ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Flood Insurance Agents Near You in Golden, CO
Browse flood insurance agents serving Golden, Colorado. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Golden, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 2 flood insurance agents in Golden, CO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Inszone Insurance Services
430 Indiana St Ste. 100, Golden, CO 80401
(303) 960-5290
inszoneinsurance.com
LF Insurance Group
12851 W 43rd Dr #2, Golden, CO 80403
(303) 422-2018
lfins.com
Flood insurance agents in Golden Colorado help property owners protect against flood damage. Colorado law does not require flood insurance for most homes but lenders often mandate it in high-risk zones. Agents can explain the National Flood Insurance Program and private options specific to Golden's location near Clear Creek.
What Does a Flood Insurance Agent in Golden Cost?
Typical flood insurance costs in Golden Colorado depend on your property's flood zone and the amount of coverage you choose. For a standard NFIP policy premiums often range from 700 to 2000 dollars per year in moderate-risk areas. High-risk zones near Clear Creek can see premiums of 3000 to 5000 dollars annually. Private flood insurance may offer lower rates for some properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Golden Colorado?
Flood insurance is not required by Colorado state law for most properties. However if your home is in a FEMA-designated Special Flood Hazard Area your mortgage lender will likely require it. Golden has areas near Clear Creek that are prone to flooding.
What does a flood insurance agent in Golden do?
A flood insurance agent helps you assess your flood risk and choose a policy that fits your needs. They can explain coverage limits deductibles and the 30-day waiting period before a policy takes effect. Agents also assist with filing claims after a flood event.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Golden who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Colorado.