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Find Flood Insurance Agents Near You in Thornton, CO

Directory of flood insurance agents in Thornton, Colorado. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Thornton, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 9 flood insurance agents in Thornton, CO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Horizons Insurance, Inc
1596 E 101st Ave, Thornton, CO 80229
(303) 412-5842 horizonsinsinc.com
Tim Sexton - State Farm Insurance Agent
550 Thornton Pkwy Unit 174, Thornton, CO 80229
(303) 284-5211 teamsexton.com
GIS INSURANCE LLC / TRU SERVICES
8621 Washington St, Thornton, CO 80229
(720) 231-6528 truservices.net
Mahoney Insurance Agency
12412 York St, Thornton, CO 80241
(303) 268-5555 peaceofmind.pro
Colorado Hazard Insurance
2090 E 104th Ave Ste 302, Thornton, CO 80233
(303) 558-9880 coloradohazardinsurance.com
Coker Agency LLC
3907 E 120th Ave #211, Thornton, CO 80233
(720) 541-7651 coker-agency.com
Foundation Insurance Group
7079 E 123rd Pl, Thornton, CO 80602
(970) 818-8450 foundation-insurance.com
Fiocca Insurance
8630 Pearl St, Thornton, CO 80229
(303) 288-2244 fioccainsurance.com
Sun Insurance
8877 Washington St, Thornton, CO 80229
(303) 301-2383 suninsuranceco.com

What Does a Flood Insurance Agent in Thornton Cost?

Flood insurance costs in Thornton Colorado vary based on flood zone risk property value and building characteristics. NFIP rates average around 700 to 1000 dollars per year for standard policies but can exceed 2000 dollars in high risk areas. Private flood insurance may offer competitive pricing for lower risk properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance if I live outside a flood zone in Thornton?
Flooding can occur outside mapped high risk areas. Many Thornton homeowners choose flood insurance for protection against heavy rain events and snowmelt. Coverage is available through NFIP or private insurers.
How do I find a flood insurance agent in Thornton Colorado?
You can search for licensed agents through the Colorado Division of Insurance website or ask local real estate professionals for referrals. Agents must hold a valid Colorado insurance license to sell policies in the state.
What is the waiting period for flood insurance in Colorado?
NFIP policies typically have a 30 day waiting period before coverage begins. Private flood insurance may have shorter waiting periods. Plan ahead and do not wait until a storm is forecast.