Skip to main content

Flood Insurance Agents in Old Lyme, CT

Compare flood insurance agents in Old Lyme. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Old Lyme, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 4 flood insurance agents in Old Lyme, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bankers Life
6 Vista Dr Ste 101, Old Lyme, CT 06371
(860) 434-4010 branches.bankerslife.com
Nicholas Holmes, Bankers Life Agent and Bankers Life Advisory Services Investment Advisor
6 Vista Dr Ste 101, Old Lyme, CT 06371
(860) 865-7016 agents.bankerslife.com
Bouvier Insurance, A HUB International Company: Old Lyme
90 Halls Rd Box 907, Old Lyme, CT 06371
(860) 434-1611 binsurance.com
Eric Park, Bankers Life Agent
6 Vista Dr Ste 101, Old Lyme, CT 06371
(860) 434-4010 agents.bankerslife.com

Old Lyme Connecticut is located along the Long Island Sound and the Connecticut River making it prone to flooding. A flood insurance agent in Old Lyme can help you understand the National Flood Insurance Program and any additional private coverage options. Connecticut law requires flood insurance for properties in high-risk flood zones if you have a federally backed mortgage.

What Does a Flood Insurance Agent in Old Lyme Cost?

Flood insurance costs in Connecticut vary based on your property location elevation and coverage amount. For an NFIP policy in Old Lyme annual premiums typically range from 700 to 2000 dollars for a standard home. Higher risk properties may pay more. Private market policies can sometimes offer lower rates or higher limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Old Lyme Connecticut?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage you are required to have flood insurance. Even outside high-risk zones flooding can occur so many homeowners choose to buy a policy.
What does a flood insurance agent do in Connecticut?
A flood insurance agent helps you assess your flood risk explain policy options and complete the application. They can also help you understand Connecticut specific rules such as the 30-day waiting period before most NFIP policies take effect.
How long does it take to get flood insurance in Connecticut?
Standard NFIP policies have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. An agent can help you find the fastest option for your situation.