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Find Flood Insurance Agents Near You in Durham, CT
Directory of flood insurance agents in Durham, Connecticut. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Durham, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 2 flood insurance agents in Durham, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rich Brock, American National Insurance
350 Main St suite 4, Durham, CT 06422
(860) 733-1011
mlagents.americannational.com
Ruffo Agency Knights of Columbus
16 Main St Ste 103, Durham, CT 06422
(860) 866-8712
Flood insurance agents in Durham Connecticut help property owners understand their flood risk and secure coverage through the National Flood Insurance Program. Connecticut law requires flood insurance for properties in high-risk zones if they have a federally backed mortgage. An agent can review your property location and recommend appropriate coverage limits.
What Does a Flood Insurance Agent in Durham Cost?
Typical flood insurance costs in Connecticut range from 500 to 2,500 dollars per year for a standard NFIP policy, depending on flood zone, property value, and deductible. Premiums can be higher for properties in high-risk areas or with basement coverage. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Why do I need a flood insurance agent in Durham?
Durham is located in Middlesex County and has areas near the Coginchaug River that may be in flood zones. An agent can help you determine your flood zone status and find a policy that meets your needs.
What does a flood insurance agent do in Connecticut?
A flood insurance agent helps you apply for NFIP coverage, explains waiting periods and coverage limits, and advises on flood preparedness. They can also assist with filing claims after a flood event.
How long does it take for flood insurance to start in Connecticut?
Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loans requiring flood insurance at closing. Your agent can explain these timing rules.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Connecticut.