244 Beryl St | (310) 374-1200 |
| 2 | Kinter Insurance Services | 1014 S Pacific Coast Hwy | (310) 798-6100 |
| 3 | Tatiana Dean - State Farm Insurance Agent | 1010 S Pacific Coast Hwy Suite 206A | (310) 792-5900 |
| 4 | Stan Tolesnikov - State Farm Insurance Agent | 2615 Manhattan Beach Blvd Unit 110 | (310) 374-5730 |
| 5 | Littleton Insurance Services | 407 N Pacific Ave Unit 737 | (310) 370-1597 |
| 6 | Farmers Insurance - Jessie Navarro | 1426 Aviation Blvd #201 | (310) 792-7885 |
| 7 | Tyler Cross: Allstate Insurance | 2615 190th St #230 | (310) 214-1911 |
| 8 | Bill Clayton: Allstate Insurance | 319 Torrance Blvd | (310) 318-1800 |
| 9 | Bichlmeier Insurance Services | 730 S Pacific Coast Hwy #201 | (310) 376-8852 |
| 10 | Michael Eastman Insurance Agency | 1200 S Pacific Coast Hwy a | (866) 936-9992 |
Deborah Watson-Triggs - State Farm Insurance Agent serves Los Angeles County, including the city of Redondo Beach. The agency specializes in flood insurance policies designed to protect residential and commercial properties in coastal and flood-prone zones. With the risk of heavy rainfall and rising tides, property owners often require specialized coverage beyond standard homeowners insurance. The agent assesses individual exposure and helps select appropriate plans to fill common gaps in protection. The agency handles flood insurance for single-family homes and small businesses in its Redondo Beach service area.
Kinter Insurance Services provides flood insurance coverage, including policy selection assistance and claim support for residential and commercial clients in Redondo Beach. The agency offers ongoing plan reviews and periodic updates to ensure coverage aligns with changing flood zone designations and property values. It maintains clear communication with clients regarding renewal terms and regulatory requirements affecting local flood insurance. The company serves single-family homes, apartments, retail establishments, and restaurants.
Tatiana Dean - State Farm Insurance Agent serves homeowners, businesses, and property managers in Redondo Beach, California, by offering flood insurance policies to protect against water damage from storms and rising tides. As a flood insurance agent, this location helps clients assess their property’s risk and secure coverage that meets lender requirements or personal needs. The agency also assists customers in neighboring Hermosa Beach and the surrounding South Bay communities.
Serving Redondo Beach and surrounding South Bay communities, Stan Tolesnikov - State Farm Insurance Agent handles flood insurance policies for local homes and businesses. The agency assists clients in assessing property flood risks and selecting appropriate coverage limits. Each consultation focuses on clearly explaining policy details, including what perils are covered and standard waiting periods. The approach involves helping homeowners compile necessary documentation and working directly with the client schedule to secure a suitable policy efficiently.
Littleton Insurance Services in Redondo Beach, CA helps property owners navigate the distinction between a one-time National Flood Insurance Program policy and the recurring coverage of a private excess policy. Their primary service is ensuring residential and commercial properties are protected against flood damage from storms or rising water in this coastal area. They assist with policy selection, risk assessment, and claims guidance. Their service is available on an as-needed basis for consultations or scheduled annual policy reviews.
As a flood insurance agent, Farmers Insurance - Jessie Navarro in Redondo Beach specializes in advising property owners on National Flood Insurance Program eligibility and supplemental private flood coverage. The agent guides clients through flood maps and elevation certificates as part of comprehensive personal insurance planning for homes and businesses. Each policy review addresses regional flood risks from Pacific storms and coastal storm surge along the South Bay. Year-round support includes documentation assistance before a pending El Niño season increases the likelihood of heavy rain and localized flooding.
When heavy winter rains and rising water levels threaten the South Bay, property owners in Redondo Beach look for reliable protection. Tyler Cross: Allstate Insurance serves this coastal community as a dedicated flood insurance agent. The agency helps homeowners and renters understand their specific risk from ocean surges or storm runoff. By recommending appropriate federal and private coverage options, it guides clients through often complex policy details. A thorough on-site inspection of the property’s elevation and drainage features is the first step in compiling a personalized initial assessment.
Bill Clayton: Allstate Insurance offers property coverage to homeowners and renters in the Redondo Beach area. The agency specializes in flood insurance policies for residential clients facing coastal and low-lying flood risks. Standard policies protect against rising waters, and the agent assists with coverage limits and deductibles. Commercial accounts can be served, including coverage for local offices, warehouses, and food service establishments needing flood protection for their business assets and operations.
Bichlmeier Insurance Services provides residential flood insurance policies to homeowners in Redondo Beach, California. The agency also helps commercial property owners secure coverage tailored to their specific needs. Serving clients throughout the local area, including coastal zones, they offer professional guidance on flood risk and policy options. Return customers often schedule annual reviews with the agency to ensure their coverage remains current between routine insurance updates.
What Does a a Flood Insurance Agent in Redondo Beach Cost?
Typical flood insurance costs in California range from $500 to $3,000 per year for NFIP policies, depending on flood zone, building value, and deductible. Private market policies may cost more or less. Premiums for Redondo Beach properties near the coast can be higher due to storm surge risk. This is general information, not insurance advice.
About flood insurance agents in Redondo Beach
Flood insurance agents in Redondo Beach help homeowners and businesses secure coverage against coastal and stormwater flooding. California law requires lenders to mandate flood insurance for properties in high-risk zones, but agents can also advise on optional policies for lower-risk areas. Local agents understand FEMA flood maps and can explain the 30-day waiting period for new NFIP policies.
Frequently Asked Questions
What does a flood insurance agent in Redondo Beach do?
A flood insurance agent helps you find and purchase a flood insurance policy from the National Flood Insurance Program or a private insurer. They assess your property risk, explain coverage limits, and assist with claims if flooding occurs.
Is flood insurance required in Redondo Beach?
Flood insurance is required by federal law for properties in high-risk flood zones with a federally backed mortgage. In California, lenders may also require it for properties in moderate-risk zones. An agent can check your specific flood zone designation.
How long does it take for flood insurance to start in California?
Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist if you are buying a home with a new mortgage or if flood maps change. Private insurers may offer shorter waiting periods.
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