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Flood Insurance Agents in Berlin, CT

Browse flood insurance agents serving Berlin, Connecticut. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Berlin, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 5 flood insurance agents in Berlin, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kensington Insurance Ltd
925 Farmington Ave, Berlin, CT 06037
(860) 828-6525 kensingtoninsurance.com
Zapex Insurance
39 Mill St Suite 5, Berlin, CT 06037
(203) 295-7554 zapexinsurance.com
Bogden Insurance Agency
965 Farmington Ave, Berlin, CT 06037
(860) 828-0310 bogdeninsurance.com
JMG Insurance Corp
1251 Berlin Tpke, Berlin, CT 06037
(860) 600-8402 jmg.com
Kader Insurance Agency
859 Mill St, Berlin, CT 06037
(860) 770-6555 kaderinsurance.com

Flood insurance agents in Berlin Connecticut help property owners secure coverage through the National Flood Insurance Program or private carriers. Connecticut law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Berlin residents near the Mattabesset River or other floodplains should review their coverage annually.

What Does a Flood Insurance Agent in Berlin Cost?

Flood insurance premiums in Connecticut vary by flood zone, building elevation, and coverage amount. NFIP policies average between $700 and $2,000 per year for standard residential coverage. Private market policies may cost more or less depending on risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Berlin Connecticut?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur and coverage is recommended.
What does a flood insurance agent do in Berlin?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They can also assist with elevation certificates and claims questions.
How long does it take to get flood insurance in Connecticut?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead to avoid gaps in coverage.