Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 20 flood insurance agents in Danbury, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
4 Liberty St #8, Danbury, CT 06810
(475) 454-5759
locations.freeway.com
Talline Carvalho - State Farm Insurance Agent
8 Locust Ave, Danbury, CT 06810
(203) 456-6577
myoneagency.com
Northern Fairfield Insurance
57 North St Suite 410, Danbury, CT 06810
(203) 791-2897
northernfairfieldinsurance.com
Goosehead Insurance - Nathan Archer
1 Reserve Dr Suite 2, Danbury, CT 06810
(203) 441-7966
goosehead.com
Mirante Agency
272 Main St #1, Danbury, CT 06810
(203) 778-9676
miranteagency.com
Ferrari Agency: Allstate Insurance
91 South St, Danbury, CT 06810
(203) 791-8444
agents.allstate.com
Amazon Insurance
53 Liberty St SUITE 1, Danbury, CT 06810
(203) 790-8077
amazoninsurance.wix.com
Associated Insurance Agency
50 Newtown Rd #1, Danbury, CT 06810
(203) 748-9272
aia-danbury.com
Doyon Insurance Agency
23 Segar St, Danbury, CT 06810
(203) 744-2886
doyoninsurance.net
Bright Insurance Group LLC
39 Mill Plain Rd STE 5, Danbury, CT 06811
(203) 826-0041
brightinsg.com
Johnson Stevens Curran Agency
74 West St, Danbury, CT 06810
(203) 743-2844
jscurran.com
Hannan Agency Inc.
23 Keeler St, Danbury, CT 06810
(203) 743-6331
hannanagency.com
The Siegel Insurance Agency
54 Main St #1, Danbury, CT 06810
(203) 297-8168
thesiegelagencyonline.com
America Agency
235 Main St Suite 103, Danbury, CT 06810
(203) 788-8994
americaagencyllc.wixsite.com
William Hajj Insurance
36 Mill Plain Rd, Danbury, CT 06811
(203) 748-5346
williamhajjinsurance.com
Northeast Insurance
27 Mill Plain Rd, Danbury, CT 06811
(203) 917-4726
JMG Insurance Corp
53 Lake Ave Ext, Danbury, CT 06811
(860) 544-5470
jmg.com
Nationwide Insurance: The SIG Insurance Agencies
72 North St Unit 100, Danbury, CT 06810
(203) 744-1555
agency.nationwide.com
Free From Risk LLC - Insurance Agency
57 North St STE 205, Danbury, CT 06810
(914) 500-9508
freefromriskllc.com
Farmer's Insurance - William Iacovo
56 Padanaram Rd # 4, Danbury, CT 06811
(203) 628-2213
What Does a Flood Insurance Agent in Danbury Cost?
In Connecticut, NFIP flood insurance premiums average between 700 and 2,000 dollars per year for standard residential policies, but costs vary widely based on flood zone, building elevation, and deductible. Private flood insurance may cost 500 to 3,000 dollars annually depending on risk factors. An Elevation Certificate, which costs 200 to 600 dollars, may be needed to determine your rate. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Danbury Connecticut?
If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, Connecticut law requires flood insurance. Even outside high-risk zones, agents often recommend coverage because 25 percent of flood claims come from low-to-moderate risk areas.
What does a flood insurance agent do for Danbury homeowners?
A flood insurance agent assesses your property's flood risk using FEMA flood maps, explains NFIP coverage limits and exclusions, and helps you choose between NFIP and private flood insurance. They also assist with the required Elevation Certificate if your building is in a high-risk zone.
How long does it take to get flood insurance in Connecticut?
NFIP policies typically have a 30-day waiting period before coverage begins. Connecticut law allows exceptions for flood insurance required at closing or for map revisions. An agent can advise on timing to ensure you meet lender deadlines.